TFS Financial (NASDAQ:TFSL) Posts Quarterly Earnings Results, Beats Estimates By $0.03 EPS

Posted by Brian Himes on Aug 1st, 2026

TFS Financial (NASDAQ:TFSL – Get Free Report) posted its earnings results on Thursday. The bank reported $0.11 earnings per share for the quarter, beating the consensus estimate of $0.08 by $0.03, FiscalAI reports. TFS Financial had a net margin of 12.36% and a return on equity of 5.36%. The firm had revenue of $89.27 million during the quarter, compared to the consensus estimate of $87.05 million.

TFS Financial Stock Performance

TFSL stock traded up $0.36 on Friday, hitting $18.41. The company’s stock had a trading volume of 2,241,724 shares, compared to its average volume of 737,626. The stock has a market cap of $5.16 billion, a price-to-earnings ratio of 51.14 and a beta of 0.70. The firm has a 50 day moving average of $17.21 and a two-hundred day moving average of $15.43. The company has a current ratio of 1.58, a quick ratio of 1.58 and a debt-to-equity ratio of 2.67. TFS Financial has a 1 year low of $12.53 and a 1 year high of $19.30.

TFS Financial Dividend Announcement

The firm also recently declared a quarterly dividend, which was paid on Wednesday, June 24th. Investors of record on Wednesday, June 10th were given a $0.2825 dividend. The ex-dividend date was Wednesday, June 10th. This represents a $1.13 annualized dividend and a yield of 6.1%. TFS Financial’s dividend payout ratio is 342.42%.

Analyst Upgrades and Downgrades

A number of equities analysts recently commented on TFSL shares. Wall Street Zen upgraded TFS Financial from a “sell” rating to a “hold” rating in a report on Saturday. Keefe, Bruyette & Woods lifted their price objective on shares of TFS Financial from $14.00 to $15.00 and gave the company a “market perform” rating in a report on Monday, May 4th. Piper Sandler increased their target price on shares of TFS Financial from $15.00 to $16.00 and gave the stock a “neutral” rating in a report on Monday, May 4th. Finally, Weiss Ratings reissued a “buy (b-)” rating on shares of TFS Financial in a research report on Wednesday, June 24th. One analyst has rated the stock with a Buy rating and three have given a Hold rating to the company’s stock. According to MarketBeat, the stock has a consensus rating of “Hold” and a consensus target price of $15.50.

Read Our Latest Analysis on TFSL

Insider Buying and Selling at TFS Financial

In other TFS Financial news, CFO Meredith S. Weil sold 13,756 shares of TFS Financial stock in a transaction on Monday, May 11th. The shares were sold at an average price of $14.91, for a total value of $205,101.96. Following the transaction, the chief financial officer directly owned 38,480 shares in the company, valued at approximately $573,736.80. The trade was a 26.33% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the SEC, which can be accessed through this hyperlink. Also, Director Daniel F. Weir purchased 21,000 shares of the company’s stock in a transaction that occurred on Tuesday, May 12th. The stock was bought at an average price of $14.91 per share, for a total transaction of $313,110.00. Following the transaction, the director directly owned 51,043 shares in the company, valued at $761,051.13. This trade represents a 69.90% increase in their ownership of the stock. The disclosure for this purchase is available in the SEC filing. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. In the last three months, insiders have purchased 35,000 shares of company stock valued at $529,200 and have sold 38,777 shares valued at $595,709. 0.72% of the stock is owned by company insiders.

Hedge Funds Weigh In On TFS Financial

Several institutional investors have recently bought and sold shares of TFSL. Dimensional Fund Advisors LP lifted its holdings in shares of TFS Financial by 2.3% in the 4th quarter. Dimensional Fund Advisors LP now owns 2,931,751 shares of the bank’s stock valued at $39,227,000 after buying an additional 65,669 shares during the period. State Street Corp boosted its position in TFS Financial by 24.6% during the fourth quarter. State Street Corp now owns 1,966,004 shares of the bank’s stock worth $26,305,000 after purchasing an additional 387,992 shares in the last quarter. Bank of New York Mellon Corp grew its holdings in TFS Financial by 23.2% in the fourth quarter. Bank of New York Mellon Corp now owns 1,869,302 shares of the bank’s stock valued at $25,011,000 after purchasing an additional 352,093 shares during the last quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. increased its position in shares of TFS Financial by 5.4% in the second quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 1,019,107 shares of the bank’s stock valued at $13,197,000 after buying an additional 52,350 shares in the last quarter. Finally, Bank of America Corp DE raised its stake in shares of TFS Financial by 28.0% during the 3rd quarter. Bank of America Corp DE now owns 834,794 shares of the bank’s stock worth $10,998,000 after buying an additional 182,810 shares during the last quarter. 9.81% of the stock is owned by institutional investors and hedge funds.

TFS Financial Company Profile

(Get Free Report)

TFS Financial Corporation is a bank holding company for TFS Capital Bank, headquartered in Austin, Texas. The company offers commercial banking and specialty finance solutions designed to meet the unique needs of small and mid-sized businesses. Through its bank charter, TFS Financial provides a full suite of deposit products alongside a range of lending options tailored to growing enterprises.

The bank’s lending portfolio includes equipment financing, working capital lines of credit, and term loans structured to support capital expenditures and operational needs.