OP Bancorp (NASDAQ:OPBK – Get Free Report) is one of 920 publicly-traded companies in the “Banks” industry, but how does it contrast to its peers? We will compare OP Bancorp to similar companies based on the strength of its valuation, profitability, institutional ownership, dividends, analyst recommendations, earnings and risk.
Institutional and Insider Ownership
53.6% of OP Bancorp shares are owned by institutional investors. Comparatively, 47.8% of shares of all “Banks” companies are owned by institutional investors. 9.6% of OP Bancorp shares are owned by company insiders. Comparatively, 9.8% of shares of all “Banks” companies are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.
Dividends
OP Bancorp pays an annual dividend of $0.56 per share and has a dividend yield of 3.7%. OP Bancorp pays out 28.0% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 9.3% and pay out 29.0% of their earnings in the form of a dividend.
Risk & Volatility
OP Bancorp has a beta of 0.62, indicating that its stock price is 38% less volatile than the S&P 500. Comparatively, OP Bancorp’s peers have a beta of 0.51, indicating that their average stock price is 49% less volatile than the S&P 500.
Analyst Ratings
This is a breakdown of recent ratings and price targets for OP Bancorp and its peers, as provided by MarketBeat.com.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| OP Bancorp | 0 | 2 | 2 | 0 | 2.50 |
| OP Bancorp Competitors | 7448 | 30107 | 27656 | 1443 | 2.35 |
OP Bancorp presently has a consensus target price of $17.75, suggesting a potential upside of 16.09%. As a group, “Banks” companies have a potential upside of 15.79%. Given OP Bancorp’s stronger consensus rating and higher probable upside, research analysts clearly believe OP Bancorp is more favorable than its peers.
Profitability
This table compares OP Bancorp and its peers’ net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| OP Bancorp | 17.09% | 12.89% | 1.11% |
| OP Bancorp Competitors | 15.24% | 9.38% | 0.92% |
Valuation & Earnings
This table compares OP Bancorp and its peers top-line revenue, earnings per share and valuation.
| Gross Revenue | Net Income | Price/Earnings Ratio | |
| OP Bancorp | $166.66 million | $25.64 million | 7.64 |
| OP Bancorp Competitors | $251.01 billion | $2.41 billion | 19.13 |
OP Bancorp’s peers have higher revenue and earnings than OP Bancorp. OP Bancorp is trading at a lower price-to-earnings ratio than its peers, indicating that it is currently more affordable than other companies in its industry.
Summary
OP Bancorp beats its peers on 9 of the 15 factors compared.
About OP Bancorp
OP Bancorp operates as the bank holding company for Open Bank that provides banking products and services in California. It offers demand, checking, savings, money market, and time deposit accounts, as well as certificates of deposit. The company also provides commercial real estate, small business administration, commercial and industrial business, single-family residential, term, consumer, and home mortgage loans; trade financing products; and letters of credit, and SWIFT and export advice. In addition, it offers debit and credit card, online transfer and bill payment, electronic delivery of customer statements, and mobile banking solutions for iPhone and Android phones, including remote check deposit with mobile bill pay; direct deposits, cashier's checks, person to person payments, wire transfers, and automated clearing house (ACH) services; and cash management services, including balance reporting, transfers between accounts, wire transfer initiation, ACH origination, and stop payment services, as well as remote deposit capture, positive pay, zero balance accounts, and sweep accounts. The company operates full branch offices in Downtown Los Angeles, Los Angeles Fashion District, Los Angeles Koreatown, Gardena, Buena Park, and Santa Clara in California; and Carrollton, Texas; and operates loan production offices in Pleasanton, California; Atlanta, Georgia; Aurora, Colorado; and Lynnwood in Washington. The company was founded in 2005 and is headquartered in Los Angeles, California.
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