Oportun Financial Corporation (NASDAQ:OPRT – Get Free Report) has been given a consensus recommendation of “Hold” by the five brokerages that are presently covering the stock, Marketbeat reports. One investment analyst has rated the stock with a sell recommendation, two have assigned a hold recommendation and two have given a buy recommendation to the company. The average 1-year price target among analysts that have issued a report on the stock in the last year is $7.3333.
OPRT has been the subject of a number of recent research reports. Weiss Ratings reiterated a “sell (d+)” rating on shares of Oportun Financial in a research note on Wednesday, June 24th. JPMorgan Chase & Co. dropped their price target on shares of Oportun Financial from $6.00 to $5.00 and set a “neutral” rating on the stock in a research note on Thursday, April 9th. Finally, Stephens reissued an “overweight” rating and set a $8.00 price objective on shares of Oportun Financial in a research report on Thursday.
Check Out Our Latest Stock Analysis on Oportun Financial
Oportun Financial Price Performance
Oportun Financial (NASDAQ:OPRT – Get Free Report) last released its earnings results on Wednesday, August 5th. The company reported $0.42 earnings per share for the quarter, topping analysts’ consensus estimates of $0.33 by $0.09. Oportun Financial had a net margin of 1.87% and a return on equity of 12.14%. The firm had revenue of $233.23 million for the quarter, compared to the consensus estimate of $230.68 million. Oportun Financial has set its FY 2026 guidance at 1.500-1.650 EPS. Research analysts expect that Oportun Financial will post 1.24 earnings per share for the current year.
Institutional Inflows and Outflows
Several hedge funds have recently modified their holdings of the business. Rhumbline Advisers lifted its holdings in Oportun Financial by 5.8% in the third quarter. Rhumbline Advisers now owns 51,467 shares of the company’s stock valued at $318,000 after acquiring an additional 2,817 shares during the period. Flaharty Asset Management LLC increased its position in shares of Oportun Financial by 23.1% during the 4th quarter. Flaharty Asset Management LLC now owns 16,000 shares of the company’s stock valued at $85,000 after purchasing an additional 3,000 shares during the last quarter. Clearstead Advisors LLC lifted its stake in shares of Oportun Financial by 192.9% in the 4th quarter. Clearstead Advisors LLC now owns 5,574 shares of the company’s stock worth $29,000 after purchasing an additional 3,671 shares during the period. Kemnay Advisory Services Inc. purchased a new position in shares of Oportun Financial in the fourth quarter worth approximately $28,000. Finally, Mackenzie Financial Corp grew its position in Oportun Financial by 11.7% during the third quarter. Mackenzie Financial Corp now owns 56,477 shares of the company’s stock valued at $348,000 after buying an additional 5,908 shares during the period. Hedge funds and other institutional investors own 82.70% of the company’s stock.
Oportun Financial News Roundup
Here are the key news stories impacting Oportun Financial this week:
- Positive Sentiment: Second-quarter earnings beat expectations. Adjusted EPS was $0.42, up from $0.31 a year earlier and above the $0.33 analyst consensus. Revenue of $233.2 million also exceeded estimates of $230.7 million. Oportun Financial Corporation Q2 Earnings and Revenues Beat Estimates
- Positive Sentiment: Profitability and credit metrics improved. GAAP net income rose 24% year over year to approximately $8.5 million, while adjusted EBITDA increased 56% to $49 million. The 30-plus-day delinquency rate fell to 4.0%, its lowest level since the fourth quarter of 2021, supporting the outlook for improved loan performance. Oportun Outperforms Second Quarter Guidance
- Positive Sentiment: Full-year guidance was raised above consensus. Oportun expects 2026 adjusted EPS of $1.50-$1.65, compared with analyst expectations of $1.47, and revenue of $935 million-$955 million versus consensus of $943.4 million. Third-quarter revenue guidance of $235 million-$240 million was broadly above the $236.9 million estimate. The company also increased its full-year adjusted EBITDA outlook to $160 million-$175 million.
- Positive Sentiment: Analyst estimates imply additional upside. The average Wall Street price target suggests roughly 49.8% potential upside, although price targets are not guarantees and can change following the earnings release. Wall Street Analysts Think Oportun Financial Could Surge
- Neutral Sentiment: Loan originations increased only 1% year over year to $488 million, and revenue was slightly below the prior-year quarter, indicating that the investment case is currently driven more by cost control, credit improvement and profitability than by rapid growth.
- Negative Sentiment: Insider trading data showed seven insider sales and no purchases over the past six months. While these transactions may reflect personal financial decisions, the absence of insider buying is a potential caution signal.
About Oportun Financial
Oportun Financial Corporation (NASDAQ: OPRT) is a financial technology company that provides consumer lending products aimed at serving the underbanked and credit-invisible population in the United States. Headquartered in Redwood City, California, Oportun operates a digital platform that enables borrowers to access credit through unsecured personal installment loans, secured credit-builder loans and a proprietary mobile wallet. The company leverages machine learning and alternative data sources to assess creditworthiness, extending financial services to customers with limited or no traditional credit history.
The company’s core offerings include fixed-term installment loans designed to help individuals cover unexpected expenses, consolidate debt or build credit.
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