Fair Isaac Corporation (NYSE:FICO – Get Free Report) gapped down prior to trading on Tuesday. The stock had previously closed at $840.89, but opened at $668.08. Fair Isaac shares last traded at $654.9330, with a volume of 661,145 shares trading hands.
Fair Isaac News Summary
Here are the key news stories impacting Fair Isaac this week:
- Neutral Sentiment: Technical pressure is adding to the negative backdrop: FICO reportedly fell to its lowest level since July 2023, lost key support and formed a “death cross” pattern, while remaining substantially below its 2025 high. Fair Isaac stock flashes death cross pattern, loses key support as headwinds mount
- Negative Sentiment: FHFA Director Bill Pulte said the agency is simplifying the mortgage-pricing grid and incorporating TransUnion’s VantageScore into the mortgage market. Investors fear this could end FICO’s effective monopoly in mortgage pricing and pressure the company’s scoring fees and margins. Fair Isaac Stock Tumbles as FHFA’s Pulte Moves to Simplify Mortgage Pricing
- Negative Sentiment: Reports characterized the policy shift as allowing a competing credit score to help determine mortgage prices, breaking FICO’s long-standing control over this important market. That raises the risk of lower demand, pricing pressure and weaker long-term earnings growth. Fair Isaac Tanks After Government Snaps FICO Score Monopoly For Mortgage Pricing
- Negative Sentiment: TransUnion extended a promotional price of 99 cents for VantageScore 4.0, highlighting the competitive threat to FICO’s substantially higher-priced scoring model and intensifying concerns about industry pricing. FICO stock slides after TransUnion extends 99-cent pricing for VantageScore 4.0
- Negative Sentiment: Comments from FHFA leadership and a statement from Rocket Mortgage reinforced concerns that lenders may gain more flexibility to use alternative scoring models, undermining FICO’s competitive position in mortgage lending. Fair Isaac stock tumbles on FHFA director comment, Rocket Mortgage statement
Analyst Ratings Changes
Several brokerages have weighed in on FICO. UBS Group lowered their target price on shares of Fair Isaac from $1,200.00 to $1,130.00 and set a “neutral” rating on the stock in a research report on Wednesday, August 12th. Wall Street Zen downgraded shares of Fair Isaac from a “buy” rating to a “hold” rating in a research report on Sunday, June 28th. Weiss Ratings lowered Fair Isaac from a “hold (c)” rating to a “hold (c-)” rating in a research note on Monday, September 14th. Royal Bank Of Canada lowered their price target on Fair Isaac from $2,400.00 to $1,525.00 and set an “outperform” rating on the stock in a report on Thursday, July 30th. Finally, Needham & Company LLC reaffirmed a “buy” rating and issued a $1,650.00 price objective on shares of Fair Isaac in a research note on Thursday, July 30th. Eleven research analysts have rated the stock with a Buy rating and five have issued a Hold rating to the company. According to data from MarketBeat, the company has a consensus rating of “Moderate Buy” and a consensus target price of $1,530.15.
Fair Isaac Stock Performance
The firm has a market capitalization of $13.14 billion, a PE ratio of 17.55, a price-to-earnings-growth ratio of 0.78 and a beta of 1.32. The firm’s 50-day moving average is $1,069.71 and its 200 day moving average is $1,114.92.
Fair Isaac (NYSE:FICO – Get Free Report) last posted its earnings results on Wednesday, July 29th. The technology company reported $12.18 earnings per share for the quarter, beating the consensus estimate of $11.76 by $0.42. The firm had revenue of $674.19 million during the quarter, compared to the consensus estimate of $679.17 million. Fair Isaac had a net margin of 34.05% and a negative return on equity of 32.51%. The firm’s revenue for the quarter was up 25.7% on a year-over-year basis. During the same period last year, the firm posted $8.57 EPS. Fair Isaac has set its FY 2026 guidance at 42.430-42.430 EPS. As a group, equities analysts anticipate that Fair Isaac Corporation will post 37.2 earnings per share for the current year.
Insider Buying and Selling at Fair Isaac
In other news, Director Eva Manolis sold 967 shares of the firm’s stock in a transaction that occurred on Wednesday, July 29th. The shares were sold at an average price of $1,400.00, for a total transaction of $1,353,800.00. Following the completion of the transaction, the director directly owned 498 shares of the company’s stock, valued at $697,200. This trade represents a 66.01% decrease in their position. The sale was disclosed in a document filed with the SEC, which is available at this hyperlink. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. 3.02% of the stock is currently owned by company insiders.
Institutional Investors Weigh In On Fair Isaac
A number of large investors have recently bought and sold shares of FICO. Canopy Partners LLC raised its stake in shares of Fair Isaac by 2.3% during the 4th quarter. Canopy Partners LLC now owns 363 shares of the technology company’s stock worth $614,000 after purchasing an additional 8 shares during the period. Heartland Bank & Trust Co raised its position in Fair Isaac by 2.9% in the first quarter. Heartland Bank & Trust Co now owns 468 shares of the technology company’s stock worth $500,000 after acquiring an additional 13 shares during the period. Harbour Investments Inc. boosted its stake in Fair Isaac by 82.4% in the fourth quarter. Harbour Investments Inc. now owns 31 shares of the technology company’s stock valued at $52,000 after acquiring an additional 14 shares during the last quarter. FNY Investment Advisers LLC grew its position in shares of Fair Isaac by 3.6% during the 2nd quarter. FNY Investment Advisers LLC now owns 398 shares of the technology company’s stock valued at $475,000 after acquiring an additional 14 shares during the period. Finally, NewEdge Advisors LLC increased its stake in shares of Fair Isaac by 4.5% during the 2nd quarter. NewEdge Advisors LLC now owns 324 shares of the technology company’s stock worth $387,000 after purchasing an additional 14 shares during the last quarter. Institutional investors and hedge funds own 85.75% of the company’s stock.
Fair Isaac Company Profile
Fair Isaac Corp. (NYSE:FICO), commonly known as FICO, is an analytics and decision-management software company best known for developing the FICO Score. The company’s scoring and predictive analytics products help lenders and other businesses evaluate credit risk, manage customer relationships and make data-driven decisions.
FICO provides software and services for a range of industries, including banking, insurance, telecommunications, retail and government. Its offerings include credit scoring solutions, fraud detection and prevention tools, customer engagement platforms, marketing analytics, and decision automation software designed to help organizations manage risk and improve operational efficiency.
The company was founded in 1956 by Bill Fair and Earl Isaac and originally operated as Fair, Isaac and Company.
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