PCB Bancorp (NASDAQ:PCB) Issues Quarterly Earnings Results

PCB Bancorp (NASDAQ:PCB) announced its quarterly earnings results on Thursday. The company reported $0.74 EPS for the quarter, topping the consensus estimate of $0.67 by $0.07, Zacks reports. The company had revenue of $30.18 million during the quarter, compared to analyst estimates of $31.10 million. PCB Bancorp had a return on equity of 12.03% and a net margin of 17.89%.

PCB Bancorp Stock Up 0.0%

Shares of PCB stock traded up $0.01 during trading hours on Friday, reaching $23.88. The company had a trading volume of 1,574 shares, compared to its average volume of 23,794. The company has a debt-to-equity ratio of 0.11, a quick ratio of 1.06 and a current ratio of 1.06. PCB Bancorp has a twelve month low of $18.72 and a twelve month high of $24.99. The company has a market capitalization of $339.74 million, a P/E ratio of 9.29 and a beta of 0.53. The stock’s fifty day simple moving average is $22.80 and its 200 day simple moving average is $22.20.

PCB Bancorp Dividend Announcement

The business also recently announced a quarterly dividend, which will be paid on Friday, May 15th. Stockholders of record on Friday, May 8th will be paid a $0.22 dividend. The ex-dividend date is Friday, May 8th. This represents a $0.88 dividend on an annualized basis and a dividend yield of 3.7%. PCB Bancorp’s dividend payout ratio (DPR) is 34.24%.

Wall Street Analysts Forecast Growth

Several brokerages have commented on PCB. Weiss Ratings restated a “buy (b)” rating on shares of PCB Bancorp in a research note on Friday, March 27th. Wall Street Zen lowered PCB Bancorp from a “buy” rating to a “hold” rating in a research note on Saturday, March 21st. Finally, Zacks Research lowered PCB Bancorp from a “strong-buy” rating to a “hold” rating in a research note on Thursday, April 2nd. One equities research analyst has rated the stock with a Buy rating and three have assigned a Hold rating to the stock. Based on data from MarketBeat.com, the stock presently has a consensus rating of “Hold” and an average price target of $24.50.

Insider Activity

In related news, Director Sang Young Lee bought 2,000 shares of the stock in a transaction dated Wednesday, March 4th. The stock was acquired at an average price of $22.75 per share, for a total transaction of $45,500.00. Following the completion of the purchase, the director owned 1,592,961 shares in the company, valued at $36,239,862.75. This represents a 0.13% increase in their ownership of the stock. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which can be accessed through this hyperlink. Insiders bought a total of 10,119 shares of company stock valued at $227,820 in the last ninety days. 25.86% of the stock is currently owned by company insiders.

Institutional Inflows and Outflows

Institutional investors and hedge funds have recently bought and sold shares of the business. Man Group plc purchased a new position in PCB Bancorp in the fourth quarter valued at about $260,000. Trexquant Investment LP purchased a new position in PCB Bancorp in the fourth quarter valued at about $235,000. JPMorgan Chase & Co. boosted its holdings in PCB Bancorp by 32.8% in the third quarter. JPMorgan Chase & Co. now owns 10,901 shares of the company’s stock valued at $229,000 after purchasing an additional 2,692 shares during the last quarter. AQR Capital Management LLC purchased a new position in PCB Bancorp in the first quarter valued at about $220,000. Finally, Lazard Asset Management LLC boosted its holdings in PCB Bancorp by 26.7% in the third quarter. Lazard Asset Management LLC now owns 10,038 shares of the company’s stock valued at $211,000 after purchasing an additional 2,116 shares during the last quarter. Hedge funds and other institutional investors own 33.04% of the company’s stock.

PCB Bancorp News Summary

Here are the key news stories impacting PCB Bancorp this week:

• Positive Sentiment: Q1 EPS beat — PCB reported $0.74 EPS versus the Zacks consensus of $0.67, continuing year‑over‑year earnings growth and topping expectations. This EPS beat is the primary driver of the stock’s intraday strength. PCB Beats Q1 Estimates
• Positive Sentiment: Net income and profitability improved — PCB reported net income available to common shareholders of $10.6M and showed solid ROE (12.03%) and net margin (~17.9%), signaling operational strength that supports valuation. Q1 2026 Earnings Release
• Positive Sentiment: Dividend declared — the board approved a $0.22 quarterly cash dividend (yield ~3.7%), payable May 15 with an ex‑dividend date of May 8. The payout supports income investors and can attract yield-focused buyers. Dividend Announcement
• Neutral Sentiment: Analyst commentary and metric comparison — coverage pieces are parsing loan growth, margins and other KPIs vs. Street models; these analyses will influence sentiment but don’t change the headline beat/dividend story immediately. Metrics vs. Street
• Negative Sentiment: Revenue slightly missed estimates — Q1 revenue was $30.18M vs. consensus ~$31.10M. A revenue shortfall could limit multiple expansion until revenue or margin trends show sustained improvement. Company Press Release / Slides

About PCB Bancorp

PCB Bancorp is the bank holding company for Pacific City Bank, a California-chartered bank founded in 1999 and headquartered in Torrance, California. As the parent of an FDIC-insured institution, PCB Bancorp oversees a community-focused banking franchise that serves both retail customers and commercial enterprises. The company’s strategy emphasizes personalized service and deep market knowledge to meet the evolving needs of individuals, families and businesses in Southern California.

Through its subsidiary Pacific City Bank, PCB Bancorp offers a broad range of financial products and services, including deposit accounts, commercial real estate and construction lending, residential mortgages, trade finance, treasury management and wealth advisory solutions.