Hingham Institution for Savings (NASDAQ:HIFS – Get Free Report) and Trustmark (NASDAQ:TRMK – Get Free Report) are both finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their institutional ownership, risk, dividends, profitability, analyst recommendations, earnings and valuation.
Earnings & Valuation
This table compares Hingham Institution for Savings and Trustmark”s revenue, earnings per share (EPS) and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| Hingham Institution for Savings | $236.78 million | 2.63 | $54.55 million | $30.02 | 9.53 |
| Trustmark | $1.12 billion | 2.29 | $224.13 million | $3.94 | 11.26 |
Institutional and Insider Ownership
49.3% of Hingham Institution for Savings shares are owned by institutional investors. Comparatively, 67.6% of Trustmark shares are owned by institutional investors. 1.7% of Trustmark shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.
Dividends
Hingham Institution for Savings pays an annual dividend of $2.52 per share and has a dividend yield of 0.9%. Trustmark pays an annual dividend of $1.00 per share and has a dividend yield of 2.3%. Hingham Institution for Savings pays out 8.4% of its earnings in the form of a dividend. Trustmark pays out 25.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Trustmark has increased its dividend for 1 consecutive years. Trustmark is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.
Profitability
This table compares Hingham Institution for Savings and Trustmark’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| Hingham Institution for Savings | 25.94% | 8.24% | 0.88% |
| Trustmark | 20.75% | 10.69% | 1.20% |
Analyst Ratings
This is a summary of recent ratings for Hingham Institution for Savings and Trustmark, as provided by MarketBeat.com.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| Hingham Institution for Savings | 0 | 0 | 1 | 0 | 3.00 |
| Trustmark | 0 | 4 | 1 | 1 | 2.50 |
Trustmark has a consensus price target of $47.38, indicating a potential upside of 6.77%. Given Trustmark’s higher possible upside, analysts plainly believe Trustmark is more favorable than Hingham Institution for Savings.
Risk & Volatility
Hingham Institution for Savings has a beta of 0.87, suggesting that its share price is 13% less volatile than the S&P 500. Comparatively, Trustmark has a beta of 0.66, suggesting that its share price is 34% less volatile than the S&P 500.
Summary
Trustmark beats Hingham Institution for Savings on 11 of the 17 factors compared between the two stocks.
About Hingham Institution for Savings
Hingham Institution for Savings provides various financial products and services to individuals and small businesses in the United States. It offers savings, checking, money market, demand, and negotiable order of withdrawal accounts, as well as certificates of deposit. The company provides commercial and residential real estate, construction, home equity, commercial, consumer, and mortgage loans. In addition, it offers ATMs, debit cards, and Internet-based banking services. The company offers its services through a network of offices in Boston; Washington, D.C.; and San Francisco Bay Area. Hingham Institution for Savings was incorporated in 1834 and is headquartered in Hingham, Massachusetts.
About Trustmark
Trustmark Corporation operates as the bank holding company for Trustmark National Bank that provides banking and other financial solutions to individuals and corporate institutions in the United States. The company operates through three segments: General Banking, Wealth Management, and Insurance. It offers checking, savings, and money market accounts; certificates of deposits and individual retirement accounts; financing for commercial and industrial projects, income-producing commercial real estate, owner-occupied real estate, and construction and land development; and installment and real estate loans, and lines of credit, as well as treasury management services. The company also provides mortgage banking services, including construction financing, production of conventional and government-insured mortgages, and secondary marketing and mortgage servicing. In addition, it provides wealth management and trust services, such as administration of personal trusts and estates; management of investment accounts for individuals, employee benefit plans, and charitable foundations; and corporate trust and institutional custody, securities brokerage, financial and estate planning, retirement plan, and investment management services. Further, the company offers business insurance products and services for medical professionals, construction, manufacturing, hospitality, real estate, and group life and health plans; and life and health insurance, and personal line policies for individual customers. Trustmark Corporation was founded in 1889 and is headquartered in Jackson, Mississippi.
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