Isabella Bank (NASDAQ:ISBA) Posts Quarterly Earnings Results, Misses Estimates By $0.23 EPS

Posted by Geri Gentry on Jul 25th, 2026

Isabella Bank (NASDAQ:ISBA – Get Free Report) issued its quarterly earnings data on Thursday. The company reported $0.69 earnings per share for the quarter, missing analysts’ consensus estimates of $0.92 by ($0.23), Zacks reports. The company had revenue of $21.86 million for the quarter, compared to the consensus estimate of $23.00 million. Isabella Bank had a net margin of 16.78% and a return on equity of 8.64%.

Isabella Bank Stock Down 3.5%

NASDAQ ISBA opened at $36.81 on Friday. Isabella Bank has a 52 week low of $29.00 and a 52 week high of $58.83. The company has a quick ratio of 0.81, a current ratio of 0.81 and a debt-to-equity ratio of 0.13. The company has a market capitalization of $269.82 million, a P/E ratio of 13.53 and a beta of 0.01. The stock’s 50-day moving average price is $40.66 and its 200-day moving average price is $44.94.

Isabella Bank Announces Dividend

The business also recently disclosed a quarterly dividend, which was paid on Tuesday, June 30th. Stockholders of record on Friday, June 26th were paid a $0.28 dividend. The ex-dividend date of this dividend was Friday, June 26th. This represents a $1.12 annualized dividend and a dividend yield of 3.0%. Isabella Bank’s dividend payout ratio (DPR) is 41.33%.

Institutional Investors Weigh In On Isabella Bank

Several hedge funds and other institutional investors have recently added to or reduced their stakes in ISBA. Millennium Management LLC bought a new stake in Isabella Bank during the 4th quarter worth approximately $655,000. ExodusPoint Capital Management LP purchased a new stake in shares of Isabella Bank in the fourth quarter worth $438,000. Barclays PLC bought a new stake in shares of Isabella Bank during the 4th quarter valued at $168,000. Marshall Wace LLP bought a new stake in shares of Isabella Bank during the 4th quarter valued at $1,186,000. Finally, State Street Corp lifted its stake in shares of Isabella Bank by 27.9% during the 4th quarter. State Street Corp now owns 8,591 shares of the company’s stock valued at $430,000 after buying an additional 1,872 shares in the last quarter.

Wall Street Analyst Weigh In

A number of research firms have recently issued reports on ISBA. Zacks Research downgraded Isabella Bank from a “strong-buy” rating to a “hold” rating in a research note on Monday, April 27th. Piper Sandler lowered their target price on Isabella Bank from $54.00 to $47.00 and set a “neutral” rating on the stock in a report on Monday, April 27th. Finally, Weiss Ratings reissued a “buy (b-)” rating on shares of Isabella Bank in a research report on Tuesday, June 30th. One research analyst has rated the stock with a Buy rating and two have given a Hold rating to the company’s stock. According to data from MarketBeat, the company currently has an average rating of “Hold” and a consensus target price of $47.00.

Read Our Latest Stock Analysis on Isabella Bank

About Isabella Bank

(Get Free Report)

Isabella Bank (NASDAQ: ISBA) is a community bank headquartered in Mount Pleasant, Michigan, serving individuals and businesses across mid-Michigan. The bank delivers a broad array of financial products, including checking and savings accounts, money market accounts, certificates of deposit, and online and mobile banking platforms designed to meet everyday banking needs.

On the commercial side, Isabella Bank offers business lending solutions such as lines of credit, term loans, and equipment financing, alongside treasury management, merchant services, and payroll processing to help companies manage cash flow and streamline operations.