Equities Analysts Offer Predictions for OneMain Q2 Earnings

Posted by George Bondi on Jul 22nd, 2026

OneMain Holdings, Inc. (NYSE:OMF – Free Report) – Investment analysts at Northland Securities reduced their Q2 2026 EPS estimates for shares of OneMain in a research report issued to clients and investors on Monday, July 20th. Northland Securities analyst M. Grondahl now anticipates that the financial services provider will post earnings of $1.30 per share for the quarter, down from their prior forecast of $1.72. The consensus estimate for OneMain’s current full-year earnings is $7.19 per share. Northland Securities also issued estimates for OneMain’s Q3 2026 earnings at $2.02 EPS, FY2026 earnings at $7.39 EPS, Q1 2027 earnings at $1.84 EPS and Q2 2027 earnings at $1.90 EPS.

OMF has been the subject of several other research reports. Royal Bank Of Canada decreased their price objective on OneMain from $73.00 to $70.00 and set an “outperform” rating for the company in a report on Monday, May 4th. Wells Fargo & Company dropped their target price on OneMain from $70.00 to $65.00 and set an “equal weight” rating on the stock in a research note on Thursday, April 9th. Weiss Ratings reaffirmed a “buy (b-)” rating on shares of OneMain in a research report on Tuesday, July 7th. TD Cowen increased their price target on OneMain from $66.00 to $68.00 and gave the company a “buy” rating in a research note on Tuesday, July 7th. Finally, BTIG Research reissued a “neutral” rating on shares of OneMain in a report on Thursday, April 16th. Eight equities research analysts have rated the stock with a Buy rating, three have given a Hold rating and one has given a Sell rating to the company. Based on data from MarketBeat.com, OneMain presently has an average rating of “Moderate Buy” and a consensus target price of $67.80.

Read Our Latest Report on OneMain

OneMain Trading Down 0.2%

NYSE OMF opened at $60.06 on Wednesday. The firm’s fifty day simple moving average is $57.07 and its two-hundred day simple moving average is $58.10. OneMain has a 12-month low of $45.78 and a 12-month high of $71.93. The firm has a market capitalization of $6.94 billion, a P/E ratio of 8.94, a P/E/G ratio of 0.46 and a beta of 1.22.

OneMain (NYSE:OMF – Get Free Report) last posted its earnings results on Friday, May 1st. The financial services provider reported $1.95 EPS for the quarter, beating analysts’ consensus estimates of $1.86 by $0.09. The company had revenue of $1.58 billion during the quarter, compared to analysts’ expectations of $1.27 billion. OneMain had a net margin of 14.38% and a return on equity of 24.24%. OneMain’s revenue for the quarter was up 6.7% compared to the same quarter last year. During the same quarter in the prior year, the company posted $1.72 earnings per share.

Institutional Inflows and Outflows

Several institutional investors have recently made changes to their positions in the business. GAMMA Investing LLC boosted its holdings in OneMain by 25.4% in the second quarter. GAMMA Investing LLC now owns 2,273 shares of the financial services provider’s stock valued at $139,000 after purchasing an additional 460 shares during the last quarter. Essential Partners LLC lifted its holdings in shares of OneMain by 49.7% in the 1st quarter. Essential Partners LLC now owns 1,722 shares of the financial services provider’s stock valued at $92,000 after buying an additional 572 shares during the period. Ariadne Wealth Management LP lifted its holdings in shares of OneMain by 7.3% in the 1st quarter. Ariadne Wealth Management LP now owns 3,763 shares of the financial services provider’s stock valued at $201,000 after buying an additional 255 shares during the period. Bank of America Corp DE boosted its stake in shares of OneMain by 117.8% in the first quarter. Bank of America Corp DE now owns 843,912 shares of the financial services provider’s stock worth $45,141,000 after buying an additional 456,470 shares during the last quarter. Finally, Janus Henderson Group PLC grew its holdings in OneMain by 7.7% during the first quarter. Janus Henderson Group PLC now owns 2,729,862 shares of the financial services provider’s stock worth $146,030,000 after acquiring an additional 195,591 shares during the period. Hedge funds and other institutional investors own 85.82% of the company’s stock.

Insider Transactions at OneMain

In other news, SVP Michael A. Hedlund sold 1,848 shares of the firm’s stock in a transaction dated Monday, June 29th. The stock was sold at an average price of $62.00, for a total value of $114,576.00. Following the completion of the transaction, the senior vice president directly owned 13,127 shares in the company, valued at $813,874. This trade represents a 12.34% decrease in their ownership of the stock. The sale was disclosed in a document filed with the SEC, which is available through the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, COO Micah R. Conrad sold 5,000 shares of the company’s stock in a transaction that occurred on Monday, June 29th. The shares were sold at an average price of $62.00, for a total value of $310,000.00. Following the completion of the sale, the chief operating officer owned 96,250 shares in the company, valued at approximately $5,967,500. This represents a 4.94% decrease in their position. The disclosure for this sale is available in the SEC filing. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. 0.29% of the stock is currently owned by corporate insiders.

OneMain Dividend Announcement

The company also recently disclosed a quarterly dividend, which was paid on Friday, May 15th. Stockholders of record on Monday, May 11th were issued a $1.05 dividend. The ex-dividend date of this dividend was Monday, May 11th. This represents a $4.20 dividend on an annualized basis and a dividend yield of 7.0%. OneMain’s dividend payout ratio is currently 62.50%.

Key OneMain News

Here are the key news stories impacting OneMain this week:

Positive Sentiment: Northland Securities’ FY2027 EPS estimate of $8.30 is above the Street’s $7.19 consensus, signaling confidence in OneMain’s longer-term earnings power.
Positive Sentiment: The firm also lifted its Q3 2026 EPS estimate to $2.02 from $1.96, suggesting improving earnings expectations in the near term.
Positive Sentiment: OneMain recently beat its last quarterly estimates on both earnings and revenue, which may reinforce investor optimism around execution.
Neutral Sentiment: Northland trimmed its Q2 2026 EPS estimate to $1.30 from $1.72 and reduced FY2026 expectations to $7.39 from $7.76, creating some mixed signals on the near-term outlook.
Neutral Sentiment: The company is scheduled to report quarterly earnings soon, so traders may be waiting for fresh results before making a bigger move.

OneMain Company Profile

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OneMain Financial (NYSE: OMF) is a leading consumer finance company specializing in unsecured personal loans for middle-income customers. The company offers tailored loan products designed to address a variety of needs, including debt consolidation, home improvement financing, large purchases and emergency expenses. Through a combination of branch-based service and digital channels, OneMain aims to deliver a personalized borrowing experience with flexible repayment options and transparent terms.

Tracing its roots back to the Commercial Credit Company founded in 1912, OneMain has evolved through a series of mergers and corporate transformations.