Comparing Atlanticus Holdings Co. 6.125% Senior Notes due 2026 (NASDAQ:ATLCL) and Lendingclub (NASDAQ:HAPN)

Atlanticus Holdings Co. 6.125% Senior Notes due 2026 (NASDAQ:ATLCLGet Free Report) and Lendingclub (NASDAQ:HAPNGet Free Report) are both finance companies, but which is the better business? We will compare the two businesses based on the strength of their profitability, risk, dividends, institutional ownership, analyst recommendations, earnings and valuation.

Insider and Institutional Ownership

74.1% of Lendingclub shares are owned by institutional investors. 3.3% of Lendingclub shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Analyst Recommendations

This is a breakdown of current ratings and target prices for Atlanticus Holdings Co. 6.125% Senior Notes due 2026 and Lendingclub, as reported by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Atlanticus Holdings Co. 6.125% Senior Notes due 2026 0 0 0 0 0.00
Lendingclub 0 1 2 0 2.67

Lendingclub has a consensus target price of $25.00, indicating a potential upside of 19.47%. Given Lendingclub’s stronger consensus rating and higher possible upside, analysts clearly believe Lendingclub is more favorable than Atlanticus Holdings Co. 6.125% Senior Notes due 2026.

Profitability

This table compares Atlanticus Holdings Co. 6.125% Senior Notes due 2026 and Lendingclub’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Atlanticus Holdings Co. 6.125% Senior Notes due 2026 N/A N/A N/A
Lendingclub 18.67% 12.92% 1.66%

Earnings & Valuation

This table compares Atlanticus Holdings Co. 6.125% Senior Notes due 2026 and Lendingclub”s top-line revenue, earnings per share and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Atlanticus Holdings Co. 6.125% Senior Notes due 2026 N/A N/A N/A N/A N/A
Lendingclub $998.85 million 2.42 $135.68 million $1.66 12.61

Lendingclub has higher revenue and earnings than Atlanticus Holdings Co. 6.125% Senior Notes due 2026.

Summary

Lendingclub beats Atlanticus Holdings Co. 6.125% Senior Notes due 2026 on 9 of the 9 factors compared between the two stocks.

About Atlanticus Holdings Co. 6.125% Senior Notes due 2026

(Get Free Report)

atlanticus holdings corporation (“atlanticus”​) is a financial holding company with investments primarily in companies focused on providing financial services. our subsidiaries offer a broad array of financial products and services. www.atlanticus.com

About Lendingclub

(Get Free Report)

LendingClub Corporation, operates as a bank holding company for LendingClub Bank, National Association that provides range of financial products and services through a technology-driven platform in the United States. The company provides commercial and industrial, commercial real estate, small business, and equipment loans, as well as leases equipment; and unsecured personal and auto, patient finance, and education finance loans. It also operates an online lending marketplace platform that connects borrowers and investors. LendingClub Corporation was incorporated in 2006 and is headquartered in San Francisco, California.

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