OppFi (NYSE:OPFI) Releases FY 2026 Earnings Guidance

Posted by Francis Steltz on Aug 11th, 2026

OppFi (NYSE:OPFI – Get Free Report) issued an update on its FY 2026 earnings guidance on Monday. The company provided earnings per share (EPS) guidance of 1.340-1.510 for the period, compared to the consensus EPS estimate of 1.790. The company issued revenue guidance of $600.0 million-$625.0 million, compared to the consensus revenue estimate of $658.3 million.

OppFi Price Performance

Shares of NYSE:OPFI opened at $8.77 on Tuesday. The firm has a market capitalization of $748.87 million, a PE ratio of 9.43 and a beta of 1.77. The firm’s 50-day moving average is $9.10 and its two-hundred day moving average is $8.88. OppFi has a 1 year low of $7.36 and a 1 year high of $12.45.

OppFi (NYSE:OPFI – Get Free Report) last released its earnings results on Monday, August 10th. The company reported $0.33 earnings per share (EPS) for the quarter, missing analysts’ consensus estimates of $0.44 by ($0.11). OppFi had a net margin of 10.86% and a return on equity of 39.90%. The company had revenue of $86.17 million during the quarter, compared to analysts’ expectations of $155.89 million. OppFi has set its FY 2026 guidance at 1.340-1.510 EPS. Analysts expect that OppFi will post 1.8 EPS for the current fiscal year.

Analyst Upgrades and Downgrades

Several equities analysts recently commented on the company. Zacks Research lowered OppFi from a “strong-buy” rating to a “hold” rating in a report on Tuesday, July 28th. Stephens upped their price target on OppFi from $9.00 to $11.00 and gave the company an “equal weight” rating in a report on Friday, May 8th. Wall Street Zen lowered shares of OppFi from a “strong-buy” rating to a “buy” rating in a research note on Saturday. Citizens Jmp cut their price objective on shares of OppFi from $16.00 to $15.00 and set a “market outperform” rating on the stock in a report on Friday, April 17th. Finally, Weiss Ratings restated a “hold (c)” rating on shares of OppFi in a report on Friday. Two equities research analysts have rated the stock with a Buy rating and three have given a Hold rating to the company. Based on data from MarketBeat, the stock presently has an average rating of “Hold” and a consensus price target of $13.00.

View Our Latest Stock Analysis on OPFI

Insider Transactions at OppFi

In other news, Director Christina M. Favilla sold 30,000 shares of the firm’s stock in a transaction on Monday, June 8th. The shares were sold at an average price of $8.14, for a total value of $244,200.00. Following the completion of the sale, the director owned 156,737 shares in the company, valued at approximately $1,275,839.18. This trade represents a 16.07% decrease in their position. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is accessible through this hyperlink. Corporate insiders own 70.20% of the company’s stock.

Hedge Funds Weigh In On OppFi

Large investors have recently modified their holdings of the business. Quarry LP lifted its holdings in OppFi by 669.2% in the third quarter. Quarry LP now owns 3,492 shares of the company’s stock valued at $40,000 after acquiring an additional 3,038 shares during the period. Russell Investments Group Ltd. boosted its stake in shares of OppFi by 217.6% during the 2nd quarter. Russell Investments Group Ltd. now owns 4,681 shares of the company’s stock worth $65,000 after acquiring an additional 3,207 shares in the last quarter. Quantbot Technologies LP increased its stake in OppFi by 20.8% in the 2nd quarter. Quantbot Technologies LP now owns 8,663 shares of the company’s stock valued at $121,000 after purchasing an additional 1,494 shares in the last quarter. Kemnay Advisory Services Inc. acquired a new position in OppFi during the fourth quarter worth $95,000. Finally, Jain Global LLC acquired a new stake in OppFi in the fourth quarter valued at $112,000. 7.10% of the stock is owned by hedge funds and other institutional investors.

About OppFi

(Get Free Report)

OppFi (NYSE: OPFI) is a financial technology company that provides digital lending and credit solutions designed to meet the needs of near-prime consumers in the United States. Through its technology-driven platform, OppFi offers unsecured installment loans under the OppLoans brand, allowing borrowers to access credit online or via mobile devices. The company leverages proprietary data analytics and machine learning models to assess credit risk, streamline underwriting processes and deliver personalized loan products with transparent terms.

Headquartered in Chicago, Illinois, OppFi was founded in 2013 with a mission to increase financial inclusion for underserved and underbanked populations.