NBT Bancorp Inc. (NBTB) to Issue Quarterly Dividend of $0.40 on December 15th

Posted by Francis Steltz on Oct 29th, 2026

NBT Bancorp Inc. (NASDAQ:NBTB – Get Free Report) declared a quarterly dividend on Tuesday, October 27th. Investors of record on Tuesday, December 1st will be given a dividend of $0.40 per share by the bank on Tuesday, December 15th. This represents a $1.60 dividend on an annualized basis and a yield of 3.1%. The ex-dividend date is Tuesday, December 1st.

NBT Bancorp has increased its dividend by an average of 0.1% per year over the last three years and has raised its dividend every year for the last 12 years. NBT Bancorp has a dividend payout ratio of 37.8% meaning its dividend is sufficiently covered by earnings. Equities analysts expect NBT Bancorp to earn $4.55 per share next year, which means the company should continue to be able to cover its $1.60 annual dividend with an expected future payout ratio of 35.2%.

NBT Bancorp Trading Down 1.7%

NBT Bancorp stock opened at $51.97 on Thursday. The stock has a 50-day simple moving average of $51.32 and a 200 day simple moving average of $47.58. The stock has a market capitalization of $2.70 billion, a P/E ratio of 12.71 and a beta of 0.49. The company has a debt-to-equity ratio of 0.08, a quick ratio of 0.87 and a current ratio of 0.87. NBT Bancorp has a 52 week low of $39.44 and a 52 week high of $54.50.

NBT Bancorp (NASDAQ:NBTB – Get Free Report) last released its quarterly earnings data on Tuesday, October 27th. The bank reported $1.11 earnings per share (EPS) for the quarter, beating the consensus estimate of $1.09 by $0.02. NBT Bancorp had a return on equity of 11.27% and a net margin of 22.58%. The firm had revenue of $195.03 million for the quarter, compared to analyst estimates of $193.83 million. Analysts expect that NBT Bancorp will post 4.17 earnings per share for the current year.

Key Headlines Impacting NBT Bancorp

Here are the key news stories impacting NBT Bancorp this week:

Positive Sentiment: NBT Bancorp reported record third-quarter net income of $58.0 million, or $1.11 per diluted share, up from $54.5 million, or $1.03 per share, a year earlier. EPS exceeded the $1.09 analyst consensus, while revenue of $195.03 million also topped estimates. NBT Bancorp Announces Record Third Quarter 2026 Results
Positive Sentiment: Net interest income increased to $142.1 million, and the fully taxable-equivalent net interest margin expanded five basis points sequentially to 3.78%. Loans totaled $11.95 billion and deposits were $13.59 billion at quarter-end, indicating continued balance-sheet scale. Record Q3 2026 Results and Dividend
Positive Sentiment: The board approved a quarterly dividend of $0.40 per share, equivalent to $1.60 annually and a yield of approximately 3.1%. The company also repurchased 20,118 shares during the quarter. NBT Bancorp Approves Fourth-Quarter Dividend
Neutral Sentiment: Management expects 2027 loan growth of approximately 3% to 5%. Upstate New York semiconductor projects could support future commercial lending demand, but the forecast suggests measured rather than rapid expansion. NBT Bancorp 2027 Loan Growth Outlook
Negative Sentiment: Recent reported insider activity was weighted toward selling, with no insider purchases cited over the past six months. While not necessarily tied to fundamentals, this may add to investor caution following the earnings announcement. NBT Bancorp Reports Record Third-Quarter Net Income

About NBT Bancorp

(Get Free Report)

NBT Bancorp Inc is the bank holding company for NBT Bank, a community banking institution headquartered in Norwich, New York. Through NBT Bank and its subsidiaries, the company provides banking, lending, investment, insurance and financial services to consumers, businesses, nonprofit organizations and municipalities.

NBT Bank offers checking and savings accounts, certificates of deposit, residential and commercial mortgages, consumer loans, business lending, cash-management services and agricultural financing.