West Bancorporation (NASDAQ:WTBA – Get Free Report) and Logansport Financial (OTCMKTS:LOGN – Get Free Report) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their institutional ownership, earnings, dividends, profitability, risk, valuation and analyst recommendations.
Profitability
This table compares West Bancorporation and Logansport Financial’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| West Bancorporation | 17.30% | 14.88% | 0.95% |
| Logansport Financial | 7.47% | N/A | N/A |
Volatility and Risk
West Bancorporation has a beta of 0.72, indicating that its share price is 28% less volatile than the S&P 500. Comparatively, Logansport Financial has a beta of 0.18, indicating that its share price is 82% less volatile than the S&P 500.
Insider and Institutional Ownership
Dividends
West Bancorporation pays an annual dividend of $1.00 per share and has a dividend yield of 3.8%. Logansport Financial pays an annual dividend of $1.80 per share and has a dividend yield of 5.5%. West Bancorporation pays out 48.5% of its earnings in the form of a dividend. Logansport Financial pays out 96.8% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.
Analyst Recommendations
This is a breakdown of current recommendations for West Bancorporation and Logansport Financial, as reported by MarketBeat.com.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| West Bancorporation | 0 | 3 | 1 | 0 | 2.25 |
| Logansport Financial | 0 | 0 | 0 | 0 | 0.00 |
West Bancorporation presently has a consensus price target of $26.25, suggesting a potential downside of 1.24%. Given West Bancorporation’s stronger consensus rating and higher possible upside, equities research analysts plainly believe West Bancorporation is more favorable than Logansport Financial.
Valuation & Earnings
This table compares West Bancorporation and Logansport Financial”s revenue, earnings per share and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| West Bancorporation | $202.45 million | 2.24 | $32.56 million | $2.06 | 12.90 |
| Logansport Financial | $15.19 million | 1.34 | $1.76 million | $1.86 | 17.66 |
West Bancorporation has higher revenue and earnings than Logansport Financial. West Bancorporation is trading at a lower price-to-earnings ratio than Logansport Financial, indicating that it is currently the more affordable of the two stocks.
Summary
West Bancorporation beats Logansport Financial on 13 of the 16 factors compared between the two stocks.
About West Bancorporation
West Bancorporation, Inc. operates as the financial holding company provides community banking and trust services to individuals and small- to medium-sized businesses in the United States. It offers deposit services, including checking, savings, and money market accounts, as well as time certificates of deposit. The company also provides loan products comprising commercial real estate loans, construction and land development loans, commercial lines of credit, and commercial term loans; consumer loans, including loans extended to individuals for household, family, and other personal expenditures not secured by real estate; and 1-4 family residential mortgages and home equity loans. In addition, it offers online and mobile banking, treasury management services including cash management, client-generated automated clearing house transactions, remote deposit, and fraud protection services; merchant credit card processing and corporate credit cards; and administration of estates, conservatorships, personal trusts, and agency accounts. The company was founded in 1893 and is headquartered in West Des Moines, Iowa.
About Logansport Financial
Logansport Financial Corp. operates as the holding company for Logansport Savings Bank that provides various banking products and services to individuals and businesses in Cass County, Indiana. The company’s personal banking products and services include checking accounts, rite accounts, NOW accounts, savings accounts, health savings accounts, certificates of deposit, and individual retirement accounts; mortgage, home equity lines of credit, home improvement, construction, commercial buildings, farm, consumer, education, and car loans, as well as loans for single family and multi-family dwellings; and overdraft, and internet and mobile banking services. It also provides business and commercial checking accounts, commercial savings accounts/certificates of deposit, money market accounts and certificates, commercial sweep accounts, ACH debit/credit capabilities, electric federal tax payment systems, remote banking and merchant card services, wires, coin services, night deposit bags, and remote deposit banking services. In addition, the company offers revolving or seasonal lines of credit, term loans for equipment, commercial real estate mortgages for expansion or acquisition, commercial letters of credit, and guaranteed loans, as well as agricultural loans. Logansport Financial Corp. was founded in 1925 and is based in Logansport, Indiana.
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