PayPal Holdings, Inc. (NASDAQ:PYPL) Given Consensus Rating of “Hold” by Brokerages

Posted by Francis Steltz on Aug 4th, 2026

PayPal Holdings, Inc. (NASDAQ:PYPL – Get Free Report) has been assigned a consensus recommendation of “Hold” from the forty-seven ratings firms that are presently covering the firm, MarketBeat.com reports. Four analysts have rated the stock with a sell rating, thirty-four have issued a hold rating and nine have issued a buy rating on the company. The average 12 month price objective among brokers that have covered the stock in the last year is $55.6667.

Several equities research analysts have recently commented on the company. Citigroup upped their price target on PayPal from $48.00 to $61.00 and gave the stock a “neutral” rating in a research note on Wednesday, July 29th. BMO Capital Markets assumed coverage on shares of PayPal in a research report on Tuesday, April 21st. They issued a “market perform” rating and a $52.00 price objective on the stock. Jefferies Financial Group raised shares of PayPal from a “hold” rating to a “buy” rating in a research note on Tuesday, July 28th. Bank of America cut their price objective on shares of PayPal from $55.00 to $53.00 and set a “neutral” rating for the company in a research report on Wednesday, May 6th. Finally, The Goldman Sachs Group set a $50.00 target price on shares of PayPal in a research note on Tuesday, July 28th.

Get Our Latest Report on PYPL

PayPal Stock Performance

Shares of PYPL stock opened at $57.87 on Thursday. The stock has a market capitalization of $49.51 billion, a PE ratio of 10.94, a price-to-earnings-growth ratio of 1.42 and a beta of 1.29. PayPal has a 52-week low of $38.46 and a 52-week high of $79.21. The stock’s 50-day moving average price is $47.30 and its 200 day moving average price is $47.03. The company has a quick ratio of 1.29, a current ratio of 1.29 and a debt-to-equity ratio of 0.55.

PayPal (NASDAQ:PYPL – Get Free Report) last posted its quarterly earnings data on Tuesday, July 28th. The credit services provider reported $1.38 earnings per share for the quarter, topping analysts’ consensus estimates of $1.28 by $0.10. PayPal had a return on equity of 24.39% and a net margin of 14.36%.The company had revenue of $8.68 billion during the quarter, compared to analysts’ expectations of $8.47 billion. During the same period last year, the firm earned $1.40 EPS. The firm’s revenue for the quarter was up 4.8% on a year-over-year basis. As a group, equities research analysts forecast that PayPal will post 5.35 EPS for the current year.

PayPal Dividend Announcement

The company also recently declared a quarterly dividend, which will be paid on Friday, September 25th. Investors of record on Friday, September 4th will be issued a dividend of $0.14 per share. This represents a $0.56 annualized dividend and a yield of 1.0%. The ex-dividend date of this dividend is Friday, September 4th. PayPal’s dividend payout ratio is currently 10.59%.

PayPal News Summary

Here are the key news stories impacting PayPal this week:

Positive Sentiment: PayPal’s recent quarterly results showed adjusted earnings of $1.38 per share versus the $1.28 consensus estimate, while revenue reached approximately $8.68 billion, ahead of expectations and up 4.8% year over year. Investor attention has also focused on progress in Venmo monetization and Braintree expansion. PayPal Stock Opinions on Q2 Earnings and Analyst Downgrade
Positive Sentiment: Speculation that Stripe and Advent could bid for PayPal continues to support the shares by raising the possibility of an acquisition premium, although no transaction has been confirmed. Market participants are also discussing who else might emerge as a potential bidder. Who Else Could Make a Bid for PayPal?
Positive Sentiment: PayPal led the financial sector’s July performance with an approximately 30% rally, reflecting improving investor confidence in the company’s turnaround and earnings trajectory. Financial Sector Tops the S&P 500 in July
Neutral Sentiment: Cantor Fitzgerald raised its PayPal price target from $54 to $60 but maintained a neutral rating. The new target suggests limited additional upside from the current trading level, indicating that valuation has moved closer to the analyst’s expectations.
Negative Sentiment: Technical analysts warn that the recent rally has pushed PayPal’s relative strength index into overbought territory, increasing the risk of a pause or pullback even as fundamental momentum improves. PayPal Shares Pause as Turnaround Momentum Collides With Overbought RSI
Negative Sentiment: Investors remain concerned about recession resilience: a comparison with American Express argues that PayPal’s fintech model may be less defensive in an economic downturn. Separate investor discussion also highlighted a Morgan Stanley underweight rating and a lower price target. Which Financial Stock Would Hold Up Better in a Recession?

Insider Buying and Selling at PayPal

In related news, insider Suzan Kereere sold 3,379 shares of PayPal stock in a transaction that occurred on Wednesday, June 3rd. The stock was sold at an average price of $42.79, for a total value of $144,587.41. Following the sale, the insider directly owned 30,983 shares in the company, valued at $1,325,762.57. The trade was a 9.83% decrease in their ownership of the stock. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is available through this link. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, insider Frank Keller sold 732 shares of the company’s stock in a transaction on Wednesday, July 29th. The stock was sold at an average price of $58.10, for a total value of $42,529.20. Following the transaction, the insider directly owned 41,567 shares in the company, valued at $2,415,042.70. This represents a 1.73% decrease in their position. The disclosure for this sale is available in the SEC filing. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. In the last 90 days, insiders have sold 10,612 shares of company stock valued at $484,534. 0.63% of the stock is owned by corporate insiders.

Institutional Investors Weigh In On PayPal

Hedge funds and other institutional investors have recently bought and sold shares of the business. Bard Associates Inc. acquired a new stake in shares of PayPal in the fourth quarter valued at about $25,000. Allied Private Wealth LLC acquired a new position in PayPal during the second quarter worth about $25,000. Robinswood Financial LLC acquired a new position in PayPal during the first quarter worth about $26,000. Caitong International Asset Management Co. Ltd increased its holdings in PayPal by 15,233.3% in the fourth quarter. Caitong International Asset Management Co. Ltd now owns 460 shares of the credit services provider’s stock valued at $27,000 after buying an additional 457 shares in the last quarter. Finally, Safe Harbor Fiduciary LLC purchased a new position in PayPal in the fourth quarter valued at about $28,000. Institutional investors and hedge funds own 68.32% of the company’s stock.

About PayPal

(Get Free Report)

PayPal Holdings, Inc operates a global digital payments platform that enables consumers and merchants to send and receive payments online, on mobile devices and at the point of sale. The company provides a broad set of payment solutions, including a digital wallet, merchant payment processing, checkout services, invoicing and fraud-management tools. PayPal’s platform is designed to support e-commerce, in-person retail and person-to-person transfers, targeting both individual consumers and businesses of varying sizes.

Key products and services in PayPal’s portfolio include the PayPal wallet and checkout ecosystem, the Venmo peer-to-peer mobile app, Braintree’s developer-focused payment gateway, Xoom for international money transfers, and PayPal Credit and buy-now-pay-later options.