United Community Banks, Inc. (NYSE:UCB) Receives $38.80 Average PT from Analysts

Posted by Geri Gentry on Aug 14th, 2026

Shares of United Community Banks, Inc. (NYSE:UCB – Get Free Report) have been given a consensus rating of “Moderate Buy” by the eight ratings firms that are covering the stock, Marketbeat Ratings reports. Three research analysts have rated the stock with a hold recommendation, four have given a buy recommendation and one has given a strong buy recommendation to the company. The average twelve-month price target among brokers that have covered the stock in the last year is $38.80.

A number of research firms have recently commented on UCB. Stephens raised their target price on United Community Banks from $39.00 to $40.00 and gave the company an “overweight” rating in a research note on Tuesday, April 28th. Hovde Group decreased their price target on shares of United Community Banks from $38.00 to $37.00 and set a “market perform” rating for the company in a research note on Monday, April 27th. TD Cowen raised shares of United Community Banks to a “strong-buy” rating in a research report on Thursday, July 16th. DA Davidson restated a “buy” rating and issued a $40.00 price objective on shares of United Community Banks in a report on Wednesday, July 22nd. Finally, Piper Sandler reaffirmed a “neutral” rating and set a $37.00 target price on shares of United Community Banks in a research note on Wednesday, July 22nd.

Read Our Latest Stock Analysis on UCB

Insider Buying and Selling

In other news, EVP Richard Bradshaw sold 1,424 shares of the business’s stock in a transaction that occurred on Monday, July 27th. The shares were sold at an average price of $35.09, for a total transaction of $49,968.16. Following the completion of the transaction, the executive vice president directly owned 83,228 shares of the company’s stock, valued at $2,920,470.52. The trade was a 1.68% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is available at the SEC website. Also, EVP Jefferson L. Harralson sold 25,000 shares of the business’s stock in a transaction on Tuesday, July 28th. The shares were sold at an average price of $35.41, for a total transaction of $885,250.00. Following the sale, the executive vice president owned 37,433 shares of the company’s stock, valued at approximately $1,325,502.53. This represents a 40.04% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. Corporate insiders own 0.45% of the company’s stock.

Institutional Inflows and Outflows

Institutional investors and hedge funds have recently modified their holdings of the business. Caitong International Asset Management Co. Ltd bought a new position in shares of United Community Banks in the fourth quarter worth approximately $29,000. Covestor Ltd raised its position in shares of United Community Banks by 196.1% during the 4th quarter. Covestor Ltd now owns 992 shares of the company’s stock valued at $31,000 after purchasing an additional 657 shares during the period. Torren Management LLC purchased a new position in shares of United Community Banks during the 4th quarter valued at $39,000. First Horizon Corp lifted its stake in shares of United Community Banks by 51.7% during the 4th quarter. First Horizon Corp now owns 1,315 shares of the company’s stock valued at $41,000 after buying an additional 448 shares in the last quarter. Finally, Kestra Advisory Services LLC bought a new position in United Community Banks in the 4th quarter worth $42,000. Hedge funds and other institutional investors own 82.29% of the company’s stock.

United Community Banks Trading Up 1.0%

Shares of UCB opened at $36.75 on Tuesday. The firm has a 50 day moving average price of $35.05 and a 200-day moving average price of $33.72. The company has a debt-to-equity ratio of 0.22, a quick ratio of 0.83 and a current ratio of 0.83. United Community Banks has a fifty-two week low of $28.65 and a fifty-two week high of $37.18. The firm has a market cap of $4.40 billion, a price-to-earnings ratio of 12.09 and a beta of 0.82.

United Community Banks (NYSE:UCB – Get Free Report) last issued its earnings results on Tuesday, July 21st. The company reported $0.71 earnings per share (EPS) for the quarter, missing the consensus estimate of $0.80 by ($0.09). United Community Banks had a return on equity of 9.61% and a net margin of 24.43%.The firm had revenue of $279.28 million during the quarter. As a group, equities research analysts forecast that United Community Banks will post 2.93 earnings per share for the current year.

About United Community Banks

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United Community Banks, Inc (NYSE: UCB) is a bank holding company headquartered in Blairsville, Georgia. It operates primarily through its subsidiary, United Community Bank, providing a broad range of banking and financial services to individual, business and governmental customers. The company’s core offerings include deposit accounts, commercial and consumer lending, mortgage origination, treasury and cash management services, and wealth management.

In addition to traditional banking products such as checking, savings and money market accounts, United Community Bank specializes in commercial real estate financing, small business administration (SBA) loans, equipment financing and agricultural lending.