Old Second Bancorp (OSBC) Expected to Announce Earnings on Wednesday

Old Second Bancorp (NASDAQ:OSBC) is anticipated to post its Q3 2025 results before the market opens on Wednesday, October 15th. Analysts expect Old Second Bancorp to post earnings of $0.51 per share for the quarter. Individuals may review the information on the company’s upcoming Q3 2025 earningreport for the latest details on the call scheduled for Thursday, October 23, 2025 at 10:00 AM ET.

Old Second Bancorp (NASDAQ:OSBC) last posted its quarterly earnings data on Wednesday, July 23rd. The financial services provider reported $0.48 EPS for the quarter, missing analysts’ consensus estimates of $0.49 by ($0.01). The firm had revenue of $75.13 million for the quarter, compared to analysts’ expectations of $63.58 million. Old Second Bancorp had a net margin of 24.38% and a return on equity of 12.53%. On average, analysts expect Old Second Bancorp to post $2 EPS for the current fiscal year and $2 EPS for the next fiscal year.

Old Second Bancorp Price Performance

Shares of OSBC opened at $17.05 on Monday. The company has a market capitalization of $897.68 million, a price-to-earnings ratio of 9.32 and a beta of 0.80. Old Second Bancorp has a fifty-two week low of $14.14 and a fifty-two week high of $19.46. The company has a debt-to-equity ratio of 0.12, a current ratio of 0.85 and a quick ratio of 0.85. The business’s 50-day moving average is $17.75 and its 200-day moving average is $17.14.

Old Second Bancorp Dividend Announcement

The company also recently disclosed a special dividend, which was paid on Monday, August 4th. Investors of record on Friday, July 25th were issued a $0.06 dividend. The ex-dividend date was Friday, July 25th. This represents a yield of 130.0%. Old Second Bancorp’s dividend payout ratio is currently 13.11%.

Analyst Ratings Changes

A number of equities analysts recently commented on OSBC shares. DA Davidson increased their price objective on Old Second Bancorp from $17.00 to $19.00 and gave the stock a “neutral” rating in a report on Friday, July 25th. Piper Sandler reissued an “overweight” rating and issued a $24.50 price objective (up from $22.00) on shares of Old Second Bancorp in a research report on Wednesday, July 2nd. Wall Street Zen cut Old Second Bancorp from a “hold” rating to a “sell” rating in a research report on Saturday, October 4th. Finally, Weiss Ratings reaffirmed a “buy (b-)” rating on shares of Old Second Bancorp in a research report on Wednesday, October 8th. One equities research analyst has rated the stock with a Strong Buy rating, four have assigned a Buy rating and one has issued a Hold rating to the company. According to data from MarketBeat, the company has an average rating of “Buy” and an average price target of $21.38.

Hedge Funds Weigh In On Old Second Bancorp

Hedge funds and other institutional investors have recently added to or reduced their stakes in the stock. EverSource Wealth Advisors LLC boosted its holdings in Old Second Bancorp by 458.5% during the second quarter. EverSource Wealth Advisors LLC now owns 1,480 shares of the financial services provider’s stock worth $26,000 after buying an additional 1,215 shares during the last quarter. Strs Ohio acquired a new stake in Old Second Bancorp in the 1st quarter valued at approximately $88,000. Tower Research Capital LLC TRC increased its position in shares of Old Second Bancorp by 446.9% during the 2nd quarter. Tower Research Capital LLC TRC now owns 6,306 shares of the financial services provider’s stock worth $112,000 after purchasing an additional 5,153 shares during the last quarter. Lazard Asset Management LLC acquired a new position in shares of Old Second Bancorp during the 2nd quarter worth approximately $125,000. Finally, Quantinno Capital Management LP acquired a new position in shares of Old Second Bancorp during the 2nd quarter worth approximately $278,000. Institutional investors own 67.76% of the company’s stock.

Old Second Bancorp Company Profile

Old Second Bancorp, Inc operates as the bank holding company for Old Second National Bank that provides community banking services. It offers demand, NOW, money market, savings, time deposit, individual retirement, and checking accounts, as well as certificates of deposit accounts. The company also provides commercial loans; lease financing receivables; commercial real estate loans; construction loans; residential real estate loans, such as residential first mortgage and second mortgage loans; home equity line of credit; consumer loans, including motor vehicle, home improvement, and signature loans; installment and agricultural loans; residential mortgages; and overdraft checking.