LendingTree (NASDAQ:TREE) Reaches New 12-Month Low on Analyst Downgrade

Posted by Brenda Bartman on Jul 30th, 2026

LendingTree, Inc. (NASDAQ:TREE – Get Free Report)’s share price hit a new 52-week low during trading on Thursday after Needham & Company LLC lowered their price target on the stock from $60.00 to $45.00. Needham & Company LLC currently has a buy rating on the stock. LendingTree traded as low as $29.77 and last traded at $31.72, with a volume of 1361374 shares changing hands. The stock had previously closed at $39.46.

Several other brokerages have also recently issued reports on TREE. Northland Securities set a $60.00 price target on shares of LendingTree in a research report on Thursday. Wall Street Zen cut shares of LendingTree from a “strong-buy” rating to a “buy” rating in a report on Monday, July 20th. JPMorgan Chase & Co. began coverage on shares of LendingTree in a research note on Tuesday, April 14th. They set an “overweight” rating and a $50.00 target price on the stock. Zacks Research downgraded shares of LendingTree from a “strong-buy” rating to a “hold” rating in a research note on Tuesday, June 30th. Finally, Truist Financial reduced their target price on shares of LendingTree from $78.00 to $70.00 and set a “buy” rating on the stock in a report on Thursday. Five investment analysts have rated the stock with a Buy rating and two have given a Hold rating to the company. According to MarketBeat.com, the company currently has a consensus rating of “Moderate Buy” and a consensus target price of $61.33.

Check Out Our Latest Report on TREE

LendingTree News Roundup

Here are the key news stories impacting LendingTree this week:

Positive Sentiment: Revenue increased 25% year over year to approximately $313.4 million, driven primarily by strong performance in the insurance segment. LendingTree also reported $87.3 million in variable marketing margin and $35.2 million in adjusted EBITDA. LendingTree Reports Second Quarter 2026 Results
Positive Sentiment: Management highlighted continued insurance momentum and investments in artificial intelligence, while targeting an adjusted EBITDA-to-variable marketing dollars ratio of 45%–50%. It expects small-business lending activity to recover after reaching a trough in the second quarter. LendingTree SMB Recovery and EBITDA Goal
Positive Sentiment: Needham and Truist retained “buy” ratings, although both reduced their price targets to $45 and $70, respectively, indicating that analysts still see potential upside if LendingTree’s recovery plans succeed. Analyst Price Target Updates
Neutral Sentiment: Higher home-insurance rates in Washington could increase consumer demand for insurance comparison services, but the broader effect on LendingTree’s marketplace is uncertain. Washington Home Insurance Rates
Negative Sentiment: Second-quarter adjusted EPS of $0.68 missed the consensus estimate of $1.41, while revenue of $313.4 million also fell short of expectations. Earnings were pressured by higher costs and weaker consumer-related revenue. TREE Q2 Earnings Miss
Negative Sentiment: The small-business segment slumped during the quarter, and management’s third-quarter revenue guidance of $325 million–$335 million was below the $337.3 million analyst consensus. The company also lowered its 2026 outlook, increasing investor concerns about near-term growth and profitability. LendingTree Small Business Segment Weakness

Institutional Inflows and Outflows

Several institutional investors and hedge funds have recently made changes to their positions in the business. Jennison Associates LLC purchased a new position in shares of LendingTree in the 4th quarter valued at about $31,120,000. Ameriprise Financial Inc. lifted its stake in LendingTree by 1,747.8% during the second quarter. Ameriprise Financial Inc. now owns 546,536 shares of the financial services provider’s stock worth $20,260,000 after purchasing an additional 516,958 shares during the last quarter. Mariner LLC lifted its stake in LendingTree by 31.5% during the fourth quarter. Mariner LLC now owns 1,760,407 shares of the financial services provider’s stock worth $93,461,000 after purchasing an additional 421,826 shares during the last quarter. Arrowstreet Capital Limited Partnership boosted its holdings in LendingTree by 1,163.1% in the third quarter. Arrowstreet Capital Limited Partnership now owns 263,835 shares of the financial services provider’s stock valued at $17,078,000 after purchasing an additional 242,947 shares in the last quarter. Finally, Blue Grotto Capital LLC boosted its holdings in LendingTree by 64.3% in the fourth quarter. Blue Grotto Capital LLC now owns 584,931 shares of the financial services provider’s stock valued at $31,054,000 after purchasing an additional 228,858 shares in the last quarter. 68.26% of the stock is owned by institutional investors and hedge funds.

LendingTree Price Performance

The company has a market capitalization of $442.49 million, a PE ratio of 2.46 and a beta of 2.00. The company has a debt-to-equity ratio of 1.27, a current ratio of 1.89 and a quick ratio of 1.89. The company’s 50 day simple moving average is $40.20 and its 200 day simple moving average is $43.59.

LendingTree (NASDAQ:TREE – Get Free Report) last issued its quarterly earnings data on Thursday, April 30th. The financial services provider reported $1.38 earnings per share for the quarter, missing the consensus estimate of $1.49 by ($0.11). LendingTree had a return on equity of 15.77% and a net margin of 14.33%.The company had revenue of $319.07 million for the quarter, compared to analysts’ expectations of $321.32 million. During the same quarter in the prior year, the firm posted $0.99 EPS. The firm’s quarterly revenue was up 36.5% compared to the same quarter last year. As a group, sell-side analysts predict that LendingTree, Inc. will post 3.64 earnings per share for the current year.

LendingTree Company Profile

(Get Free Report)

LendingTree, Inc operates an online marketplace that connects consumers with a network of lenders and financial service providers. Through its platform, borrowers can compare loan offers for mortgages, home equity loans, personal loans, student loans, auto loans and small business financing. The company also offers tools for comparing credit cards and deposit accounts, allowing users to research rates and terms from a range of providers in one place.

Founded in 1996 by Doug Lebda, LendingTree pioneered the comparison-shopping model for consumer credit products.