UL Solutions (NYSE:ULS) vs. International Card Establishment (OTCMKTS:ICRD) Financial Contrast

International Card Establishment (OTCMKTS:ICRD) and UL Solutions (NYSE:ULS) are both business services companies, but which is the superior business? We will contrast the two businesses based on the strength of their profitability, dividends, institutional ownership, risk, valuation, earnings and analyst recommendations.

Analyst Ratings

This is a breakdown of recent recommendations and price targets for International Card Establishment and UL Solutions, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
International Card Establishment	0	0	0	0	0.00
UL Solutions	0	5	4	1	2.60

UL Solutions has a consensus target price of $87.60, indicating a potential downside of 3.02%. Given UL Solutions’ stronger consensus rating and higher probable upside, analysts plainly believe UL Solutions is more favorable than International Card Establishment.

Earnings and Valuation

This table compares International Card Establishment and UL Solutions”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
International Card Establishment	N/A	N/A	N/A	N/A	N/A
UL Solutions	$3.05 billion	5.95	$325.00 million	$1.59	56.81

UL Solutions has higher revenue and earnings than International Card Establishment.

Profitability

This table compares International Card Establishment and UL Solutions’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
International Card Establishment	N/A	N/A	N/A
UL Solutions	10.61%	31.62%	12.55%

Risk & Volatility

International Card Establishment has a beta of 13.29, suggesting that its stock price is 1,229% more volatile than the S&P 500. Comparatively, UL Solutions has a beta of 0.77, suggesting that its stock price is 23% less volatile than the S&P 500.

Summary

UL Solutions beats International Card Establishment on 8 of the 9 factors compared between the two stocks.

About International Card Establishment

International Card Establishment, Inc. provides merchant services in the United States. It offers payment processing services for brick and mortar merchants; proprietary gift and loyalty program; gift cards with customized artwork; various merchant terminals and accessories; leasing program; customer support; and agent program. The company is headquartered in Camarillo, California.

About UL Solutions

UL Solutions Inc. provides safety science services worldwide. It operates through three segments: Industrial, Consumer, and Software and Advisory. The Industrial segment provides testing, inspection, and certification services across various end markets, including energy, industrial automation, engineered materials, and built environment, as well as stakeholders, such as manufacturers, building owners, end users, and regulators. The Consumer segment offers safety certification testing, ongoing certification, global market access, testing for connectivity, performance and quality, and critical systems advisory and training services, as well as product market acceptance and risk mitigation services for customers in the consumer products end markets comprising consumer electronics, medical devices, information technologies, appliances, HVAC, lighting, and retail, as well as consumer applications, such as new mobility, smart products, and 5G. The Software and Advisory segment provide software and technical advisory services that enable customers to manage regulatory requirements, deliver supply chain transparency, and operationalize sustainability for regulated industries, including life sciences, supply chain regulations, transparency needs, and new ESG and sustainability requirements. It offers ULTRUS software brand to help customers improve speed to market, sustainability and safety. UL Solutions Inc. was formerly known as UL Inc. and changed its name to UL Solutions Inc. in June 2022. The company was founded in 1894 and is headquartered in Northbrook, Illinois with additional offices in North America, Asia Pacific, Africa, Europe, Latin America, and Middle East. UL Solutions Inc. operates as a subsidiary of ULSE Inc.