Bank7 (NASDAQ:BSVN) Announces Earnings Results, Beats Expectations By $0.01 EPS

Posted by on Oct 16th, 2026

Bank7 (NASDAQ:BSVN – Get Free Report) released its quarterly earnings data on Thursday. The company reported $1.06 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $1.05 by $0.01, Zacks reports. Bank7 had a return on equity of 16.48% and a net margin of 30.36%. The firm had revenue of $23.37 million during the quarter, compared to analysts’ expectations of $23.75 million.

Here are the key takeaways from Bank7’s conference call:

  • Strong organic loan growth continued despite more than $130 million in customer paydowns, supported by a robust loan pipeline and favorable Texas and Oklahoma economies.
  • The pending Century Financial merger, expected to close November 1, is viewed as strategically and financially beneficial, adding low-cost deposits, expanding New Mexico markets, and creating approximately 30% cost savings with most expected in the first quarter after closing.
  • Management expects the merger to be initially neutral to net interest margin, although cheaper funding should provide flexibility to maintain margins or selectively support faster loan growth as cash from Century’s bond portfolio is redeployed.
  • The transaction will generate approximately $16 million in one-time merger expenses, while systems conversion costs and remaining integration work are expected to weigh on near-term efficiency; the final goodwill amount also remains uncertain because of interest-rate-sensitive valuation marks.

Bank7 Stock Performance

BSVN opened at $55.49 on Friday. The firm has a market cap of $528.82 million, a P/E ratio of 12.70 and a beta of 0.85. The business has a 50 day moving average price of $53.84 and a 200 day moving average price of $48.64. Bank7 has a twelve month low of $38.29 and a twelve month high of $57.67.

Bank7 Increases Dividend

The business also recently announced a quarterly dividend, which was paid on Thursday, October 8th. Investors of record on Friday, September 18th were issued a $0.30 dividend. This is an increase from Bank7’s previous quarterly dividend of $0.27. The ex-dividend date was Friday, September 18th. This represents a $1.20 annualized dividend and a yield of 2.2%. Bank7’s dividend payout ratio is presently 27.46%.

Insider Transactions at Bank7

In other Bank7 news, VP Jason Estes sold 2,077 shares of the stock in a transaction that occurred on Tuesday, August 4th. The stock was sold at an average price of $50.17, for a total transaction of $104,203.09. Following the transaction, the vice president owned 103,840 shares in the company, valued at $5,209,652.80. This trade represents a 1.96% decrease in their ownership of the stock. The sale was disclosed in a document filed with the SEC, which is available at the SEC website. Insiders sold a total of 5,702 shares of company stock worth $284,373 over the last three months. 25.71% of the stock is owned by corporate insiders.

Key Headlines Impacting Bank7

Here are the key news stories impacting Bank7 this week:

  • Positive Sentiment: Bank7 earned $1.06 per diluted share, ahead of the $1.05 consensus estimate, while net income reached approximately $10.2 million. Net income increased 22% from the prior quarter, and total loans grew 2.2% to $1.63 billion despite significant loan payoffs. Bank7 Corp. Announces Q3 2026 Earnings
  • Positive Sentiment: The pending Century Financial merger remains a major growth driver. Management expects the transaction to close on November 1, subject to final approvals, expanding Bank7 to roughly $3.3 billion in assets and increasing its branch footprint. Analysts cited in coverage expect the deal to be approximately 25% accretive to earnings. Bank7 Corp. Earnings Call Highlights Growth and Merger
  • Neutral Sentiment: Bank7 posted a 4.77% net interest margin and maintained a 16.48% return on equity, but management expects a 65%-70% loan beta in the fourth quarter, signaling continued sensitivity to funding costs and interest-rate conditions. Bank7 Loan Beta and Merger Update
  • Negative Sentiment: Quarterly revenue of $23.37 million fell short of the $23.75 million consensus, while profit declined from the year-ago period and net interest income was lower. The company also retains concentration risk in hospitality and energy lending, and reported insider selling without any purchases in the past six months. Bank7 Q3 Profit Drops

Analysts Set New Price Targets

A number of research firms have recently weighed in on BSVN. Zacks Research downgraded Bank7 from a “hold” rating to a “strong sell” rating in a research note on Friday, September 25th. Weiss Ratings reiterated a “buy (b)” rating on shares of Bank7 in a report on Wednesday, September 9th. Piper Sandler boosted their price target on Bank7 from $57.00 to $61.00 and gave the company an “overweight” rating in a research note on Friday, July 17th. Keefe, Bruyette & Woods boosted their price target on Bank7 from $56.00 to $62.00 and gave the company an “outperform” rating in a research note on Wednesday, September 23rd. Finally, Royal Bank Of Canada set a $62.00 price objective on Bank7 in a report on Wednesday, September 23rd. Three investment analysts have rated the stock with a Buy rating and one has given a Sell rating to the stock. According to MarketBeat, the stock has an average rating of “Moderate Buy” and a consensus target price of $61.67.

Get Our Latest Stock Report on BSVN

About Bank7

(Get Free Report)

Bank7 Corp. (NASDAQ: BSVN) is the bank holding company for Bank7, a community-focused financial institution headquartered in Oklahoma City, Oklahoma. The bank provides banking and financial services to businesses, professionals and individuals, with an emphasis on relationship-based service and customized lending solutions.

Bank7 offers commercial and industrial loans, commercial real estate financing, energy-related lending, residential and consumer loans, and other credit products. Its deposit and treasury management services include checking and savings accounts, certificates of deposit, online and mobile banking, cash management, and related business banking tools.

The company primarily serves customers in Oklahoma and surrounding markets, including selected communities in Texas.

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Earnings History for Bank7 (NASDAQ:BSVN)

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