Fifth District Bancorp (NASDAQ:FDSB) vs. Truxton (OTCMKTS:TRUX) Financial Comparison

Fifth District Bancorp (NASDAQ:FDSB) and Truxton (OTCMKTS:TRUX) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their institutional ownership, analyst recommendations, valuation, profitability, risk, dividends and earnings.

Valuation & Earnings

This table compares Fifth District Bancorp and Truxton”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Fifth District Bancorp	$19.29 million	3.84	-$1.08 million	$0.51	26.10
Truxton	$78.37 million	2.94	$18.41 million	$6.90	11.59

Truxton has higher revenue and earnings than Fifth District Bancorp. Truxton is trading at a lower price-to-earnings ratio than Fifth District Bancorp, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares Fifth District Bancorp and Truxton’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Fifth District Bancorp	10.10%	2.01%	0.49%
Truxton	23.77%	N/A	N/A

Volatility & Risk

Fifth District Bancorp has a beta of 0.56, indicating that its share price is 44% less volatile than the S&P 500. Comparatively, Truxton has a beta of 0.52, indicating that its share price is 48% less volatile than the S&P 500.

Analyst Ratings

This is a summary of recent recommendations for Fifth District Bancorp and Truxton, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Fifth District Bancorp	1	0	0	0	1.00
Truxton	0	0	0	0	0.00

Insider and Institutional Ownership

0.3% of Truxton shares are owned by institutional investors. 4.5% of Fifth District Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Summary

Fifth District Bancorp beats Truxton on 7 of the 12 factors compared between the two stocks.

About Fifth District Bancorp

Fifth District Bancorp, Inc. is the holding company for Fifth District Savings Bank which provide all banking services. Fifth District Bancorp, Inc. is based in NEW ORLEANS.

About Truxton

Truxton Corporation, through its subsidiaries, provides various banking, investment management, and trust administration services to individuals, businesses, and charitable institutions in the United States. The company offers deposit products, including demand, money market accounts, and certificates of deposit. It also provides lending products, such as residential and commercial real estate mortgages, commercial loans, construction and land development loans, commercial and industrial loans, operating lines of credit, and loans to individual. In addition, the company offers strategic and capital advisory services, business banking, and treasury management services; and insurance products. The company was formerly known as NBT Holdings Inc. and changed its name to Truxton Corporation in May 2013. Truxton Corporation was founded in 2004 and is based in Nashville, Tennessee.