NBT Bancorp Inc. (NASDAQ:NBTB) Stock Has Consensus Target Price of $54.10 According to Analysts

Posted by Stanley Muller on Oct 30th, 2026

Shares of NBT Bancorp Inc. (NASDAQ:NBTB – Get Free Report) have received an average rating of “Hold” from the eight analysts that are presently covering the stock, Marketbeat Ratings reports. Five investment analysts have rated the stock with a hold rating and three have given a buy rating to the company. The average 12-month target price among brokers that have covered the stock in the last year is $54.70.

A number of equities analysts have recently commented on NBTB shares. Wall Street Zen upgraded NBT Bancorp from a “sell” rating to a “hold” rating in a report on Saturday, September 12th. Weiss Ratings restated a “buy (b)” rating on shares of NBT Bancorp in a report on Monday, October 19th. Stephens lowered NBT Bancorp from an “overweight” rating to an “equal weight” rating and increased their price target for the company from $52.00 to $55.00 in a report on Thursday, July 30th. Keefe, Bruyette & Woods restated a “hold” rating and issued a $54.00 price target (up from $52.00) on shares of NBT Bancorp in a research report on Monday, August 3rd. Finally, DA Davidson set a $62.00 price objective on shares of NBT Bancorp in a research note on Thursday.

Get Our Latest Stock Analysis on NBT Bancorp

NBT Bancorp Stock Up 1.9%

Shares of NASDAQ NBTB opened at $52.97 on Friday. The company has a current ratio of 0.87, a quick ratio of 0.87 and a debt-to-equity ratio of 0.08. NBT Bancorp has a 12-month low of $39.44 and a 12-month high of $54.50. The firm’s 50-day moving average price is $51.34 and its 200-day moving average price is $47.63. The stock has a market capitalization of $2.75 billion, a price-to-earnings ratio of 12.70 and a beta of 0.49.

NBT Bancorp (NASDAQ:NBTB – Get Free Report) last released its quarterly earnings results on Tuesday, October 27th. The bank reported $1.11 EPS for the quarter, topping the consensus estimate of $1.09 by $0.02. NBT Bancorp had a return on equity of 11.28% and a net margin of 22.87%. The company had revenue of $195.03 million during the quarter, compared to analyst estimates of $193.83 million. On average, equities research analysts anticipate that NBT Bancorp will post 4.17 EPS for the current fiscal year.

NBT Bancorp Announces Dividend

The company also recently announced a quarterly dividend, which will be paid on Tuesday, December 15th. Stockholders of record on Tuesday, December 1st will be issued a $0.40 dividend. This represents a $1.60 annualized dividend and a dividend yield of 3.0%. The ex-dividend date is Tuesday, December 1st. NBT Bancorp’s dividend payout ratio (DPR) is 38.37%.

Hedge Funds Weigh In On NBT Bancorp

Several hedge funds have recently added to or reduced their stakes in NBTB. ProShare Advisors LLC increased its holdings in NBT Bancorp by 34.0% during the 3rd quarter. ProShare Advisors LLC now owns 197,314 shares of the bank’s stock worth $9,897,000 after purchasing an additional 50,079 shares during the period. John Boyer Inc. bought a new stake in NBT Bancorp during the 3rd quarter valued at $52,000. NBT Bank N.A. purchased a new stake in shares of NBT Bancorp in the 3rd quarter worth $13,327,000. Farther Finance Advisors LLC lifted its holdings in shares of NBT Bancorp by 7.5% in the 3rd quarter. Farther Finance Advisors LLC now owns 3,622 shares of the bank’s stock worth $182,000 after buying an additional 254 shares during the period. Finally, Canandaigua National Trust Co of Florida bought a new position in shares of NBT Bancorp during the 3rd quarter worth $468,000. 58.46% of the stock is currently owned by institutional investors.

NBT Bancorp Company Profile

(Get Free Report)

NBT Bancorp Inc is the bank holding company for NBT Bank, a community banking institution headquartered in Norwich, New York. Through NBT Bank and its subsidiaries, the company provides banking, lending, investment, insurance and financial services to consumers, businesses, nonprofit organizations and municipalities.

NBT Bank offers checking and savings accounts, certificates of deposit, residential and commercial mortgages, consumer loans, business lending, cash-management services and agricultural financing.