Hilltop (NYSE:HTH – Get Free Report) and Omni Financial Services (OTCMKTS:OFSI – Get Free Report) are both finance companies, but which is the superior business? We will compare the two businesses based on the strength of their institutional ownership, risk, analyst recommendations, earnings, valuation, profitability and dividends.
Risk and Volatility
Hilltop has a beta of 0.88, meaning that its share price is 12% less volatile than the S&P 500. Comparatively, Omni Financial Services has a beta of 1.45, meaning that its share price is 45% more volatile than the S&P 500.
Analyst Ratings
This is a breakdown of recent recommendations and price targets for Hilltop and Omni Financial Services, as provided by MarketBeat.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| Hilltop | 0 | 2 | 1 | 1 | 2.75 |
| Omni Financial Services | 0 | 0 | 0 | 0 | 0.00 |
Valuation & Earnings
This table compares Hilltop and Omni Financial Services”s top-line revenue, earnings per share (EPS) and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| Hilltop | $1.63 billion | 1.40 | $165.59 million | $2.64 | 14.69 |
| Omni Financial Services | N/A | N/A | N/A | N/A | N/A |
Hilltop has higher revenue and earnings than Omni Financial Services.
Institutional & Insider Ownership
57.1% of Hilltop shares are owned by institutional investors. 5.4% of Hilltop shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.
Profitability
This table compares Hilltop and Omni Financial Services’ net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| Hilltop | 10.13% | 7.32% | 1.03% |
| Omni Financial Services | N/A | N/A | N/A |
Summary
Hilltop beats Omni Financial Services on 9 of the 11 factors compared between the two stocks.
About Hilltop
Hilltop Holdings Inc. provides business and consumer banking services. It operates through three segments: Banking, Broker-Dealer, and Mortgage Origination. The Banking segment offers savings, checking, interest-bearing checking, and money market accounts; certificates of deposit; lines and letters of credit, home improvement and equity loans, loans for purchasing and carrying securities, term, agricultural and commercial real estate, equipment loans, and other lending products; and mortgage, commercial and industrial loans, and term and construction finance. It also provides treasury management, asset management, check cards, safe deposit boxes, online banking, bill pay, and overdraft privilege services; and estate planning, management and administration, investment portfolio management, employee benefit accounts, and individual retirement accounts services, as well as automated teller machines. The Broker-Dealer segment offers public finance services that assist public entities in originating, syndicating, and distributing securities of municipalities and political subdivisions; specialized advisory and investment banking services; advice and guidance to arbitrage rebate compliance, portfolio management, and local government investment pool administration; advisory services and products for derivatives and commodities; agricultural insurance; and sells, trades in, and underwrites U.S. government and government agency bonds, corporate bonds, and municipal bonds; mortgage-backed, asset-backed, and commercial mortgage-backed securities and structured products; and provides asset and liability management advisory, clearing, retail, and securities lending services. The Mortgage Origination segment offers fixed and adjustable rate mortgages, jumbo, new construction, Federal Housing Administration, Veterans Affairs, and United States Department of Agriculture loans. Hilltop Holdings Inc. was incorporated in 1998 and is based in Dallas, Texas.
About Omni Financial Services
OMNI Financial Services, Inc. provides various financial products and services to individuals, professionals, and business owners. The company offers deferred annuities, fixed annuities, and immediate annuities; and group medical, key employee, survivor life, disability, fixed life, long term care, and term life insurance products. It also provides college funding, retirement, and estate planning services. The company was founded in 1976 and is headquartered in Fort Myers, Florida.
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