Aviva (OTCMKTS:AVVIY) & GoHealth (NASDAQ:GOCO) Critical Contrast

Aviva (OTCMKTS:AVVIY) and GoHealth (NASDAQ:GOCO) are both finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their institutional ownership, risk, dividends, profitability, analyst recommendations, earnings and valuation.

Earnings and Valuation

This table compares Aviva and GoHealth”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Aviva	$26.51 billion	1.07	$872.81 million	N/A	N/A
GoHealth	$798.89 million	0.17	-$2.93 million	($3.60)	-1.31

Aviva has higher revenue and earnings than GoHealth.

Profitability

This table compares Aviva and GoHealth’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Aviva	N/A	N/A	N/A
GoHealth	-3.21%	-8.74%	-2.26%

Volatility & Risk

Aviva has a beta of 1.08, suggesting that its stock price is 8% more volatile than the S&P 500. Comparatively, GoHealth has a beta of 1.62, suggesting that its stock price is 62% more volatile than the S&P 500.

Analyst Ratings

This is a summary of recent ratings for Aviva and GoHealth, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Aviva	0	3	0	2	2.80
GoHealth	1	1	1	0	2.00

GoHealth has a consensus price target of $12.00, indicating a potential upside of 154.24%. Given GoHealth’s higher possible upside, analysts plainly believe GoHealth is more favorable than Aviva.

Institutional & Insider Ownership

20.3% of Aviva shares are owned by institutional investors. Comparatively, 24.2% of GoHealth shares are owned by institutional investors. 34.0% of GoHealth shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Summary

Aviva beats GoHealth on 8 of the 13 factors compared between the two stocks.

About Aviva

Aviva plc provides various insurance, retirement, investment, and savings products in the United Kingdom, Ireland, Canada, and internationally. The company offers life insurance, long-term health and accident insurance, savings, pension, and annuity products, as well as pension fund business and lifetime mortgage products. It also provides insurance cover to individuals, small and medium-sized businesses for risks associated with motor vehicles and medical expenses, as well as property and liability, such as employers' and professional indemnity liabilities. In addition, the company provides investment management services for institutional pension fund mandates; and manages various retail investment products, including investment funds, unit trusts, open-ended investment companies, and individual savings accounts for third-party financial institutions, pension funds, public sector organizations, investment professionals, and private investors. It markets its products through a network of insurance brokers, as well as MyAviva platform. The company was formerly known as CGNU plc and changed its name to Aviva plc in July 2002. Aviva plc was founded in 1696 and is headquartered in London, the United Kingdom.

About GoHealth

GoHealth, Inc. operates as a health insurance marketplace and Medicare-focused digital health company in the United States. The company operates a technology platform that leverages machine-learning algorithms of insurance behavioral data to optimize the process for helping individuals find the health insurance plan for their specific needs. It provides Medicare plans, including Medicare Advantage, Medicare Supplement and Prescription Drug, and Medicare Special Needs Plans. The company also offers partner marketing services. It sells its products through carriers and online platform, as well as independent and external agencies. The company was founded in 2001 and is headquartered in Chicago, Illinois.