Enova International (NYSE:ENVA) Updates FY 2026 Earnings Guidance

Posted by George Bondi on Sep 14th, 2026

Enova International (NYSE:ENVA – Get Free Report) updated its FY 2026 earnings guidance on Monday. The company provided earnings per share guidance of 16.850-17.500 for the period, compared to the consensus earnings per share estimate of 17.020. The company issued revenue guidance of $3.8 billion-$3.9 billion, compared to the consensus revenue estimate of $3.9 billion. Enova International also updated its Q3 2026 guidance to 4.370-4.370 EPS.

Enova International Trading Up 1.5%

Shares of ENVA stock traded up $3.27 on Monday, hitting $226.75. The stock had a trading volume of 193,678 shares, compared to its average volume of 305,951. The company has a current ratio of 18.42, a quick ratio of 18.42 and a debt-to-equity ratio of 3.35. Enova International has a twelve month low of $103.02 and a twelve month high of $267.45. The company has a fifty day moving average price of $240.92 and a two-hundred day moving average price of $191.38. The firm has a market cap of $5.65 billion, a P/E ratio of 16.81 and a beta of 1.21.

Enova International (NYSE:ENVA – Get Free Report) last issued its quarterly earnings data on Thursday, July 23rd. The credit services provider reported $4.31 EPS for the quarter, topping the consensus estimate of $3.99 by $0.32. The business had revenue of $928.93 million for the quarter, compared to the consensus estimate of $909.61 million. Enova International had a return on equity of 26.66% and a net margin of 10.31%.The firm’s revenue was up 21.6% compared to the same quarter last year. During the same quarter last year, the business posted $3.23 EPS. As a group, analysts forecast that Enova International will post 16.3 earnings per share for the current fiscal year.

Wall Street Analyst Weigh In

Several equities analysts have recently weighed in on ENVA shares. Zacks Research upgraded Enova International from a “hold” rating to a “strong-buy” rating in a report on Wednesday, July 29th. Jefferies Financial Group increased their target price on Enova International from $260.00 to $280.00 and gave the stock a “buy” rating in a research note on Wednesday, July 8th. Citigroup reissued a “market outperform” rating on shares of Enova International in a research note on Friday, July 24th. Weiss Ratings reaffirmed a “buy (b-)” rating on shares of Enova International in a research note on Friday, July 17th. Finally, TD Cowen lifted their price target on shares of Enova International from $250.00 to $257.00 and gave the company a “buy” rating in a research note on Friday, July 24th. One equities research analyst has rated the stock with a Strong Buy rating and eight have assigned a Buy rating to the company. Based on data from MarketBeat, Enova International currently has a consensus rating of “Buy” and a consensus target price of $247.83.

View Our Latest Stock Report on Enova International

Insider Buying and Selling at Enova International

In other Enova International news, Director William Goodyear sold 3,500 shares of the company’s stock in a transaction that occurred on Tuesday, June 16th. The stock was sold at an average price of $188.02, for a total transaction of $658,070.00. Following the completion of the transaction, the director owned 50,820 shares of the company’s stock, valued at $9,555,176.40. This represents a 6.44% decrease in their position. The transaction was disclosed in a legal filing with the SEC, which is available through this link. Also, Director Mark Tebbe sold 20,000 shares of the firm’s stock in a transaction that occurred on Thursday, June 18th. The stock was sold at an average price of $201.37, for a total transaction of $4,027,400.00. Following the transaction, the director directly owned 50,029 shares of the company’s stock, valued at $10,074,339.73. This represents a 28.56% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. In the last quarter, insiders have sold 75,129 shares of company stock worth $15,753,056. Corporate insiders own 8.40% of the company’s stock.

Enova International Company Profile

(Get Free Report)

Enova International, Inc is a financial technology company that provides online financial services to consumers and small businesses. The company uses technology, data analytics and automated decision-making to offer credit products designed for customers who may have limited access to traditional bank financing.

Enova’s consumer finance brands include CashNetUSA and NetCredit, which offer products such as short-term and installment loans, lines of credit and other forms of personal credit, subject to applicable laws and eligibility requirements.