NBT Bancorp Inc. (NASDAQ:NBTB) Stock Has Average Price Target of $54.10

Posted by on Oct 5th, 2026

NBT Bancorp Inc. (NASDAQ:NBTB – Get Free Report) has earned an average rating of “Hold” from the eight analysts that are covering the company, Marketbeat.com reports. Five equities research analysts have rated the stock with a hold rating and three have assigned a buy rating to the company. The average twelve-month price target among brokerages that have updated their coverage on the stock in the last year is $54.10.

A number of research firms recently weighed in on NBTB. DA Davidson raised their price target on shares of NBT Bancorp from $52.00 to $59.00 and gave the company a “buy” rating in a report on Wednesday, July 29th. Keefe, Bruyette & Woods reiterated a “hold” rating and issued a $54.00 price objective (up from $52.00) on shares of NBT Bancorp in a report on Monday, August 3rd. Wall Street Zen raised shares of NBT Bancorp from a “sell” rating to a “hold” rating in a research report on Saturday, September 12th. Piper Sandler raised their target price on NBT Bancorp from $50.00 to $56.00 and gave the company an “overweight” rating in a research note on Friday, June 26th. Finally, Stephens lowered NBT Bancorp from an “overweight” rating to an “equal weight” rating and lifted their target price for the stock from $52.00 to $55.00 in a research report on Thursday, July 30th.

Get Our Latest Stock Report on NBTB

Insider Activity at NBT Bancorp

In other news, EVP Sarah A. Halliday sold 9,000 shares of the stock in a transaction that occurred on Wednesday, July 29th. The stock was sold at an average price of $54.04, for a total transaction of $486,360.00. Following the completion of the transaction, the executive vice president directly owned 22,054 shares in the company, valued at approximately $1,191,798.16. This represents a 28.98% decrease in their position. The transaction was disclosed in a filing with the SEC, which can be accessed through this hyperlink. Also, EVP Ruth H. Mahoney sold 4,500 shares of NBT Bancorp stock in a transaction on Wednesday, July 29th. The stock was sold at an average price of $54.30, for a total transaction of $244,350.00. Following the completion of the sale, the executive vice president owned 11,928 shares of the company’s stock, valued at approximately $647,690.40. This trade represents a 27.39% decrease in their position. The disclosure for this sale is available in the SEC filing. 2.99% of the stock is owned by insiders.

Institutional Investors Weigh In On NBT Bancorp

Institutional investors have recently bought and sold shares of the stock. Louisiana State Employees Retirement System bought a new position in NBT Bancorp during the 1st quarter valued at $988,000. Empowered Funds LLC acquired a new stake in shares of NBT Bancorp in the second quarter valued at $3,809,000. Bank of America Corp DE boosted its stake in NBT Bancorp by 32.5% during the first quarter. Bank of America Corp DE now owns 161,740 shares of the bank’s stock valued at $6,887,000 after buying an additional 39,665 shares in the last quarter. Jupiter Topco LLC acquired a new position in NBT Bancorp during the second quarter worth about $1,151,000. Finally, BlackRock Inc. acquired a new position in NBT Bancorp during the second quarter worth about $369,183,000. Institutional investors and hedge funds own 58.46% of the company’s stock.

NBT Bancorp Stock Performance

Shares of NASDAQ:NBTB opened at $51.53 on Wednesday. The business’s 50-day simple moving average is $52.00 and its 200 day simple moving average is $48.30. The company has a market cap of $2.68 billion, a P/E ratio of 12.60 and a beta of 0.49. The company has a debt-to-equity ratio of 0.08, a quick ratio of 0.87 and a current ratio of 0.87. NBT Bancorp has a one year low of $39.19 and a one year high of $54.50.

NBT Bancorp (NASDAQ:NBTB – Get Free Report) last released its quarterly earnings results on Monday, July 27th. The bank reported $1.01 earnings per share for the quarter, missing analysts’ consensus estimates of $1.02 by ($0.01). The company had revenue of $186.69 million during the quarter, compared to analysts’ expectations of $188.81 million. NBT Bancorp had a return on equity of 11.27% and a net margin of 22.58%. On average, sell-side analysts forecast that NBT Bancorp will post 4.16 earnings per share for the current fiscal year.

NBT Bancorp Increases Dividend

The firm also recently disclosed a quarterly dividend, which was paid on Tuesday, September 15th. Shareholders of record on Tuesday, September 1st were paid a dividend of $0.40 per share. This is a boost from NBT Bancorp’s previous quarterly dividend of $0.37. The ex-dividend date was Tuesday, September 1st. This represents a $1.60 dividend on an annualized basis and a yield of 3.1%. NBT Bancorp’s payout ratio is 39.12%.

NBT Bancorp Company Profile

(Get Free Report)

NBT Bancorp Inc is a financial holding company headquartered in Norwich, New York. Its principal subsidiary, NBT Bank, is a community bank that provides banking and financial services to individuals, families, businesses, and municipalities.

NBT Bank offers deposit accounts, residential and consumer lending, commercial loans, mortgage services, cash-management solutions, and online and mobile banking. Through its related businesses, the company also provides wealth management, investment services, retirement planning, and insurance products.

Founded in 1856, NBT Bancorp serves communities across the Northeastern United States, including markets in New York, Pennsylvania, Vermont, Massachusetts, New Hampshire, Maine, and Connecticut.

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Analyst Recommendations for NBT Bancorp (NASDAQ:NBTB)

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