BCB Bancorp, Inc. (NJ) (NASDAQ:BCBP) Issues Earnings Results

Posted by Francis Steltz on Aug 5th, 2026

BCB Bancorp, Inc. (NJ) (NASDAQ:BCBP – Get Free Report) released its quarterly earnings results on Monday. The bank reported ($0.85) earnings per share for the quarter, missing the consensus estimate of $0.25 by ($1.10), Zacks reports. BCB Bancorp, Inc. (NJ) had a negative net margin of 10.21% and a negative return on equity of 6.19%. The business had revenue of $22.88 million during the quarter, compared to analysts’ expectations of $25.55 million.

Here are the key takeaways from BCB Bancorp, Inc. (NJ)’s conference call:

Dividends on common and preferred shares were suspended to preserve holding-company liquidity and strengthen bank capital, while management evaluates potential capital and balance-sheet actions.
The bank recorded $19 million of loan-loss provisioning in the quarter, including $16.7 million tied to C&I loans, and executives warned that additional charge-offs may occur as the C&I and commercial real estate portfolios undergo further review.
Management said losses in the Business Express portfolio have moderated to $1.1 million year to date in 2026, versus roughly $10 million in both 2024 and 2025, although the portfolio remains weak and losses can be binary.
A comprehensive financial restructuring and credit review remains in progress, with management targeting greater clarity around Labor Day and a plan to be announced in the third quarter; consultant, legal and other expenses are expected to remain elevated for several quarters.
The net interest margin improved by about eight basis points to above 3%, while management said recurring operating revenue has remained near $25 million per quarter and believes the deferred tax asset can be utilized once credit issues are addressed.

BCB Bancorp, Inc. (NJ) Price Performance

Shares of BCBP stock opened at $9.16 on Wednesday. The company has a debt-to-equity ratio of 0.95, a quick ratio of 1.11 and a current ratio of 1.11. The firm has a market cap of $159.02 million, a P/E ratio of -130.84 and a beta of 0.71. The business’s 50 day moving average price is $10.56 and its 200-day moving average price is $9.44. BCB Bancorp, Inc. has a fifty-two week low of $7.31 and a fifty-two week high of $11.71.

Insider Activity at BCB Bancorp, Inc. (NJ)

In related news, Director Gerald Werdann purchased 4,400 shares of the firm’s stock in a transaction that occurred on Thursday, June 4th. The stock was bought at an average cost of $11.28 per share, with a total value of $49,632.00. Following the completion of the purchase, the director directly owned 12,122 shares in the company, valued at approximately $136,736.16. This represents a 56.98% increase in their ownership of the stock. The transaction was disclosed in a document filed with the SEC, which is available at this hyperlink. Corporate insiders own 11.50% of the company’s stock.

Institutional Inflows and Outflows

Hedge funds and other institutional investors have recently made changes to their positions in the company. BNP Paribas Financial Markets lifted its stake in shares of BCB Bancorp, Inc. (NJ) by 31.8% in the 3rd quarter. BNP Paribas Financial Markets now owns 6,205 shares of the bank’s stock valued at $54,000 after purchasing an additional 1,497 shares during the period. Barclays PLC grew its stake in BCB Bancorp, Inc. (NJ) by 2.0% in the fourth quarter. Barclays PLC now owns 81,340 shares of the bank’s stock worth $656,000 after purchasing an additional 1,565 shares during the period. Mercer Global Advisors Inc. ADV raised its holdings in BCB Bancorp, Inc. (NJ) by 21.8% in the fourth quarter. Mercer Global Advisors Inc. ADV now owns 12,492 shares of the bank’s stock worth $101,000 after purchasing an additional 2,233 shares in the last quarter. Public Employees Retirement System of Ohio raised its holdings in BCB Bancorp, Inc. (NJ) by 76.8% in the third quarter. Public Employees Retirement System of Ohio now owns 5,415 shares of the bank’s stock worth $47,000 after purchasing an additional 2,352 shares in the last quarter. Finally, Empowered Funds LLC lifted its position in BCB Bancorp, Inc. (NJ) by 3.9% during the first quarter. Empowered Funds LLC now owns 62,609 shares of the bank’s stock valued at $617,000 after buying an additional 2,365 shares during the period. Hedge funds and other institutional investors own 36.00% of the company’s stock.

Wall Street Analysts Forecast Growth

BCBP has been the topic of several research reports. Piper Sandler raised their price objective on shares of BCB Bancorp, Inc. (NJ) from $9.00 to $11.00 and gave the company a “neutral” rating in a research report on Wednesday, April 22nd. Wall Street Zen raised BCB Bancorp, Inc. (NJ) from a “hold” rating to a “buy” rating in a research note on Saturday. Zacks Research lowered BCB Bancorp, Inc. (NJ) from a “strong-buy” rating to a “hold” rating in a research report on Friday, April 10th. Finally, Weiss Ratings raised BCB Bancorp, Inc. (NJ) from a “sell (d+)” rating to a “hold (c-)” rating in a report on Wednesday, June 17th. Four research analysts have rated the stock with a Hold rating, Based on data from MarketBeat.com, the company currently has a consensus rating of “Hold” and an average target price of $10.00.

Get Our Latest Stock Analysis on BCB Bancorp, Inc. (NJ)

About BCB Bancorp, Inc. (NJ)

(Get Free Report)

BCB Bancorp, Inc is a bank holding company incorporated in New Jersey and traded on the NASDAQ under the symbol BCBP. Its primary subsidiary, Bergen Commercial Bank, operates as a full-service community bank focused on serving the financial needs of individuals and businesses in the New York metropolitan area. Headquartered in Clifton, New Jersey, the company has built its reputation on personalized banking relationships and local decision-making.

BCB Bancorp offers a comprehensive suite of deposit products, including checking accounts, savings accounts, money market accounts, and certificates of deposit.