Oxford Square Capital (NASDAQ:OXSQ – Get Free Report) and Affirm (NASDAQ:AFRM – Get Free Report) are both finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their analyst recommendations, dividends, institutional ownership, profitability, risk, valuation and earnings.
Profitability
This table compares Oxford Square Capital and Affirm’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| Oxford Square Capital | -93.65% | 14.41% | 6.81% |
| Affirm | 45.29% | 47.91% | 14.46% |
Volatility and Risk
Oxford Square Capital has a beta of 0.33, suggesting that its share price is 67% less volatile than the S&P 500. Comparatively, Affirm has a beta of 3.82, suggesting that its share price is 282% more volatile than the S&P 500.
Institutional and Insider Ownership
Valuation & Earnings
This table compares Oxford Square Capital and Affirm”s top-line revenue, earnings per share and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| Oxford Square Capital | $40.34 million | 3.58 | -$18.73 million | ($0.45) | -2.98 |
| Affirm | $4.26 billion | 6.17 | $1.93 billion | $5.52 | 14.11 |
Affirm has higher revenue and earnings than Oxford Square Capital. Oxford Square Capital is trading at a lower price-to-earnings ratio than Affirm, indicating that it is currently the more affordable of the two stocks.
Analyst Ratings
This is a breakdown of recent recommendations and price targets for Oxford Square Capital and Affirm, as provided by MarketBeat.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| Oxford Square Capital | 1 | 0 | 0 | 0 | 1.00 |
| Affirm | 0 | 8 | 24 | 0 | 2.75 |
Affirm has a consensus target price of $97.69, indicating a potential upside of 25.42%. Given Affirm’s stronger consensus rating and higher probable upside, analysts clearly believe Affirm is more favorable than Oxford Square Capital.
Summary
Affirm beats Oxford Square Capital on 14 of the 14 factors compared between the two stocks.
About Oxford Square Capital
Oxford Square Capital Corp. is a business development company, operates as a closed-end, non-diversified management investment company. It is a private equity and mezzanine firm. The firm invests in both public and private companies. It invests in secured and unsecured senior debt, subordinated debt, junior subordinated debt, preferred stock, common stock and syndicated bank loans. The firm primarily invests in debt and/or equity securities of technology-related companies that operate in the computer software, Internet, information technology infrastructure and services, media, telecommunications and telecommunications equipment, semiconductors, hardware, technology-enabled services, semiconductor capital equipment, medical device technology, diversified technology, and networking systems sectors. It concentrates its investments in companies having annual revenues of less than $200 million and a market capitalization or enterprise value of less than $300 million. The firm invests between $5 million and $30 million per transaction. It seeks to exit its investments within 7 years. It serves as the investment adviser to TICC. Oxford Square Capital Corp., formerly known as TICC Capital Corp., was founded in 2003 and is headquartered in Greenwich, Connecticut.
About Affirm
Affirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States, Canada, and internationally. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time with terms ranging up to 60 months. The company has active merchants covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies with an omni-channel presence. Its merchants represent a range of industries, including sporting goods and outdoors, furniture and homewares, travel and ticketing, apparel, accessories, consumer electronics, and jewelry. Affirm Holdings, Inc. was founded in 2012 and is headquartered in San Francisco, California.
Receive News & Ratings for Oxford Square Capital Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Oxford Square Capital and related companies with MarketBeat.com's FREE daily email newsletter.
