UWM (NYSE:UWMC) Sets New 12-Month Low – Time to Sell?

Posted by Stanley Muller on Jul 10th, 2026

UWM Holdings Corporation (NYSE:UWMC – Get Free Report) shares hit a new 52-week low during trading on Wednesday . The stock traded as low as $1.98 and last traded at $2.0750, with a volume of 1718639 shares trading hands. The stock had previously closed at $2.06.

Analysts Set New Price Targets

Several research firms have recently weighed in on UWMC. Weiss Ratings cut UWM from a “hold (c-)” rating to a “sell (d+)” rating in a research note on Monday, June 15th. BTIG Research reaffirmed a “buy” rating and set a $4.00 price objective on shares of UWM in a research report on Wednesday, June 24th. Zacks Research upgraded UWM from a “strong sell” rating to a “hold” rating in a report on Monday, March 30th. Keefe, Bruyette & Woods raised UWM from a “market perform” rating to an “outperform” rating and decreased their target price for the stock from $4.50 to $3.75 in a research report on Thursday, June 25th. Finally, Deutsche Bank Aktiengesellschaft restated a “hold” rating and set a $5.50 target price on shares of UWM in a research note on Thursday, May 7th. Four investment analysts have rated the stock with a Buy rating, seven have issued a Hold rating and one has assigned a Sell rating to the company’s stock. According to data from MarketBeat, UWM has an average rating of “Hold” and an average target price of $4.89.

Read Our Latest Analysis on UWMC

UWM Stock Up 2.6%

The company has a market cap of $3.34 billion, a P/E ratio of 7.72 and a beta of 1.76. The company has a quick ratio of 1.52, a current ratio of 1.52 and a debt-to-equity ratio of 3.13. The company has a fifty day moving average of $2.68 and a 200 day moving average of $3.82.

UWM (NYSE:UWMC – Get Free Report) last posted its earnings results on Wednesday, May 6th. The company reported $0.09 earnings per share for the quarter, beating analysts’ consensus estimates of $0.06 by $0.03. The company had revenue of $901.43 million for the quarter, compared to the consensus estimate of $709.85 million. UWM had a return on equity of 19.01% and a net margin of 1.92%. On average, research analysts anticipate that UWM Holdings Corporation will post 0.36 earnings per share for the current fiscal year.

UWM Dividend Announcement

The firm also recently disclosed a quarterly dividend, which was paid on Thursday, July 9th. Investors of record on Thursday, June 18th were issued a $0.10 dividend. The ex-dividend date of this dividend was Thursday, June 18th. This represents a $0.40 dividend on an annualized basis and a dividend yield of 19.2%. UWM’s dividend payout ratio (DPR) is presently 148.15%.

Insider Transactions at UWM

In related news, CEO Ishbia Mat sold 1,003,333 shares of the business’s stock in a transaction that occurred on Friday, May 8th. The shares were sold at an average price of $3.39, for a total transaction of $3,401,298.87. The sale was disclosed in a document filed with the Securities & Exchange Commission, which can be accessed through the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders have sold 13,936,320 shares of company stock worth $51,244,699 in the last three months. Insiders own 80.30% of the company’s stock.

Institutional Inflows and Outflows

Several institutional investors and hedge funds have recently modified their holdings of the business. FNY Investment Advisers LLC increased its stake in shares of UWM by 5.5% in the 2nd quarter. FNY Investment Advisers LLC now owns 302,000 shares of the company’s stock worth $691,000 after purchasing an additional 15,700 shares in the last quarter. 180 Wealth Advisors LLC boosted its stake in UWM by 62.0% during the second quarter. 180 Wealth Advisors LLC now owns 482,521 shares of the company’s stock valued at $1,105,000 after buying an additional 184,694 shares during the last quarter. CoreCap Advisors LLC boosted its position in shares of UWM by 2,453.8% during the 2nd quarter. CoreCap Advisors LLC now owns 51,332 shares of the company’s stock valued at $118,000 after acquiring an additional 49,322 shares during the last quarter. Integrated Investment Consultants LLC grew its stake in shares of UWM by 0.5% in the 1st quarter. Integrated Investment Consultants LLC now owns 5,371,664 shares of the company’s stock worth $19,445,000 after buying an additional 26,679 shares in the last quarter. Finally, Bank of America Corp DE grew its position in UWM by 127.4% in the first quarter. Bank of America Corp DE now owns 6,969,809 shares of the company’s stock worth $25,231,000 after acquiring an additional 3,905,286 shares in the last quarter. Hedge funds and other institutional investors own 53.59% of the company’s stock.

UWM Company Profile

(Get Free Report)

United Wholesale Mortgage (NYSE: UWMC) is a leading mortgage lender in the United States specializing in the wholesale channel. The company partners with independent mortgage brokers, community banks and credit unions to offer a full suite of residential mortgage products. Through its network of third-party originators, United Wholesale Mortgage underwrites, funds and closes loans, allowing its partners to focus on customer acquisition and service.

The company’s product offerings include conventional fixed- and adjustable-rate mortgages, Federal Housing Administration (FHA) loans, Veterans Affairs (VA) loans, U.S.