Qfin (NASDAQ:QFIN) Issues Quarterly Earnings Results

Posted by Geri Gentry on Aug 25th, 2026

Qfin (NASDAQ:QFIN – Get Free Report) announced its quarterly earnings results on Tuesday. The company reported $1.10 earnings per share for the quarter, beating the consensus estimate of $0.96 by $0.14, FiscalAI reports. The business had revenue of $524.96 million during the quarter, compared to analysts’ expectations of $562.45 million. Qfin had a net margin of 27.48% and a return on equity of 20.85%.

Qfin Stock Up 4.9%

Shares of NASDAQ:QFIN traded up $0.54 during midday trading on Tuesday, reaching $11.53. The company’s stock had a trading volume of 9,416,960 shares, compared to its average volume of 1,529,241. Qfin has a 12-month low of $10.85 and a 12-month high of $32.69. The firm has a market capitalization of $1.40 billion, a P/E ratio of 2.11 and a beta of 0.63. The firm has a 50 day moving average of $13.72 and a 200-day moving average of $13.95. The company has a quick ratio of 2.22, a current ratio of 2.22 and a debt-to-equity ratio of 0.03.

Analyst Upgrades and Downgrades

Several brokerages have recently commented on QFIN. Zacks Research raised shares of Qfin from a “strong sell” rating to a “hold” rating in a research note on Monday, July 13th. Bank of America reissued a “neutral” rating and issued a $15.33 target price on shares of Qfin in a research note on Wednesday, May 27th. Weiss Ratings lowered Qfin from a “hold (c-)” rating to a “sell (d+)” rating in a research report on Monday, July 13th. Deutsche Bank Aktiengesellschaft set a $13.00 target price on Qfin in a research note on Wednesday, August 12th. Finally, JPMorgan Chase & Co. cut their price target on shares of Qfin from $14.50 to $13.50 and set a “neutral” rating on the stock in a report on Tuesday, August 11th. One equities research analyst has rated the stock with a Buy rating, four have issued a Hold rating and one has issued a Sell rating to the company’s stock. Based on data from MarketBeat, Qfin presently has a consensus rating of “Hold” and a consensus price target of $16.31.

Read Our Latest Research Report on QFIN

Insiders Place Their Bets

In other Qfin news, Director Xiaohuan Chen acquired 4,000 shares of the business’s stock in a transaction on Tuesday, June 9th. The shares were acquired at an average price of $14.41 per share, for a total transaction of $57,640.00. Following the completion of the acquisition, the director owned 19,000 shares in the company, valued at $273,790. This trade represents a 26.67% increase in their ownership of the stock. The acquisition was disclosed in a document filed with the Securities & Exchange Commission, which can be accessed through this hyperlink. Company insiders own 17.10% of the company’s stock.

Institutional Investors Weigh In On Qfin

Hedge funds have recently added to or reduced their stakes in the stock. Goldman Sachs Group Inc. grew its holdings in shares of Qfin by 198.0% during the fourth quarter. Goldman Sachs Group Inc. now owns 1,842,278 shares of the company’s stock valued at $35,501,000 after buying an additional 1,224,164 shares during the last quarter. Marshall Wace LLP increased its position in Qfin by 1,050.6% during the third quarter. Marshall Wace LLP now owns 790,665 shares of the company’s stock valued at $22,755,000 after acquiring an additional 721,950 shares during the last quarter. M&G PLC purchased a new stake in shares of Qfin during the 4th quarter valued at about $13,331,000. Voloridge Investment Management LLC raised its position in Qfin by 124.1% in the fourth quarter. Voloridge Investment Management LLC now owns 1,163,392 shares of the company’s stock worth $22,419,000 after acquiring an additional 644,171 shares during the period. Finally, Millennium Management LLC lifted its position in Qfin by 105.4% during the third quarter. Millennium Management LLC now owns 898,471 shares of the company’s stock valued at $25,858,000 after purchasing an additional 461,023 shares in the last quarter. 74.81% of the stock is owned by institutional investors.

About Qfin

(Get Free Report)

360 DigiTech, Inc (NASDAQ: QFIN) is a China‐based fintech company that specializes in providing digital lending solutions to underserved consumer and small business markets. Leveraging proprietary credit assessment technologies and big data analytics, the company connects borrowers with a network of financial institutions and investors through its online platform. Its services encompass unsecured consumer loans, installment credit products, and working capital financing for micro and small enterprises.

The company’s flagship platform offers an end‐to‐end digital lending experience, from application and credit evaluation to disbursement and repayment.