National Bank (NYSE:NBHC – Get Free Report) is one of 920 publicly-traded companies in the “Banks” industry, but how does it weigh in compared to its competitors? We will compare National Bank to similar businesses based on the strength of its analyst recommendations, earnings, valuation, risk, institutional ownership, profitability and dividends.
Dividends
National Bank pays an annual dividend of $1.28 per share and has a dividend yield of 3.4%. National Bank pays out 53.8% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 9.3% and pay out 29.0% of their earnings in the form of a dividend. National Bank has increased its dividend for 10 consecutive years. National Bank lags its competitors as a dividend stock, given its lower dividend yield and higher payout ratio.
Valuation & Earnings
This table compares National Bank and its competitors top-line revenue, earnings per share and valuation.
| Gross Revenue | Net Income | Price/Earnings Ratio | |
| National Bank | $587.34 million | $109.57 million | 15.73 |
| National Bank Competitors | $251.01 billion | $2.41 billion | 19.13 |
National Bank’s competitors have higher revenue and earnings than National Bank. National Bank is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.
Insider and Institutional Ownership
92.7% of National Bank shares are held by institutional investors. Comparatively, 47.8% of shares of all “Banks” companies are held by institutional investors. 6.8% of National Bank shares are held by company insiders. Comparatively, 9.8% of shares of all “Banks” companies are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.
Profitability
This table compares National Bank and its competitors’ net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| National Bank | 15.11% | 8.35% | 1.13% |
| National Bank Competitors | 15.24% | 9.38% | 0.92% |
Analyst Recommendations
This is a summary of current ratings and target prices for National Bank and its competitors, as provided by MarketBeat.com.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| National Bank | 0 | 3 | 2 | 0 | 2.40 |
| National Bank Competitors | 7448 | 30107 | 27656 | 1443 | 2.35 |
National Bank presently has a consensus price target of $44.67, suggesting a potential upside of 19.34%. As a group, “Banks” companies have a potential upside of 15.78%. Given National Bank’s stronger consensus rating and higher possible upside, equities analysts clearly believe National Bank is more favorable than its competitors.
Volatility & Risk
National Bank has a beta of 0.84, meaning that its share price is 16% less volatile than the S&P 500. Comparatively, National Bank’s competitors have a beta of 0.51, meaning that their average share price is 49% less volatile than the S&P 500.
Summary
National Bank competitors beat National Bank on 10 of the 15 factors compared.
About National Bank
National Bank Holdings Corporation operates as the bank holding company for NBH Bank that provides various banking products and financial services to commercial, business, and consumer clients in the United States. It offers deposit products, including checking, savings, money market, and other deposit accounts, including fixed-rate and fixed maturity time deposits. The company also provides commercial and industrial loans and leases, such as working capital loans, equipment loans, lender finance loans, food and agriculture loans, government and non-profit loans, owner occupied commercial real estate loans, and other commercial loans and leases; non-owner occupied commercial real estate loans consisting of loans on commercial properties, such as office buildings, warehouse/distribution buildings, multi-family, hospitality, and retail buildings; small business administration loans to support small businesses and entrepreneurs; term loans, line of credits, and real estate secured loans; residential real estate loans; and consumer loans. In addition, it offers treasury management solutions comprising online and mobile banking, commercial credit card, wire transfer, automated clearing house, electronic bill payment, lock box, remote deposit capture, merchant processing, cash vault, controlled disbursements, and fraud prevention services, as well as other auxiliary services, including account reconciliation, collections, repurchase accounts, zero balance accounts, and sweep accounts. The company operates through a network of banking centers located in Colorado, the greater Kansas City region, New Mexico, Utah, Wyoming, Idaho, and Texas. It also operates ATMs. The company was formerly known as NBH Holdings Corp. and changed its name to National Bank Holdings Corporation in March 2012. The company was incorporated in 2009 and is headquartered in Greenwood Village, Colorado.
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