Live Oak Bancshares, Inc. (NYSE:LOB) Receives $44.80 Average Price Target from Analysts

Posted by on Jul 25th, 2026

Live Oak Bancshares, Inc. (NYSE:LOB – Get Free Report) has been given an average rating of “Moderate Buy” by the six research firms that are presently covering the stock, Marketbeat reports. Three research analysts have rated the stock with a hold rating, two have issued a buy rating and one has issued a strong buy rating on the company. The average 12 month price objective among analysts that have issued ratings on the stock in the last year is $45.80.

LOB has been the topic of several recent analyst reports. TD Cowen cut their price objective on shares of Live Oak Bancshares from $51.00 to $47.00 and set a “buy” rating on the stock in a report on Monday, April 27th. Weiss Ratings upgraded shares of Live Oak Bancshares from a “hold (c)” rating to a “hold (c+)” rating in a report on Tuesday, June 23rd. Keefe, Bruyette & Woods upped their price target on shares of Live Oak Bancshares from $45.00 to $47.00 and gave the stock an “outperform” rating in a research report on Friday. Zacks Research raised shares of Live Oak Bancshares from a “hold” rating to a “strong-buy” rating in a research note on Tuesday. Finally, Cantor Fitzgerald lifted their price target on shares of Live Oak Bancshares from $41.00 to $44.00 and gave the company a “neutral” rating in a report on Wednesday, July 15th.

Read Our Latest Stock Report on LOB

Insiders Place Their Bets

In other Live Oak Bancshares news, Director William L. Williams III sold 8,400 shares of the company’s stock in a transaction dated Wednesday, July 1st. The stock was sold at an average price of $41.61, for a total transaction of $349,524.00. Following the completion of the sale, the director directly owned 1,122,526 shares in the company, valued at $46,708,306.86. This represents a 0.74% decrease in their ownership of the stock. The sale was disclosed in a legal filing with the SEC, which is available through this hyperlink. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, insider Renato Derraik sold 75,000 shares of the firm’s stock in a transaction dated Thursday, April 30th. The stock was sold at an average price of $37.83, for a total value of $2,837,250.00. Following the completion of the transaction, the insider owned 4,243 shares in the company, valued at approximately $160,512.69. This trade represents a 94.65% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. Insiders sold 91,800 shares of company stock worth $3,523,194 in the last quarter. 22.40% of the stock is owned by insiders.

Institutional Trading of Live Oak Bancshares

A number of institutional investors and hedge funds have recently bought and sold shares of the business. Mendon Capital Advisors Corp lifted its position in Live Oak Bancshares by 0.5% during the fourth quarter. Mendon Capital Advisors Corp now owns 50,000 shares of the company’s stock valued at $1,718,000 after buying an additional 250 shares in the last quarter. Central Pacific Bank Trust Division increased its position in shares of Live Oak Bancshares by 3.3% in the fourth quarter. Central Pacific Bank Trust Division now owns 13,028 shares of the company’s stock worth $448,000 after acquiring an additional 416 shares in the last quarter. ProShare Advisors LLC raised its stake in shares of Live Oak Bancshares by 6.9% in the 4th quarter. ProShare Advisors LLC now owns 6,467 shares of the company’s stock valued at $222,000 after acquiring an additional 418 shares during the period. Federated Hermes Inc. raised its stake in shares of Live Oak Bancshares by 1.2% in the 4th quarter. Federated Hermes Inc. now owns 38,517 shares of the company’s stock valued at $1,323,000 after acquiring an additional 468 shares during the period. Finally, O Shaughnessy Asset Management LLC lifted its holdings in shares of Live Oak Bancshares by 6.9% during the 4th quarter. O Shaughnessy Asset Management LLC now owns 7,889 shares of the company’s stock valued at $271,000 after acquiring an additional 506 shares in the last quarter. Institutional investors and hedge funds own 63.95% of the company’s stock.

Live Oak Bancshares Trading Down 1.3%

NYSE LOB opened at $42.11 on Friday. The business’s 50-day moving average price is $39.50 and its 200 day moving average price is $37.71. Live Oak Bancshares has a twelve month low of $29.36 and a twelve month high of $43.85. The company has a market capitalization of $1.95 billion, a PE ratio of 14.83 and a beta of 1.88.

Live Oak Bancshares (NYSE:LOB – Get Free Report) last issued its quarterly earnings results on Wednesday, July 22nd. The company reported $0.74 earnings per share (EPS) for the quarter, topping analysts’ consensus estimates of $0.64 by $0.10. The firm had revenue of $156.15 million for the quarter. Live Oak Bancshares had a return on equity of 11.95% and a net margin of 12.68%. Equities analysts predict that Live Oak Bancshares will post 2.97 EPS for the current year.

Live Oak Bancshares Announces Dividend

The company also recently announced a quarterly dividend, which was paid on Monday, June 15th. Investors of record on Tuesday, June 2nd were given a $0.03 dividend. This represents a $0.12 annualized dividend and a dividend yield of 0.3%. The ex-dividend date of this dividend was Tuesday, June 2nd. Live Oak Bancshares’s dividend payout ratio (DPR) is 4.60%.

About Live Oak Bancshares

(Get Free Report)

Live Oak Bancshares, Inc is a bank holding company headquartered in Wilmington, North Carolina, and operates through its subsidiary Live Oak Banking Company. Founded in 2008, the company leverages a branchless, technology-driven platform to deliver specialty lending and deposit products across the United States. Live Oak Bancshares completed its initial public offering in February 2018 and trades on the NYSE under the ticker symbol LOB.

The company’s primary focus is on originating and servicing commercial loans for small businesses in select industry verticals.

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Analyst Recommendations for Live Oak Bancshares (NYSE:LOB)

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