Fair Isaac (NYSE:FICO) Stock Price Target Cut by BMO Capital Markets

Posted by Brenda Bartman on Sep 30th, 2026

Fair Isaac (NYSE:FICO – Get Free Report) had its price target lowered by research analysts at BMO Capital Markets from $1,550.00 to $1,150.00 in a report issued on Wednesday, Benzinga reports. The brokerage currently has an “outperform” rating on the technology company’s stock. BMO Capital Markets’ price target would suggest a potential upside of 94.11% from the stock’s previous close.

Other analysts have also recently issued reports about the stock. Wall Street Zen cut shares of Fair Isaac from a “buy” rating to a “hold” rating in a report on Sunday, June 28th. Barclays dropped their price target on Fair Isaac from $1,700.00 to $935.00 and set an “overweight” rating for the company in a research note on Wednesday. Huber Research cut Fair Isaac to an “underweight” rating in a report on Tuesday. Susquehanna set a $700.00 price target on shares of Fair Isaac in a research note on Wednesday. Finally, Royal Bank Of Canada reaffirmed an “outperform” rating on shares of Fair Isaac in a research note on Tuesday. Ten equities research analysts have rated the stock with a Buy rating, six have issued a Hold rating and one has assigned a Sell rating to the stock. Based on data from MarketBeat, the company currently has a consensus rating of “Moderate Buy” and an average target price of $1,250.33.

Get Our Latest Stock Analysis on FICO

Fair Isaac Trading Down 4.1%

NYSE:FICO traded down $25.43 during mid-day trading on Wednesday, reaching $592.44. The company’s stock had a trading volume of 1,110,892 shares, compared to its average volume of 381,015. The stock has a market cap of $12.80 billion, a P/E ratio of 17.13, a PEG ratio of 0.76 and a beta of 1.32. The firm’s fifty day moving average price is $1,057.43 and its two-hundred day moving average price is $1,111.06. Fair Isaac has a 12-month low of $592.00 and a 12-month high of $1,998.01.

Fair Isaac (NYSE:FICO – Get Free Report) last issued its earnings results on Wednesday, July 29th. The technology company reported $12.18 earnings per share (EPS) for the quarter, topping the consensus estimate of $11.76 by $0.42. Fair Isaac had a net margin of 34.05% and a negative return on equity of 32.51%. The company had revenue of $674.19 million for the quarter, compared to analysts’ expectations of $679.17 million. During the same quarter last year, the company posted $8.57 earnings per share. The firm’s quarterly revenue was up 25.7% on a year-over-year basis. Fair Isaac has set its FY 2026 guidance at 42.430-42.430 EPS. Analysts predict that Fair Isaac will post 37.2 earnings per share for the current fiscal year.

Insider Buying and Selling

In related news, Director Eva Manolis sold 967 shares of Fair Isaac stock in a transaction dated Wednesday, July 29th. The shares were sold at an average price of $1,400.00, for a total transaction of $1,353,800.00. Following the completion of the sale, the director owned 498 shares in the company, valued at $697,200. This trade represents a 66.01% decrease in their position. The sale was disclosed in a filing with the SEC, which is available through the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. 3.02% of the stock is owned by corporate insiders.

Institutional Investors Weigh In On Fair Isaac

A number of institutional investors and hedge funds have recently bought and sold shares of the company. XXEC Inc. bought a new position in shares of Fair Isaac during the second quarter valued at approximately $33,189,000. BlackRock Inc. purchased a new stake in Fair Isaac during the second quarter worth $2,491,517,000. Capital World Investors lifted its position in shares of Fair Isaac by 10.7% during the fourth quarter. Capital World Investors now owns 894,593 shares of the technology company’s stock valued at $1,512,417,000 after buying an additional 86,200 shares during the last quarter. Capital International Investors lifted its position in shares of Fair Isaac by 0.8% during the fourth quarter. Capital International Investors now owns 380,750 shares of the technology company’s stock valued at $643,704,000 after buying an additional 2,867 shares during the last quarter. Finally, Primecap Management Co. CA bought a new stake in shares of Fair Isaac in the 2nd quarter valued at about $433,508,000. 85.75% of the stock is owned by institutional investors.

Fair Isaac News Summary

Here are the key news stories impacting Fair Isaac this week:

Positive Sentiment: After the selloff, some investors view Fair Isaac as potentially undervalued. One analysis argues the stock could have recovery potential if the impact of mortgage-market competition is less severe than feared. Fair Isaac Stock Looks Cheap After a 62% Fall
Neutral Sentiment: Rosen Law Firm announced an investigation into potential securities claims, alleging that FICO may have provided materially misleading business information. The announcement does not establish wrongdoing, but it adds headline and litigation risk for shareholders. Rosen Law Firm Investor Investigation
Neutral Sentiment: A broader investment article says artificial intelligence is eroding some traditional competitive moats while strengthening others. It provides sector context but does not identify a specific new development at Fair Isaac. Where AI Competitive Moats Are Evaporating and Being Built
Negative Sentiment: The Federal Housing Finance Agency said Fannie Mae and Freddie Mac will use a mortgage-pricing framework that places VantageScore on a more comparable footing with FICO. This threatens Fair Isaac’s long-standing mortgage-scoring advantage and could pressure prices, volumes, and licensing revenue. Fair Isaac Stock Tumbles as FHFA Incorporates VantageScore
Negative Sentiment: Bank of America downgraded FICO from Buy to Neutral and set a $700 price target, citing regulatory and competitive risks. Although the target implies upside from recent levels, the downgrade reinforces concerns that the company’s monopoly-like economics may weaken. Fair Isaac Downgraded by BofA on Regulatory Risk
Negative Sentiment: TransUnion’s continued 99-cent VantageScore 4.0 pricing and the prospect of a mortgage price war add to fears that FICO will need to reduce fees or defend market share, further weakening earnings expectations. FICO Stock Slides After TransUnion Extends 99-Cent VantageScore Pricing

About Fair Isaac

(Get Free Report)

Fair Isaac Corporation, known as FICO, develops analytics and software used by businesses to make decisions about credit, risk, fraud, customer engagement and other operational activities. The company is best known for the FICO Score, a credit-risk scoring system used by lenders to help evaluate consumer creditworthiness.

FICO’s offerings include credit scoring solutions, decision-management software, fraud detection and identity verification tools, and analytics platforms. Its products are used by financial institutions, insurers, retailers, telecommunications companies and other organizations to automate decisions, manage risk and improve customer relationships.