PennyMac Financial Services (NYSE:PFSI) Issues Earnings Results

Posted by on Jul 29th, 2026

PennyMac Financial Services (NYSE:PFSI – Get Free Report) announced its earnings results on Wednesday. The real estate investment trust reported $1.39 EPS for the quarter, missing analysts’ consensus estimates of $2.25 by ($0.86), FiscalAI reports. The company had revenue of $566.00 million for the quarter, compared to analyst estimates of $581.72 million. PennyMac Financial Services had a net margin of 23.47% and a return on equity of 10.93%.

PennyMac Financial Services Trading Up 0.3%

NYSE PFSI traded up $0.22 on Wednesday, hitting $85.92. 619,042 shares of the stock were exchanged, compared to its average volume of 681,073. PennyMac Financial Services has a 52-week low of $77.67 and a 52-week high of $160.36. The company has a debt-to-equity ratio of 3.63, a current ratio of 0.33 and a quick ratio of 0.33. The company has a market capitalization of $4.46 billion, a price-to-earnings ratio of 9.13, a P/E/G ratio of 0.60 and a beta of 1.44. The company’s 50-day moving average price is $83.52 and its two-hundred day moving average price is $94.48.

PennyMac Financial Services Dividend Announcement

The business also recently disclosed a quarterly dividend, which was paid on Thursday, May 28th. Shareholders of record on Monday, May 18th were issued a dividend of $0.30 per share. This represents a $1.20 annualized dividend and a yield of 1.4%. The ex-dividend date was Monday, May 18th. PennyMac Financial Services’s payout ratio is presently 12.75%.

Insider Buying and Selling

In other PennyMac Financial Services news, CEO David Spector sold 10,000 shares of the firm’s stock in a transaction dated Tuesday, May 12th. The stock was sold at an average price of $87.99, for a total transaction of $879,900.00. Following the completion of the sale, the chief executive officer directly owned 60,604 shares in the company, valued at approximately $5,332,545.96. This trade represents a 14.16% decrease in their position. The sale was disclosed in a legal filing with the SEC, which is available through this hyperlink. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, CFO Daniel Stanley Perotti sold 2,925 shares of PennyMac Financial Services stock in a transaction dated Friday, May 15th. The shares were sold at an average price of $87.50, for a total value of $255,937.50. Following the transaction, the chief financial officer directly owned 210,625 shares in the company, valued at approximately $18,429,687.50. This trade represents a 1.37% decrease in their position. The SEC filing for this sale provides additional information. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. In the last ninety days, insiders sold 18,045 shares of company stock valued at $1,565,470. Corporate insiders own 15.80% of the company’s stock.

Institutional Trading of PennyMac Financial Services

Several institutional investors have recently made changes to their positions in the stock. EverSource Wealth Advisors LLC acquired a new stake in PennyMac Financial Services during the second quarter valued at $26,000. Strs Ohio acquired a new stake in shares of PennyMac Financial Services during the 1st quarter valued at about $30,000. Los Angeles Capital Management LLC acquired a new stake in shares of PennyMac Financial Services during the 4th quarter valued at about $31,000. CIBC Private Wealth Group LLC bought a new stake in shares of PennyMac Financial Services in the 3rd quarter valued at approximately $78,000. Finally, Raymond James Financial Inc. bought a new stake in shares of PennyMac Financial Services in the 2nd quarter valued at approximately $82,000. 57.87% of the stock is currently owned by institutional investors and hedge funds.

Wall Street Analysts Forecast Growth

PFSI has been the subject of a number of research analyst reports. Barclays downgraded shares of PennyMac Financial Services from an “overweight” rating to an “equal weight” rating and dropped their price objective for the company from $107.00 to $93.00 in a research note on Tuesday, July 7th. BTIG Research decreased their price target on shares of PennyMac Financial Services from $150.00 to $105.00 and set a “buy” rating for the company in a research report on Tuesday, June 16th. Weiss Ratings lowered shares of PennyMac Financial Services from a “hold (c-)” rating to a “sell (d+)” rating in a research note on Wednesday, May 6th. Keefe, Bruyette & Woods cut their target price on shares of PennyMac Financial Services from $115.00 to $108.00 and set an “outperform” rating on the stock in a research note on Friday, May 8th. Finally, Stephens assumed coverage on shares of PennyMac Financial Services in a research report on Friday, April 24th. They set an “equal weight” rating and a $100.00 price target on the stock. Five analysts have rated the stock with a Buy rating, three have assigned a Hold rating and two have given a Sell rating to the company. According to MarketBeat.com, the company has an average rating of “Hold” and a consensus target price of $114.62.

Check Out Our Latest Stock Analysis on PFSI

PennyMac Financial Services Company Profile

(Get Free Report)

PennyMac Financial Services, Inc (NYSE: PFSI) is a leading mortgage banking company based in Westlake Village, California. The firm operates through two primary business segments: Production and Mortgage Servicing Rights (MSR). In its Production segment, PennyMac originates residential mortgage loans through retail, wholesale and correspondent channels, focusing on both purchase and refinance transactions. The MSR segment involves the acquisition and servicing of mortgage loans, whereby the company earns fees for managing loan portfolios on behalf of investors.

Since its founding in 2008, PennyMac has grown through a combination of organic origination and strategic acquisition of servicing rights, positioning itself as one of the largest residential mortgage loan servicers in the United States.

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Earnings History for PennyMac Financial Services (NYSE:PFSI)

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