What is Zacks Small Cap’s Estimate for CPSS FY2026 Earnings?

Consumer Portfolio Services, Inc. (NASDAQ:CPSS) – Equities researchers at Zacks Small Cap lowered their FY2026 earnings estimates for Consumer Portfolio Services in a report issued on Tuesday, November 11th. Zacks Small Cap analyst M. Kim now forecasts that the credit services provider will post earnings per share of $1.45 for the year, down from their prior forecast of $1.85. The consensus estimate for Consumer Portfolio Services’ current full-year earnings is $0.85 per share.

CPSS has been the subject of several other reports. Weiss Ratings reiterated a “sell (d)” rating on shares of Consumer Portfolio Services in a research note on Wednesday, October 8th. Wall Street Zen upgraded shares of Consumer Portfolio Services from a “hold” rating to a “buy” rating in a research report on Friday, July 18th. One research analyst has rated the stock with a Sell rating, According to MarketBeat, the company presently has a consensus rating of “Sell”.

Consumer Portfolio Services Price Performance

NASDAQ CPSS traded down $0.08 during trading on Friday, reaching $8.24. 4,173 shares of the company traded hands, compared to its average volume of 20,422. Consumer Portfolio Services has a 1-year low of $6.67 and a 1-year high of $12.73. The company has a debt-to-equity ratio of 9.89, a quick ratio of 8.03 and a current ratio of 8.03. The stock’s 50 day moving average price is $8.03 and its two-hundred day moving average price is $8.68. The company has a market cap of $181.75 million, a price-to-earnings ratio of 10.29 and a beta of 1.00.

Consumer Portfolio Services (NASDAQ:CPSS) last released its quarterly earnings results on Monday, November 10th. The credit services provider reported $0.20 earnings per share (EPS) for the quarter, missing analysts’ consensus estimates of $0.25 by ($0.05). Consumer Portfolio Services had a net margin of 4.60% and a return on equity of 6.59%. The firm had revenue of $49.32 million for the quarter, compared to analyst estimates of $111.49 million.

Institutional Inflows and Outflows

A number of hedge funds have recently bought and sold shares of CPSS. JPMorgan Chase & Co. lifted its stake in shares of Consumer Portfolio Services by 17.4% during the third quarter. JPMorgan Chase & Co. now owns 15,739 shares of the credit services provider’s stock valued at $119,000 after acquiring an additional 2,333 shares during the period. Police & Firemen s Retirement System of New Jersey acquired a new stake in shares of Consumer Portfolio Services during the 2nd quarter worth approximately $29,000. Geode Capital Management LLC raised its stake in shares of Consumer Portfolio Services by 8.5% during the second quarter. Geode Capital Management LLC now owns 212,555 shares of the credit services provider’s stock worth $2,090,000 after buying an additional 16,563 shares during the last quarter. Goldman Sachs Group Inc. boosted its stake in Consumer Portfolio Services by 17.8% in the first quarter. Goldman Sachs Group Inc. now owns 31,752 shares of the credit services provider’s stock valued at $275,000 after acquiring an additional 4,789 shares during the last quarter. Finally, Voya Investment Management LLC grew its holdings in Consumer Portfolio Services by 67.3% during the 1st quarter. Voya Investment Management LLC now owns 24,958 shares of the credit services provider’s stock worth $216,000 after acquiring an additional 10,037 shares during the period. 47.57% of the stock is currently owned by institutional investors.

Insider Buying and Selling at Consumer Portfolio Services

In related news, VP Noel Jackson sold 9,369 shares of Consumer Portfolio Services stock in a transaction dated Tuesday, September 16th. The stock was sold at an average price of $8.49, for a total value of $79,542.81. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which can be accessed through this link. Company insiders own 63.70% of the company’s stock.

Consumer Portfolio Services Company Profile

Consumer Portfolio Services, Inc operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans.