Head-To-Head Analysis: TriNet Group (NYSE:TNET) and CURRENC Group (NASDAQ:CURR)

TriNet Group (NYSE:TNET) and CURRENC Group (NASDAQ:CURR) are both business services companies, but which is the superior business? We will compare the two businesses based on the strength of their dividends, analyst recommendations, earnings, risk, valuation, profitability and institutional ownership.

Insider & Institutional Ownership

96.8% of TriNet Group shares are owned by institutional investors. Comparatively, 56.0% of CURRENC Group shares are owned by institutional investors. 37.1% of TriNet Group shares are owned by insiders. Comparatively, 17.8% of CURRENC Group shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Profitability

This table compares TriNet Group and CURRENC Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
TriNet Group	3.46%	200.82%	5.71%
CURRENC Group	N/A	N/A	N/A

Volatility and Risk

TriNet Group has a beta of 0.9, indicating that its stock price is 10% less volatile than the S&P 500. Comparatively, CURRENC Group has a beta of -0.49, indicating that its stock price is 149% less volatile than the S&P 500.

Analyst Recommendations

This is a summary of current recommendations for TriNet Group and CURRENC Group, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
TriNet Group	1	2	0	0	1.67
CURRENC Group	0	0	1	1	3.50

TriNet Group presently has a consensus price target of $96.67, suggesting a potential upside of 27.49%. CURRENC Group has a consensus price target of $3.50, suggesting a potential upside of 715.85%. Given CURRENC Group’s stronger consensus rating and higher possible upside, analysts clearly believe CURRENC Group is more favorable than TriNet Group.

Valuation and Earnings

This table compares TriNet Group and CURRENC Group”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
TriNet Group	$5.06 billion	0.72	$173.00 million	$3.35	22.63
CURRENC Group	$43.39 million	0.46	N/A	N/A	N/A

TriNet Group has higher revenue and earnings than CURRENC Group.

Summary

TriNet Group beats CURRENC Group on 8 of the 12 factors compared between the two stocks.

About TriNet Group

TriNet Group, Inc. provides comprehensive and flexible human capital management services for small and medium size businesses in the United States. The company offers multi-state payroll processing and tax administration; employee benefits programs, including health insurance and retirement plans; workers compensation insurance and claims management; employment and benefits law compliance; and other HR related services. It also provides technology platform, an online and mobile tool that allows users to store, view, and manager HR information and administer various HR transactions, such as payroll processing, tax administration and credits, employee onboarding and termination, employee performance, time and attendance, compensation reporting, expense management, and benefits enrollment and administration, as well as incorporated workforce analytics and allows professional employer organization clients to generate HR data, payroll, compensation, and other custom reports. The company serves clients in various industries, including technology, professional services, financial services, life sciences, and not-for-profit. It sells its solutions through its direct sales organization. TriNet Group, Inc. was incorporated in 1988 and is headquartered in Dublin, California.

About CURRENC Group

Currenc Group, Inc. engages in operating a fintech banking platform. It operates through the following segments: Remittance Services, Sales of Airtime, and Other Services. The company is headquartered in Singapore.