TD Cowen Issues Pessimistic Forecast for Ally Financial (NYSE:ALLY) Stock Price

Posted by Francis Steltz on Oct 21st, 2026

Ally Financial (NYSE:ALLY – Get Free Report) had its target price decreased by equities researchers at TD Cowen from $54.00 to $52.00 in a research note issued on Wednesday, Benzinga reports. The brokerage currently has a “buy” rating on the financial services provider’s stock. TD Cowen’s target price would suggest a potential upside of 36.67% from the company’s previous close.

A number of other research analysts have also weighed in on the company. Citigroup dropped their price objective on Ally Financial from $58.00 to $50.00 and set a “buy” rating on the stock in a report on Friday, September 25th. Wells Fargo & Company downgraded shares of Ally Financial from an “overweight” rating to an “equal weight” rating and cut their price target for the company from $55.00 to $42.00 in a report on Wednesday, September 30th. Deutsche Bank Aktiengesellschaft reiterated a “buy” rating and issued a $58.00 price objective on shares of Ally Financial in a research note on Wednesday, July 22nd. Morgan Stanley restated an “equal weight” rating and set a $43.00 target price (down from $55.00) on shares of Ally Financial in a research report on Monday, October 12th. Finally, Royal Bank Of Canada reduced their price target on shares of Ally Financial from $55.00 to $50.00 and set an “outperform” rating for the company in a research report on Friday, October 9th. One investment analyst has rated the stock with a Strong Buy rating, eleven have issued a Buy rating, four have assigned a Hold rating and one has given a Sell rating to the company. According to data from MarketBeat.com, the company presently has an average rating of “Moderate Buy” and a consensus target price of $48.29.

Read Our Latest Report on ALLY

Ally Financial Stock Performance

Shares of Ally Financial stock traded up $0.08 on Wednesday, reaching $38.05. 282,843 shares of the stock were exchanged, compared to its average volume of 3,538,423. Ally Financial has a 1-year low of $35.92 and a 1-year high of $47.29. The company has a current ratio of 0.92, a quick ratio of 0.92 and a debt-to-equity ratio of 1.26. The business has a fifty day moving average price of $40.57 and a two-hundred day moving average price of $42.68. The firm has a market capitalization of $11.57 billion, a PE ratio of 8.95, a PEG ratio of 0.28 and a beta of 1.11.

Ally Financial (NYSE:ALLY – Get Free Report) last posted its quarterly earnings results on Tuesday, October 20th. The financial services provider reported $1.34 earnings per share (EPS) for the quarter, topping the consensus estimate of $1.33 by $0.01. Ally Financial had a net margin of 16.75% and a return on equity of 11.75%. The firm had revenue of $2.35 billion during the quarter, compared to analysts’ expectations of $2.31 billion. During the same period in the prior year, the company posted $1.15 earnings per share. The firm’s revenue for the quarter was up 6.1% on a year-over-year basis. As a group, research analysts anticipate that Ally Financial will post 5.00 earnings per share for the current fiscal year.

Insider Activity at Ally Financial

In other news, insider Stephanie Richard sold 5,000 shares of the company’s stock in a transaction dated Tuesday, August 4th. The shares were sold at an average price of $44.23, for a total transaction of $221,150.00. Following the completion of the transaction, the insider owned 88,927 shares of the company’s stock, valued at $3,933,241.21. This represents a 5.32% decrease in their position. The transaction was disclosed in a legal filing with the SEC, which is available through this link. 0.46% of the stock is currently owned by corporate insiders.

Institutional Investors Weigh In On Ally Financial

Several institutional investors and hedge funds have recently added to or reduced their stakes in the company. Pension & Wealth Management Advisors Inc. acquired a new stake in Ally Financial during the 3rd quarter worth approximately $27,000. Trust Co. of Vermont acquired a new stake in shares of Ally Financial in the second quarter worth $36,000. Elevation Wealth Partners LLC raised its stake in shares of Ally Financial by 92.2% in the 3rd quarter. Elevation Wealth Partners LLC now owns 1,005 shares of the financial services provider’s stock valued at $38,000 after acquiring an additional 482 shares during the period. SJS Investment Consulting Inc. lifted its holdings in shares of Ally Financial by 30.8% during the 1st quarter. SJS Investment Consulting Inc. now owns 1,019 shares of the financial services provider’s stock valued at $40,000 after acquiring an additional 240 shares in the last quarter. Finally, Mather Group LLC. lifted its holdings in shares of Ally Financial by 54.4% during the 3rd quarter. Mather Group LLC. now owns 1,192 shares of the financial services provider’s stock valued at $45,000 after acquiring an additional 420 shares in the last quarter. 88.76% of the stock is currently owned by institutional investors and hedge funds.

More Ally Financial News

Here are the key news stories impacting Ally Financial this week:

Positive Sentiment: Q3 results exceeded expectations. Ally reported adjusted earnings of $1.34 per share, above the roughly $1.32-$1.33 consensus, while revenue of $2.35 billion surpassed estimates of $2.31 billion and increased 6.1% year over year. Ally Financial reports third quarter 2026 financial results
Positive Sentiment: Profitability and growth outlook improved. Core return on tangible common equity rose to 13.1%, management raised its average earning-asset growth outlook to 5%-6%, and projected full-year net interest margin of 3.6%-3.65%. These trends support earnings growth if funding and credit conditions remain stable. Ally expects full-year NIM and earning-asset growth outlook
Positive Sentiment: Capital returns were increased. Ally raised its quarterly common-stock dividend 16.7% to $0.35 per share, or $1.40 annualized, implying a yield of approximately 3.7%. Management also accelerated share repurchases below tangible book value, potentially supporting per-share value. Ally Financial declares dividend
Neutral Sentiment: Barclays lowered its price target from $56 to $48 and maintained an “equal weight” rating. The revised target still indicates substantial potential upside from the referenced $38.04 price, but the cut signals more limited analyst conviction. Benzinga analyst update
Negative Sentiment: Credit costs remain the main concern. Auto delinquencies and provisions for loan losses increased as originations grew, raising concerns about future charge-offs even though retail auto charge-offs of 1.89% remained within management’s guidance. Ally auto delinquencies rise

Ally Financial Company Profile

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Ally Financial Inc is a digital financial services company headquartered in Detroit, Michigan, and traded on the New York Stock Exchange under the symbol ALLY. The company primarily serves consumers, automotive dealers and businesses in the United States through online and branchless banking and financing platforms.

Ally’s automotive finance business provides retail installment loans and leases to consumers and floorplan financing and other services to automotive dealers. Its consumer banking operations, conducted through Ally Bank, offer deposit products such as savings accounts, money market accounts and certificates of deposit, along with consumer lending products.

The company also provides credit cards and commercial financing, and offers investment and brokerage services through Ally Invest.