Enova International (NYSE:ENVA) Updates Q3 2026 Earnings Guidance

Posted by Brian Himes on Sep 14th, 2026

Enova International (NYSE:ENVA – Get Free Report) issued an update on its third quarter 2026 earnings guidance on Monday. The company provided EPS guidance of 4.370-4.370 for the period, compared to the consensus earnings per share estimate of 4.340. The company issued revenue guidance of $1.0 billion-$1.0 billion, compared to the consensus revenue estimate of $1.0 billion. Enova International also updated its FY 2026 guidance to 16.850-17.500 EPS.

Wall Street Analyst Weigh In

Several research analysts have recently weighed in on the stock. TD Cowen lifted their price target on shares of Enova International from $250.00 to $257.00 and gave the stock a “buy” rating in a research note on Friday, July 24th. Zacks Research upgraded Enova International from a “hold” rating to a “strong-buy” rating in a research report on Wednesday, July 29th. Citigroup reissued a “market outperform” rating on shares of Enova International in a report on Friday, July 24th. BTIG Research raised their price objective on Enova International from $199.00 to $270.00 and gave the stock a “buy” rating in a research note on Tuesday, June 30th. Finally, Wall Street Zen downgraded Enova International from a “strong-buy” rating to a “buy” rating in a research note on Saturday, August 22nd. One equities research analyst has rated the stock with a Strong Buy rating and eight have issued a Buy rating to the company. According to MarketBeat.com, the stock has a consensus rating of “Buy” and a consensus price target of $247.83.

Read Our Latest Stock Analysis on Enova International

Enova International Price Performance

ENVA stock traded up $3.27 during mid-day trading on Monday, hitting $226.75. The company had a trading volume of 192,471 shares, compared to its average volume of 305,951. The company has a 50-day moving average price of $240.92 and a 200 day moving average price of $191.38. Enova International has a 12-month low of $103.02 and a 12-month high of $267.45. The company has a market capitalization of $5.65 billion, a price-to-earnings ratio of 16.81 and a beta of 1.21. The company has a quick ratio of 18.42, a current ratio of 18.42 and a debt-to-equity ratio of 3.35.

Enova International (NYSE:ENVA – Get Free Report) last issued its earnings results on Thursday, July 23rd. The credit services provider reported $4.31 earnings per share (EPS) for the quarter, topping the consensus estimate of $3.99 by $0.32. Enova International had a return on equity of 26.66% and a net margin of 10.31%.The firm had revenue of $928.93 million for the quarter, compared to analysts’ expectations of $909.61 million. During the same period in the previous year, the firm posted $3.23 earnings per share. The business’s revenue was up 21.6% compared to the same quarter last year. On average, research analysts anticipate that Enova International will post 16.3 earnings per share for the current year.

Insider Buying and Selling

In other news, Chairman David Fisher sold 9,078 shares of the stock in a transaction that occurred on Wednesday, August 26th. The stock was sold at an average price of $239.16, for a total value of $2,171,094.48. Following the sale, the chairman directly owned 306,444 shares in the company, valued at approximately $73,289,147.04. This represents a 2.88% decrease in their ownership of the stock. The sale was disclosed in a filing with the SEC, which can be accessed through the SEC website. Also, Director Mark Tebbe sold 20,000 shares of the firm’s stock in a transaction that occurred on Thursday, June 18th. The stock was sold at an average price of $201.37, for a total value of $4,027,400.00. Following the sale, the director directly owned 50,029 shares of the company’s stock, valued at $10,074,339.73. This represents a 28.56% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. Insiders have sold 75,129 shares of company stock valued at $15,753,056 in the last ninety days. 8.40% of the stock is owned by company insiders.

About Enova International

(Get Free Report)

Enova International, Inc is a financial technology company that provides online financial services to consumers and small businesses. The company uses technology, data analytics and automated decision-making to offer credit products designed for customers who may have limited access to traditional bank financing.

Enova’s consumer finance brands include CashNetUSA and NetCredit, which offer products such as short-term and installment loans, lines of credit and other forms of personal credit, subject to applicable laws and eligibility requirements.