Bank OZK (NASDAQ:OZK) Releases Earnings Results, Misses Expectations By $0.02 EPS

Bank OZK (NASDAQ:OZK) issued its earnings results on Tuesday. The company reported $1.44 EPS for the quarter, missing analysts’ consensus estimates of $1.46 by ($0.02), Zacks reports. Bank OZK had a return on equity of 12.65% and a net margin of 25.50%.The company had revenue of $424.32 million during the quarter, compared to analysts’ expectations of $422.62 million. During the same quarter in the previous year, the company earned $1.47 EPS. The firm’s quarterly revenue was up 2.2% compared to the same quarter last year.

Bank OZK Stock Performance

NASDAQ OZK opened at $48.52 on Wednesday. The stock has a market capitalization of $5.43 billion, a price-to-earnings ratio of 7.86 and a beta of 0.93. Bank OZK has a twelve month low of $40.46 and a twelve month high of $53.66. The company has a current ratio of 1.02, a quick ratio of 1.02 and a debt-to-equity ratio of 0.08. The stock has a 50-day moving average of $46.78 and a 200 day moving average of $46.95.

Bank OZK Dividend Announcement

The firm also recently declared a quarterly dividend, which was paid on Monday, April 20th. Investors of record on Monday, April 13th were issued a $0.47 dividend. The ex-dividend date of this dividend was Monday, April 13th. This represents a $1.88 dividend on an annualized basis and a yield of 3.9%. Bank OZK’s dividend payout ratio is presently 30.47%.

Trending Headlines about Bank OZK

Here are the key news stories impacting Bank OZK this week:

• Positive Sentiment: Quarterly commentary highlights resilience and positioning to handle short‑term risks, which can reassure investors about capital and liquidity strength. Bank OZK (OZK) Well-Positioned to Tackle with Near-Term Risks
• Positive Sentiment: Bank OZK participated in a $102M Fulton Market construction loan, signaling continued commercial lending activity and deal flow in large markets. Magellan joins Rodrigo d’Escoto venture to snag $102M Fulton Market construction loan
• Positive Sentiment: Community/CRA activity: Bank OZK helped fund affordable housing with a $2M grant contribution, underscoring relationship banking and local franchise strength (limited direct P&L impact but positive for reputation/relationships). New Affordable Apartments in Austin, Texas, Helped by $2M Grant From FHLB Dallas and Bank OZK
• Neutral Sentiment: Official Q1 release: Net income available to common stockholders was $159.3M (down 5.1% YoY); diluted EPS $1.44 (down 2.0% YoY). Revenue rose ~2.2% YoY to $424.3M; ROE ~12.65% and net margin ~25.5%. These are factual results that investors will weigh against expectations. Bank OZK Announces First Quarter 2026 Earnings
• Neutral Sentiment: Analyst write‑ups highlight key metrics (margins, loan mix, deposit trends) for context on the quarter; useful background but not a clear directional trigger by itself. Bank OZK (OZK) Reports Q1 Earnings: What Key Metrics Have to Say
• Negative Sentiment: Zacks flagged that OZK missed earnings (Q1 EPS $1.44 vs. $1.46 consensus) and flagged weaker year‑over‑year EPS, a headline that can pressure sentiment. Bank OZK (OZK) Lags Q1 Earnings and Revenue Estimates
• Negative Sentiment: Market commentary highlights credit concerns in the outlook (loan performance and reserves), which raises investor caution about forward earnings and potential reserve builds. Bank Ozk earnings in focus as credit concerns cloud outlook
• Negative Sentiment: Local and regional coverage notes the YoY drop in net income despite revenue growth — a reminder earnings momentum softened this quarter. Bank OZK net income dips in the first quarter, revenue rises

Wall Street Analysts Forecast Growth

OZK has been the topic of a number of recent research reports. Wall Street Zen upgraded Bank OZK from a “sell” rating to a “hold” rating in a research note on Saturday, January 3rd. Wells Fargo & Company upped their price target on Bank OZK from $48.00 to $50.00 and gave the stock an “equal weight” rating in a report on Monday, March 30th. Stephens reduced their price target on Bank OZK from $64.00 to $62.00 and set an “overweight” rating for the company in a report on Thursday, January 22nd. Zacks Research raised Bank OZK from a “strong sell” rating to a “hold” rating in a report on Wednesday, January 7th. Finally, TD Cowen reduced their price target on Bank OZK from $56.00 to $54.00 and set a “buy” rating for the company in a report on Thursday, January 22nd. Five research analysts have rated the stock with a Buy rating, five have given a Hold rating and one has assigned a Sell rating to the company. According to data from MarketBeat.com, the company currently has an average rating of “Hold” and an average price target of $56.89.

Hedge Funds Weigh In On Bank OZK

Hedge funds have recently made changes to their positions in the company. BOKF NA acquired a new position in shares of Bank OZK during the third quarter valued at approximately $27,000. Transamerica Financial Advisors LLC raised its holdings in shares of Bank OZK by 111.2% during the fourth quarter. Transamerica Financial Advisors LLC now owns 830 shares of the company’s stock valued at $38,000 after acquiring an additional 437 shares during the last quarter. Atlas Capital Advisors Inc. acquired a new position in shares of Bank OZK during the fourth quarter valued at approximately $47,000. Employees Retirement System of Texas acquired a new position in shares of Bank OZK during the third quarter valued at approximately $51,000. Finally, CIBC Private Wealth Group LLC raised its holdings in shares of Bank OZK by 436.2% during the third quarter. CIBC Private Wealth Group LLC now owns 1,228 shares of the company’s stock valued at $63,000 after acquiring an additional 999 shares during the last quarter. Institutional investors and hedge funds own 86.18% of the company’s stock.

About Bank OZK

Bank OZK, formerly known as Bank of the Ozarks, is a regional commercial bank headquartered in Little Rock, Arkansas. Established in 1903, the bank offers a full suite of banking products and services to both individual and corporate clients. Through a combination of organic growth and targeted acquisitions, Bank OZK has built a diversified lending portfolio and a strong deposit franchise.

The bank’s core operations focus on commercial real estate lending, including acquisition, development and construction financing.