Wall Street Zen Upgrades USCB Financial (NASDAQ:USCB) to “Buy”

Posted by Brenda Bartman on Jul 30th, 2026

USCB Financial (NASDAQ:USCB – Get Free Report) was upgraded by Wall Street Zen from a “hold” rating to a “buy” rating in a note issued to investors on Tuesday.

USCB has been the topic of several other reports. Piper Sandler upped their target price on USCB Financial from $24.00 to $27.00 and gave the stock an “overweight” rating in a research report on Monday. Raymond James Financial reiterated a “strong-buy” rating on shares of USCB Financial in a report on Monday, April 27th. Weiss Ratings reissued a “buy (b)” rating on shares of USCB Financial in a research note on Friday, May 29th. Hovde Group boosted their price target on USCB Financial from $20.00 to $22.00 and gave the company a “market perform” rating in a research note on Monday. Finally, Zacks Research upgraded USCB Financial from a “strong sell” rating to a “hold” rating in a report on Monday, March 30th. One analyst has rated the stock with a Strong Buy rating, two have issued a Buy rating and two have issued a Hold rating to the company’s stock. According to data from MarketBeat, the company presently has an average rating of “Moderate Buy” and an average target price of $23.67.

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USCB Financial Trading Down 2.8%

NASDAQ USCB opened at $22.02 on Tuesday. USCB Financial has a 1-year low of $16.06 and a 1-year high of $23.74. The company has a current ratio of 0.91, a quick ratio of 0.91 and a debt-to-equity ratio of 0.41. The company has a market capitalization of $402.09 million, a PE ratio of 14.49 and a beta of 0.51. The firm’s fifty day simple moving average is $19.79 and its 200-day simple moving average is $19.30.

USCB Financial (NASDAQ:USCB – Get Free Report) last announced its quarterly earnings data on Thursday, July 23rd. The company reported $0.49 earnings per share (EPS) for the quarter, hitting the consensus estimate of $0.49. The business had revenue of $27.95 million during the quarter, compared to analyst estimates of $26.74 million. USCB Financial had a return on equity of 16.07% and a net margin of 17.24%. As a group, sell-side analysts anticipate that USCB Financial will post 2.09 earnings per share for the current fiscal year.

Insiders Place Their Bets

In other USCB Financial news, major shareholder W Kirk Wycoff sold 12,848 shares of USCB Financial stock in a transaction that occurred on Friday, May 1st. The stock was sold at an average price of $18.28, for a total value of $234,861.44. Following the transaction, the insider directly owned 1,813,786 shares of the company’s stock, valued at $33,156,008.08. The trade was a 0.70% decrease in their position. The sale was disclosed in a filing with the SEC, which is available at the SEC website. Also, Director Ramon Abadin sold 9,000 shares of the business’s stock in a transaction on Thursday, May 14th. The stock was sold at an average price of $18.21, for a total transaction of $163,890.00. Following the transaction, the director directly owned 24,561 shares in the company, valued at $447,255.81. This trade represents a 26.82% decrease in their position. The disclosure for this sale is available in the SEC filing. Insiders have sold a total of 210,970 shares of company stock valued at $3,836,454 in the last three months. Company insiders own 27.40% of the company’s stock.

Institutional Investors Weigh In On USCB Financial

Several institutional investors and hedge funds have recently bought and sold shares of USCB. Mendon Capital Advisors Corp raised its stake in shares of USCB Financial by 17.9% in the 1st quarter. Mendon Capital Advisors Corp now owns 574,100 shares of the company’s stock valued at $10,644,000 after buying an additional 86,958 shares in the last quarter. North Reef Capital Management LP boosted its position in shares of USCB Financial by 3.5% during the 1st quarter. North Reef Capital Management LP now owns 128,093 shares of the company’s stock valued at $2,375,000 after acquiring an additional 4,352 shares in the last quarter. PNC Financial Services Group Inc. bought a new stake in USCB Financial in the first quarter valued at about $41,000. Dimensional Fund Advisors LP raised its position in USCB Financial by 15.2% in the first quarter. Dimensional Fund Advisors LP now owns 198,845 shares of the company’s stock worth $3,687,000 after purchasing an additional 26,267 shares in the last quarter. Finally, Bank of New York Mellon Corp raised its position in USCB Financial by 10.9% in the first quarter. Bank of New York Mellon Corp now owns 48,008 shares of the company’s stock worth $890,000 after purchasing an additional 4,711 shares in the last quarter. Institutional investors own 61.34% of the company’s stock.

About USCB Financial

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USCB Financial (NASDAQ: USCB) is a bank holding company headquartered in Columbia, South Carolina, serving as the parent company of United Security Bank. Established to support community banking in the Midlands region, the company focuses on relationship-driven financial services tailored to both individuals and businesses. As a regional player, USCB Financial emphasizes personalized service through a network of full-service branch offices.

The company’s core business activities include commercial and consumer lending, deposit products and alternative delivery channels.