Chime Financial (NASDAQ:CHYM) Stock Price Expected to Rise, Keefe, Bruyette & Woods Analyst Says

Posted by Brenda Bartman on Aug 8th, 2026

Chime Financial (NASDAQ:CHYM – Get Free Report) had its price target raised by equities research analysts at Keefe, Bruyette & Woods from $30.00 to $35.00 in a research note issued on Thursday,Benzinga reports. The firm presently has an “outperform” rating on the stock. Keefe, Bruyette & Woods’ price target indicates a potential upside of 20.27% from the company’s current price.

CHYM has been the subject of a number of other reports. Freedom Capital upgraded Chime Financial to a “strong-buy” rating in a report on Thursday, July 23rd. Barclays initiated coverage on Chime Financial in a report on Wednesday, July 8th. They set an “overweight” rating and a $26.00 price target on the stock. BMO Capital Markets increased their price target on Chime Financial from $28.00 to $32.00 and gave the company an “outperform” rating in a research report on Thursday. The Goldman Sachs Group lifted their price objective on Chime Financial from $26.00 to $33.00 and gave the company a “buy” rating in a research note on Thursday. Finally, Compass Point raised Chime Financial from a “neutral” rating to a “buy” rating and lowered their price objective for the stock from $33.00 to $27.00 in a research report on Monday, April 13th. Three equities research analysts have rated the stock with a Strong Buy rating, fourteen have assigned a Buy rating, three have given a Hold rating and one has assigned a Sell rating to the company’s stock. Based on data from MarketBeat.com, the company currently has a consensus rating of “Moderate Buy” and an average price target of $31.06.

Check Out Our Latest Report on Chime Financial

Chime Financial Stock Performance

NASDAQ CHYM opened at $29.10 on Thursday. The firm has a market cap of $11.09 billion, a price-to-earnings ratio of -415.65 and a beta of 0.31. Chime Financial has a one year low of $15.88 and a one year high of $33.41. The firm has a 50 day simple moving average of $20.52 and a 200-day simple moving average of $20.83.

Chime Financial (NASDAQ:CHYM – Get Free Report) last issued its quarterly earnings results on Wednesday, August 5th. The company reported $0.07 EPS for the quarter, beating the consensus estimate of ($0.01) by $0.08. The company had revenue of $669.77 million during the quarter. Chime Financial had a negative net margin of 0.74% and a negative return on equity of 1.27%. The business’s quarterly revenue was up 26.8% on a year-over-year basis. During the same period in the prior year, the business earned ($7.29) EPS. Equities analysts predict that Chime Financial will post 0.32 EPS for the current fiscal year.

Insider Buying and Selling at Chime Financial

In related news, General Counsel Adam B. Frankel sold 3,000 shares of the business’s stock in a transaction on Monday, June 15th. The shares were sold at an average price of $17.50, for a total value of $52,500.00. Following the completion of the sale, the general counsel directly owned 303,795 shares of the company’s stock, valued at $5,316,412.50. The trade was a 0.98% decrease in their ownership of the stock. The sale was disclosed in a legal filing with the Securities & Exchange Commission, which is available at this hyperlink. Also, CAO Amine Asmerom sold 10,000 shares of the company’s stock in a transaction on Tuesday, August 4th. The shares were sold at an average price of $25.00, for a total transaction of $250,000.00. Following the completion of the transaction, the chief accounting officer owned 226,946 shares of the company’s stock, valued at $5,673,650. This represents a 4.22% decrease in their position. The disclosure for this sale is available in the SEC filing. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. In the last 90 days, insiders sold 16,000 shares of company stock valued at $356,500. Company insiders own 12.30% of the company’s stock.

Institutional Trading of Chime Financial

Hedge funds and other institutional investors have recently made changes to their positions in the company. EverSource Wealth Advisors LLC purchased a new position in Chime Financial during the 2nd quarter worth approximately $33,000. Scopus Asset Management L.P. purchased a new stake in Chime Financial in the second quarter valued at approximately $34,000. PNC Financial Services Group Inc. acquired a new stake in shares of Chime Financial in the fourth quarter valued at approximately $25,000. Daiwa Securities Group Inc. purchased a new position in shares of Chime Financial during the second quarter worth approximately $40,000. Finally, Caitong International Asset Management Co. Ltd grew its position in shares of Chime Financial by 686.0% during the fourth quarter. Caitong International Asset Management Co. Ltd now owns 1,462 shares of the company’s stock worth $37,000 after acquiring an additional 1,276 shares during the last quarter.

Key Stories Impacting Chime Financial

Here are the key news stories impacting Chime Financial this week:

Positive Sentiment: Chime reported second-quarter earnings of $0.07 per share, versus the consensus estimate of a $0.01 loss. Revenue increased 26.8% year over year to $669.77 million, supported by stronger user engagement and continued adoption of its digital banking and lending products. Chime Financial stock surges after strong Q2 beat
Positive Sentiment: Management forecast third-quarter revenue of approximately $680 million to $690 million and projected 2026 revenue of $2.725 billion to $2.745 billion, reinforcing expectations for continued growth. Direct-deposit relationships are also helping Chime expand into lending and other financial products. Chime forecasts 2026 revenue and workforce reduction
Positive Sentiment: Several analysts raised their price targets after the earnings release. Barclays increased its target to $33 and kept an overweight rating; Morgan Stanley raised its target to $33 with an overweight rating; Piper Sandler raised its target to $35; and BMO, Goldman Sachs, KBW, B. Riley and Canaccord also issued higher targets, with Canaccord at $45 and a buy rating. Analyst price-target updates
Neutral Sentiment: UBS raised its target to $28 but retained a neutral rating, implying the shares may already reflect much of the improved outlook. UBS Chime Financial price target
Negative Sentiment: Chime plans to reduce its workforce by roughly 10%. While the move could improve efficiency and profitability, it may signal tighter expense controls and create execution or morale risks. The planned departure of CFO Matt Newcomb adds another leadership-transition concern.
Neutral Sentiment: Chief Accounting Officer Amine Asmerom sold 10,000 shares for $250,000 under a pre-arranged Rule 10b5-1 plan. Because the sale was scheduled in advance and represents only 4.22% of his holdings, it is a limited signal.

Chime Financial Company Profile

(Get Free Report)

Chime Financial is a U.S.-based financial technology company offering mobile-first banking services designed to reduce fees and simplify everyday transactions. Founded in 2013 and headquartered in San Francisco, Chime operates a digital bank platform that provides customers with a checking account, a savings account, and a debit card without monthly maintenance fees, overdraft charges, or foreign transaction fees. The company’s platform is accessible via its mobile app, enabling users to manage their finances, track spending, and access customer support from their smartphones.

At the core of Chime’s service offering is its fee-free spending account, which includes early access to direct deposit funds—up to two days before scheduled payday—and instant transaction alerts.