Insider Buying: USCB Financial (NASDAQ:USCB) Director Purchases $20,000.00 in Stock

Posted by Brian Himes on Oct 30th, 2026

USCB Financial Holdings, Inc. (NASDAQ:USCB – Get Free Report) Director Ramon Rodriguez purchased 1,000 shares of USCB Financial stock in a transaction on Friday, October 30th. The stock was bought at an average cost of $20.00 per share, with a total value of $20,000.00. Following the completion of the acquisition, the director owned 1,000 shares in the company, valued at approximately $20,000. This trade represents a ∞ increase in their ownership of the stock. The acquisition was disclosed in a filing with the SEC, which can be accessed through this link.

USCB Financial Trading Up 0.8%

USCB Financial stock traded up $0.15 during mid-day trading on Friday, hitting $20.00. The stock had a trading volume of 18,928 shares, compared to its average volume of 60,597. The company has a current ratio of 0.97, a quick ratio of 0.97 and a debt-to-equity ratio of 1.20. USCB Financial Holdings, Inc. has a 12 month low of $17.00 and a 12 month high of $23.89. The stock has a market capitalization of $369.40 million, a PE ratio of 12.69 and a beta of 0.45. The stock has a 50-day simple moving average of $22.29 and a two-hundred day simple moving average of $20.28.

USCB Financial (NASDAQ:USCB – Get Free Report) last issued its quarterly earnings data on Thursday, October 22nd. The company reported $0.51 earnings per share (EPS) for the quarter, missing the consensus estimate of $0.56 by ($0.05). USCB Financial had a return on equity of 15.76% and a net margin of 17.44%. The company had revenue of $26.97 million for the quarter, compared to the consensus estimate of $29.18 million. As a group, sell-side analysts forecast that USCB Financial Holdings, Inc. will post 2.01 EPS for the current year.

USCB Financial Announces Dividend

The business also recently declared a quarterly dividend, which will be paid on Friday, December 4th. Investors of record on Monday, November 16th will be issued a dividend of $0.1250 per share. The ex-dividend date of this dividend is Monday, November 16th. This represents a $0.50 annualized dividend and a dividend yield of 2.5%. USCB Financial’s payout ratio is 31.65%.

Institutional Inflows and Outflows

Institutional investors have recently added to or reduced their stakes in the stock. PNC Financial Services Group Inc. bought a new position in USCB Financial during the 1st quarter valued at approximately $41,000. Integrated Wealth Concepts LLC bought a new stake in shares of USCB Financial during the 2nd quarter valued at about $59,000. SG Americas Securities LLC raised its position in USCB Financial by 16.7% in the first quarter. SG Americas Securities LLC now owns 6,363 shares of the company’s stock worth $118,000 after acquiring an additional 910 shares during the period. WASHINGTON TRUST Co bought a new position in USCB Financial in the 3rd quarter worth $218,000. Finally, Odyssean LLC bought a new stake in USCB Financial during the 2nd quarter worth approximately $270,000. 61.34% of the stock is currently owned by institutional investors.

Analyst Ratings Changes

A number of equities analysts recently weighed in on USCB shares. Zacks Research downgraded shares of USCB Financial from a “hold” rating to a “strong sell” rating in a research note on Monday. Piper Sandler lowered their price target on USCB Financial from $27.00 to $24.00 and set an “overweight” rating for the company in a research report on Tuesday. Keefe, Bruyette & Woods boosted their price objective on USCB Financial from $22.00 to $24.00 and gave the stock an “outperform” rating in a research report on Monday, August 3rd. Raymond James Financial downgraded shares of USCB Financial from a “strong-buy” rating to an “outperform” rating and decreased their price objective for the stock from $25.00 to $23.00 in a report on Monday. Finally, Weiss Ratings downgraded shares of USCB Financial from a “buy (b+)” rating to a “buy (b)” rating in a research note on Wednesday. Four equities research analysts have rated the stock with a Buy rating, one has assigned a Hold rating and one has issued a Sell rating to the stock. According to data from MarketBeat.com, USCB Financial has a consensus rating of “Moderate Buy” and an average target price of $23.25.

Read Our Latest Analysis on USCB

About USCB Financial

(Get Free Report)

USCB Financial Corp. is the bank holding company for U.S. Century Bank, a community bank headquartered in South Florida. The bank provides financial products and services to individuals, businesses, professionals and nonprofit organizations in the region, with a particular focus on the Miami-Dade County market and surrounding South Florida communities.

U.S. Century Bank offers deposit accounts, commercial and residential real estate loans, commercial and industrial lending, consumer loans and small business financing.