Consumer Portfolio Services (NASDAQ:CPSS) Upgraded at Wall Street Zen

Posted by Brian Himes on Oct 17th, 2026

Consumer Portfolio Services (NASDAQ:CPSS – Get Free Report) was upgraded by investment analysts at Wall Street Zen from a “hold” rating to a “buy” rating in a research report issued to clients and investors on Saturday, Wall Street Zen reports.

Separately, Weiss Ratings upgraded Consumer Portfolio Services from a “sell (d+)” rating to a “hold (c-)” rating in a research report on Monday, September 14th. One research analyst has rated the stock with a Hold rating. Based on data from MarketBeat.com, Consumer Portfolio Services has an average rating of “Hold”.

Read Our Latest Stock Report on CPSS

Consumer Portfolio Services Stock Performance

NASDAQ CPSS opened at $9.15 on Friday. The business’s 50-day moving average price is $9.30 and its 200 day moving average price is $9.26. The company has a quick ratio of 5.67, a current ratio of 5.67 and a debt-to-equity ratio of 10.43. The firm has a market cap of $200.48 million, a P/E ratio of 9.95 and a beta of 1.14. Consumer Portfolio Services has a 52-week low of $7.39 and a 52-week high of $10.49.

Consumer Portfolio Services (NASDAQ:CPSS – Get Free Report) last released its earnings results on Tuesday, August 4th. The credit services provider reported $0.27 earnings per share (EPS) for the quarter. The business had revenue of $57.14 million for the quarter. Consumer Portfolio Services had a return on equity of 6.91% and a net margin of 4.78%.

Insider Activity

In other Consumer Portfolio Services news, VP Catrina Marie Ralston sold 3,617 shares of the business’s stock in a transaction dated Wednesday, August 12th. The stock was sold at an average price of $9.50, for a total transaction of $34,361.50. Following the transaction, the vice president owned 68,262 shares in the company, valued at $648,489. The trade was a 5.03% decrease in their ownership of the stock. The sale was disclosed in a document filed with the SEC, which is available through this hyperlink. Also, CEO Charles Bradley, Jr. sold 125,000 shares of Consumer Portfolio Services stock in a transaction that occurred on Wednesday, August 26th. The shares were sold at an average price of $9.46, for a total transaction of $1,182,500.00. Following the sale, the chief executive officer owned 4,099,545 shares in the company, valued at $38,781,695.70. This represents a 2.96% decrease in their position. The disclosure for this sale is available in the SEC filing. In the last 90 days, insiders have sold 137,500 shares of company stock valued at $1,299,825. Company insiders own 63.80% of the company’s stock.

Institutional Trading of Consumer Portfolio Services

Hedge funds and other institutional investors have recently bought and sold shares of the company. BlackRock Inc. acquired a new position in shares of Consumer Portfolio Services in the 2nd quarter worth approximately $6,297,000. Empowered Funds LLC bought a new position in shares of Consumer Portfolio Services during the second quarter worth about $1,456,000. Bank of New York Mellon Corp bought a new stake in shares of Consumer Portfolio Services during the second quarter valued at approximately $221,000. Deutsche Bank AG acquired a new stake in Consumer Portfolio Services in the second quarter worth about $115,000. Finally, Janney Montgomery Scott LLC increased its stake in Consumer Portfolio Services by 3.4% during the 1st quarter. Janney Montgomery Scott LLC now owns 51,003 shares of the credit services provider’s stock valued at $394,000 after buying an additional 1,672 shares during the period. 47.57% of the stock is owned by institutional investors.

Consumer Portfolio Services Company Profile

(Get Free Report)

Consumer Portfolio Services, Inc (NASDAQ: CPSS) is a specialty finance company that provides automobile financing to consumers, including borrowers who may have limited or impaired credit histories. The company primarily operates through an indirect lending model, purchasing retail installment sales contracts originated by automobile dealerships and providing financing for the purchase of new and used vehicles.

Consumer Portfolio Services funds its lending activities through a combination of debt financing and the securitization of automobile receivables.