TD Cowen Cuts Bread Financial (NYSE:BFH) Price Target to $111.00

Posted by Geri Gentry on Oct 9th, 2026

Bread Financial (NYSE:BFH – Free Report) had its target price decreased by TD Cowen from $114.00 to $111.00 in a report released on Tuesday morning, Marketbeat.com reports. TD Cowen currently has a hold rating on the stock.

Other equities research analysts also recently issued reports about the company. Morgan Stanley set a $107.00 price objective on Bread Financial in a research note on Friday, July 24th. Wolfe Research raised Bread Financial from a “peer perform” rating to an “outperform” rating and set a $130.00 target price on the stock in a research note on Tuesday, August 25th. UBS Group upped their target price on Bread Financial from $120.00 to $127.00 and gave the company a “buy” rating in a report on Monday, August 3rd. Royal Bank Of Canada reissued a “sector perform” rating and issued a $115.00 price target on shares of Bread Financial in a research report on Friday, July 24th. Finally, Bank of America reaffirmed a “buy” rating and set a $108.00 price objective on shares of Bread Financial in a research report on Wednesday, June 10th. Eight investment analysts have rated the stock with a Buy rating, seven have issued a Hold rating and one has assigned a Sell rating to the stock. According to data from MarketBeat.com, the stock has an average rating of “Hold” and a consensus price target of $112.29.

Get Our Latest Report on Bread Financial

Bread Financial Trading Up 3.0%

NYSE BFH opened at $100.61 on Tuesday. The firm’s 50 day moving average price is $106.10 and its two-hundred day moving average price is $96.65. The company has a debt-to-equity ratio of 0.25, a quick ratio of 1.17 and a current ratio of 1.17. Bread Financial has a twelve month low of $53.83 and a twelve month high of $114.53. The stock has a market cap of $3.87 billion, a price-to-earnings ratio of 7.85, a PEG ratio of 0.77 and a beta of 1.15.

Bread Financial (NYSE:BFH – Get Free Report) last released its earnings results on Thursday, July 23rd. The company reported $3.55 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $2.74 by $0.81. The company had revenue of $993.00 million during the quarter, compared to analyst estimates of $959.32 million. Bread Financial had a return on equity of 18.42% and a net margin of 11.95%.The company’s revenue for the quarter was up 6.9% on a year-over-year basis. During the same quarter in the prior year, the company earned $3.15 earnings per share. Equities analysts anticipate that Bread Financial will post 12.12 EPS for the current year.

Bread Financial Dividend Announcement

The company also recently declared a quarterly dividend, which was paid on Tuesday, September 15th. Stockholders of record on Monday, August 31st were issued a dividend of $0.23 per share. This represents a $0.92 annualized dividend and a dividend yield of 0.9%. The ex-dividend date was Monday, August 31st. Bread Financial’s payout ratio is currently 7.18%.

Insider Buying and Selling

In related news, Director Praniti Lakhwara sold 2,802 shares of the firm’s stock in a transaction that occurred on Tuesday, July 28th. The shares were sold at an average price of $106.12, for a total transaction of $297,348.24. Following the transaction, the director owned 4,458 shares of the company’s stock, valued at approximately $473,082.96. This trade represents a 38.60% decrease in their ownership of the stock. The sale was disclosed in a legal filing with the Securities & Exchange Commission, which is available through the SEC website. Corporate insiders own 1.30% of the company’s stock.

Hedge Funds Weigh In On Bread Financial

Several hedge funds have recently bought and sold shares of BFH. BlackRock Inc. bought a new stake in shares of Bread Financial during the 2nd quarter worth about $421,314,000. Dimensional Fund Advisors LP raised its stake in shares of Bread Financial by 0.3% in the 1st quarter. Dimensional Fund Advisors LP now owns 3,086,060 shares of the company’s stock valued at $231,111,000 after acquiring an additional 9,854 shares in the last quarter. Franklin Resources Inc. raised its stake in shares of Bread Financial by 17.3% in the 4th quarter. Franklin Resources Inc. now owns 2,029,894 shares of the company’s stock valued at $150,273,000 after acquiring an additional 299,439 shares in the last quarter. Hsbc Holdings PLC acquired a new stake in Bread Financial in the 2nd quarter worth approximately $98,764,000. Finally, Allianz Asset Management GmbH lifted its holdings in Bread Financial by 21.6% in the 4th quarter. Allianz Asset Management GmbH now owns 1,147,366 shares of the company’s stock worth $84,940,000 after purchasing an additional 203,707 shares during the last quarter. 99.52% of the stock is owned by institutional investors and hedge funds.

Bread Financial Company Profile

(Get Free Report)

Bread Financial Corporation (NYSE: BFH) is a financial services company that provides payment, lending and savings solutions to consumers and businesses. The company works with merchants and brands to offer private-label and co-branded credit cards, installment loans, buy now, pay later services and other financing options at the point of sale.

Its consumer products and services include Bread Pay payment solutions, credit card programs issued through its banking subsidiaries, and Bread Savings deposit products.