USCB Financial Holdings, Inc. (NASDAQ:USCB) Shareholders to Receive $0.12 Quarterly Dividend

Posted by Geri Gentry on Oct 20th, 2026

USCB Financial Holdings, Inc. (NASDAQ:USCB – Get Free Report) announced a quarterly dividend on Monday, October 19th. Investors of record on Monday, November 16th will be paid a dividend of $0.1250 per share on Friday, December 4th. This represents a $0.50 dividend on an annualized basis and a yield of 2.2%. The ex-dividend date is Monday, November 16th.

USCB Financial has a dividend payout ratio of 28.1% meaning its dividend is sufficiently covered by earnings. Equities analysts expect USCB Financial to earn $2.36 per share next year, which means the company should continue to be able to cover its $0.50 annual dividend with an expected future payout ratio of 21.2%.

USCB Financial Price Performance

USCB Financial stock opened at $23.12 on Tuesday. The stock has a market cap of $427.04 million, a price-to-earnings ratio of 15.21 and a beta of 0.45. The company has a debt-to-equity ratio of 1.20, a current ratio of 0.97 and a quick ratio of 0.97. USCB Financial has a 1 year low of $16.82 and a 1 year high of $23.89. The firm has a 50-day moving average of $22.57 and a two-hundred day moving average of $20.71.

USCB Financial (NASDAQ:USCB – Get Free Report) last posted its quarterly earnings results on Thursday, July 23rd. The company reported $0.49 earnings per share for the quarter, meeting the consensus estimate of $0.49. USCB Financial had a net margin of 17.24% and a return on equity of 15.77%. The firm had revenue of $27.95 million during the quarter, compared to the consensus estimate of $26.74 million. On average, research analysts forecast that USCB Financial will post 2.09 earnings per share for the current year.

Wall Street Analysts Forecast Growth

Several equities analysts have recently commented on the company. Wall Street Zen lowered USCB Financial from a “buy” rating to a “hold” rating in a research note on Saturday, August 22nd. Piper Sandler increased their target price on shares of USCB Financial from $24.00 to $27.00 and gave the stock an “overweight” rating in a report on Monday, July 27th. Hovde Group increased their target price on shares of USCB Financial from $20.00 to $22.00 and gave the stock a “market perform” rating in a report on Monday, July 27th. Weiss Ratings raised shares of USCB Financial from a “buy (b)” rating to a “buy (b+)” rating in a research report on Thursday, October 8th. Finally, Zacks Research lowered shares of USCB Financial from a “strong-buy” rating to a “hold” rating in a report on Friday, September 25th. One equities research analyst has rated the stock with a Strong Buy rating, three have given a Buy rating and two have assigned a Hold rating to the company. According to data from MarketBeat.com, the company has an average rating of “Moderate Buy” and an average target price of $24.33.

Get Our Latest Analysis on USCB

About USCB Financial

(Get Free Report)

USCB Financial Corp. is the bank holding company for U.S. Century Bank, a community bank headquartered in Miami, Florida. Through its banking subsidiary, the company provides financial services to individuals, families, professionals and businesses, with a focus on relationship-based banking.

U.S. Century Bank offers a range of deposit products, including checking, savings, money market and certificate of deposit accounts. Its lending services include commercial real estate, commercial and industrial, residential real estate and consumer loans.