UTG (OTCMKTS:UTGN – Get Free Report) and Ping An Insurance Co. of China (OTCMKTS:PNGAY – Get Free Report) are both finance companies, but which is the better business? We will contrast the two companies based on the strength of their valuation, risk, dividends, analyst recommendations, profitability, institutional ownership and earnings.
Analyst Ratings
This is a breakdown of recent ratings and price targets for UTG and Ping An Insurance Co. of China, as provided by MarketBeat.com.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| UTG | 0 | 0 | 0 | 0 | 0.00 |
| Ping An Insurance Co. of China | 0 | 0 | 0 | 1 | 4.00 |
Profitability
This table compares UTG and Ping An Insurance Co. of China’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| UTG | N/A | 14.55% | 7.04% |
| Ping An Insurance Co. of China | 11.80% | 10.91% | 1.10% |
Risk & Volatility
Valuation and Earnings
This table compares UTG and Ping An Insurance Co. of China”s top-line revenue, earnings per share (EPS) and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| UTG | $42.35 million | 4.36 | $17.08 million | $11.35 | 5.20 |
| Ping An Insurance Co. of China | $158.64 billion | 0.84 | $18.75 billion | $2.01 | 7.25 |
Ping An Insurance Co. of China has higher revenue and earnings than UTG. UTG is trading at a lower price-to-earnings ratio than Ping An Insurance Co. of China, indicating that it is currently the more affordable of the two stocks.
Institutional & Insider Ownership
0.1% of UTG shares are owned by institutional investors. Comparatively, 0.0% of Ping An Insurance Co. of China shares are owned by institutional investors. 74.2% of UTG shares are owned by company insiders. Comparatively, 0.1% of Ping An Insurance Co. of China shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.
Summary
Ping An Insurance Co. of China beats UTG on 7 of the 13 factors compared between the two stocks.
About UTG
UTG, Inc., an insurance holding company, provides individual life insurance products and services in the United States. Its individual life insurance includes servicing of existing insurance business in-force; the acquisition of other companies in the insurance business; and the administration processing of life insurance business for other entities. In addition, it offers reinsurance products. UTG, Inc. was founded in 1966 and is headquartered in Stanford, Kentucky.
About Ping An Insurance Co. of China
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Ping An Insurance (Group) Company of China, Ltd. provides financial products and services for insurance, banking, asset management, and technology businesses in the People's Republic of China. The company operates through Life and Health Insurance; Property and Casualty Insurance; Banking; Asset Management; and Technology segments. Its Life and Health Insurance segment offers term, whole-life, endowment, annuity, investment-linked, universal life, and health care and medical insurance to individual and corporate customers. The company's Property and Casualty Insurance segment provides auto, non-auto, and accident and health insurance to individual and corporate customers. Its Banking segment undertakes loan and intermediary businesses with corporate and retail customers; and offers wealth management and credit card services to individual customers. The company's Asset Management segment provides trust products services, brokerage services, trading services, investment banking services, investment management, finance lease, and other asset management services. Its Technology segment offers financial and daily-life services through internet platforms, such as financial transaction information service, and health care service platforms. The company also provides annuity insurance, IT and business process outsourcing, real estate investment and management, futures brokerage, project investment, currency brokerage, property agency, fund raising and distribution, real estate development and leasing, and insurance agency services. In addition, it provides factoring, equity investment, logistics and warehousing, management consulting, e-commerce, and credit information services; and operates an expressway, as well as produces and sells consumer chemicals. The company was incorporated in 1988 and is based in Shenzhen, China.
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