Bancorp (NASDAQ:TBBK) Updates FY 2026 Earnings Guidance

Posted by on Jul 31st, 2026

Bancorp (NASDAQ:TBBK – Get Free Report) updated its FY 2026 earnings guidance on Thursday. The company provided earnings per share guidance of 5.950-6.050 for the period, compared to the consensus EPS estimate of 5.920. The company issued revenue guidance of -. Bancorp also updated its FY 2027 guidance to EPS.

Analyst Upgrades and Downgrades

Several research analysts recently commented on the stock. Wall Street Zen upgraded shares of Bancorp from a “sell” rating to a “hold” rating in a report on Saturday, April 25th. Keefe, Bruyette & Woods upgraded shares of Bancorp from a “market perform” rating to an “outperform” rating and upped their price target for the company from $72.00 to $77.00 in a report on Thursday, July 9th. Raymond James Financial reaffirmed a “strong-buy” rating on shares of Bancorp in a research report on Friday. Bank of America reiterated a “buy” rating on shares of Bancorp in a research note on Monday, July 20th. Finally, Weiss Ratings raised Bancorp from a “hold (c)” rating to a “hold (c+)” rating in a research report on Tuesday, June 30th. One research analyst has rated the stock with a Strong Buy rating, four have issued a Buy rating and two have issued a Hold rating to the company. According to data from MarketBeat.com, the company presently has an average rating of “Moderate Buy” and a consensus price target of $63.40.

View Our Latest Research Report on TBBK

Bancorp Stock Performance

Shares of Bancorp stock traded up $2.41 during midday trading on Friday, hitting $67.19. The company had a trading volume of 418,911 shares, compared to its average volume of 521,750. The business’s 50 day simple moving average is $60.87 and its two-hundred day simple moving average is $59.33. The stock has a market cap of $2.80 billion, a PE ratio of 13.07 and a beta of 1.19. The company has a debt-to-equity ratio of 0.32, a current ratio of 0.89 and a quick ratio of 0.88. Bancorp has a 1-year low of $50.20 and a 1-year high of $81.65.

Bancorp (NASDAQ:TBBK – Get Free Report) last released its earnings results on Thursday, July 30th. The bank reported $1.45 EPS for the quarter, beating the consensus estimate of $1.36 by $0.09. Bancorp had a net margin of 26.92% and a return on equity of 30.56%. The firm had revenue of $137.74 million during the quarter, compared to analysts’ expectations of $166.69 million. Bancorp has set its Q4 2026 guidance at 1.650-1.750 EPS and its FY 2026 guidance at 5.950-6.050 EPS. As a group, equities analysts predict that Bancorp will post 5.95 EPS for the current fiscal year.

Key Stories Impacting Bancorp

Here are the key news stories impacting Bancorp this week:

  • Positive Sentiment: EPS beat expectations and increased year over year. TBBK reported second-quarter diluted EPS of $1.45, above the $1.36 consensus estimate and up 14.2% from $1.27 a year earlier. Net income was $60.7 million, compared with $59.8 million in the prior-year quarter. The Bancorp second-quarter results
  • Positive Sentiment: Fintech activity and deposits showed solid growth. Gross dollar volume on prepaid, debit and credit cards rose 22.5% year over year to $53.45 billion, while average deposits increased 4.4% to $8.41 billion. Management cited strong loan and fintech-fee growth, improving credit trends and cost efficiencies.
  • Positive Sentiment: Full-year outlook was raised. TBBK now expects fiscal 2026 EPS of $5.95-$6.05, above the $5.92 analyst consensus, and maintained its 2027 EPS target of $8.10-$8.30. The company also repurchased $50 million of stock during the quarter. TBBK Q2 earnings call transcript
  • Neutral Sentiment: Profitability remained strong but mixed. Return on equity improved to 34.7% from 28.4%, while return on assets declined to 2.51% from 2.64%. Loans reached $7.07 billion, with net interest income of $90.5 million and non-interest income of $73.0 million.
  • Negative Sentiment: Revenue missed estimates and the fourth-quarter outlook was cautious. Quarterly revenue of $137.74 million fell well below the $166.69 million consensus estimate. Net interest margin also declined to 3.85% from 4.44% a year earlier, and fourth-quarter EPS guidance of $1.65-$1.75 only reached the current $1.75 consensus at its high end. Key TBBK second-quarter metrics

Hedge Funds Weigh In On Bancorp

Several institutional investors and hedge funds have recently added to or reduced their stakes in TBBK. Holocene Advisors LP acquired a new stake in shares of Bancorp during the 3rd quarter worth approximately $7,151,000. Millennium Management LLC increased its position in shares of Bancorp by 200.7% during the fourth quarter. Millennium Management LLC now owns 106,823 shares of the bank’s stock valued at $7,213,000 after purchasing an additional 71,300 shares during the period. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC raised its stake in shares of Bancorp by 6.1% in the first quarter. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC now owns 147,523 shares of the bank’s stock valued at $7,795,000 after purchasing an additional 8,454 shares in the last quarter. Bank of America Corp DE raised its stake in shares of Bancorp by 6.4% in the second quarter. Bank of America Corp DE now owns 191,257 shares of the bank’s stock valued at $10,896,000 after purchasing an additional 11,570 shares in the last quarter. Finally, Barclays PLC lifted its position in Bancorp by 33.9% in the fourth quarter. Barclays PLC now owns 96,249 shares of the bank’s stock worth $6,499,000 after purchasing an additional 24,365 shares during the period. 96.22% of the stock is currently owned by institutional investors.

Bancorp Company Profile

(Get Free Report)

The Bancorp, Inc (NASDAQ: TBBK) is a Delaware-chartered bank holding company that provides a range of banking and financial services to individuals, businesses, and financial institutions across the United States. Through its subsidiary, The Bancorp Bank, the company offers FDIC-insured deposit accounts, cash management solutions and specialized lending products. Its business model focuses on partnering with fintech firms, asset managers and payment processors to deliver integrated banking-as-a-service (BaaS) capabilities.

The company’s product suite includes interest-bearing and non-interest-bearing checking accounts, money market accounts, certificates of deposit and debit and credit card services.

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