PayPal (NASDAQ:PYPL) Upgraded at Truist Financial

Posted by Francis Steltz on Jul 27th, 2026

Truist Financial upgraded shares of PayPal (NASDAQ:PYPL – Free Report) from a sell rating to a hold rating in a research report report published on Friday, Marketbeat Ratings reports. The brokerage currently has $57.00 price target on the credit services provider’s stock, up from their prior price target of $44.00.

PYPL has been the subject of a number of other research reports. Clear Str upgraded PayPal to a “hold” rating in a research report on Thursday, July 16th. Royal Bank Of Canada reaffirmed an “outperform” rating and issued a $59.00 target price on shares of PayPal in a research report on Wednesday, May 6th. Mizuho reiterated a “neutral” rating and issued a $50.00 target price (down from $60.00) on shares of PayPal in a research note on Thursday, April 16th. William Blair reissued a “market perform” rating on shares of PayPal in a report on Wednesday, July 15th. Finally, BNP Paribas Exane boosted their price target on shares of PayPal from $41.00 to $43.50 and gave the company a “neutral” rating in a report on Friday, April 10th. Nine investment analysts have rated the stock with a Buy rating, thirty-four have issued a Hold rating and four have assigned a Sell rating to the company. According to data from MarketBeat, the company has a consensus rating of “Hold” and an average target price of $54.96.

Get Our Latest Stock Report on PayPal

PayPal Stock Performance

NASDAQ PYPL opened at $56.15 on Friday. The company has a debt-to-equity ratio of 0.47, a quick ratio of 1.26 and a current ratio of 1.26. PayPal has a one year low of $38.46 and a one year high of $79.50. The company has a 50-day simple moving average of $45.70 and a 200-day simple moving average of $47.05. The firm has a market capitalization of $49.53 billion, a PE ratio of 10.53, a price-to-earnings-growth ratio of 1.40 and a beta of 1.33.

PayPal (NASDAQ:PYPL – Get Free Report) last issued its earnings results on Tuesday, May 5th. The credit services provider reported $1.34 earnings per share (EPS) for the quarter, topping analysts’ consensus estimates of $1.27 by $0.07. PayPal had a net margin of 15.00% and a return on equity of 25.02%. The firm had revenue of $8.35 billion for the quarter, compared to analysts’ expectations of $8.05 billion. During the same quarter last year, the company posted $1.33 earnings per share. PayPal’s revenue was up 7.2% on a year-over-year basis. On average, equities analysts forecast that PayPal will post 5.32 earnings per share for the current year.

PayPal Dividend Announcement

The firm also recently declared a quarterly dividend, which was paid on Thursday, June 25th. Stockholders of record on Thursday, June 4th were issued a dividend of $0.14 per share. This represents a $0.56 dividend on an annualized basis and a dividend yield of 1.0%. The ex-dividend date of this dividend was Thursday, June 4th. PayPal’s dividend payout ratio (DPR) is 10.51%.

Insider Activity at PayPal

In related news, CAO Chris Natali sold 1,337 shares of the stock in a transaction dated Wednesday, April 29th. The shares were sold at an average price of $49.46, for a total value of $66,128.02. Following the completion of the transaction, the chief accounting officer owned 1,586 shares in the company, valued at $78,443.56. This represents a 45.74% decrease in their position. The sale was disclosed in a filing with the SEC, which is available at this hyperlink. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, insider Frank Keller sold 4,612 shares of the firm’s stock in a transaction dated Wednesday, June 3rd. The shares were sold at an average price of $42.54, for a total transaction of $196,194.48. Following the transaction, the insider directly owned 41,567 shares in the company, valued at approximately $1,768,260.18. The trade was a 9.99% decrease in their position. The SEC filing for this sale provides additional information. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders have sold a total of 20,612 shares of company stock worth $966,623 over the last ninety days. 0.63% of the stock is currently owned by corporate insiders.

Institutional Inflows and Outflows

Several institutional investors and hedge funds have recently made changes to their positions in PYPL. Vanguard Group Inc. lifted its position in PayPal by 6.5% in the fourth quarter. Vanguard Group Inc. now owns 90,376,927 shares of the credit services provider’s stock worth $5,276,205,000 after purchasing an additional 5,534,462 shares during the period. Bank of America Corp DE boosted its stake in PayPal by 67.9% during the 1st quarter. Bank of America Corp DE now owns 25,614,720 shares of the credit services provider’s stock valued at $1,158,554,000 after purchasing an additional 10,356,256 shares in the last quarter. Norges Bank acquired a new position in shares of PayPal during the 4th quarter valued at $949,758,000. Amundi increased its position in shares of PayPal by 227.6% during the 1st quarter. Amundi now owns 13,804,208 shares of the credit services provider’s stock valued at $624,364,000 after purchasing an additional 9,590,488 shares during the period. Finally, Invesco Ltd. raised its stake in shares of PayPal by 9.7% in the 4th quarter. Invesco Ltd. now owns 12,215,792 shares of the credit services provider’s stock worth $713,158,000 after buying an additional 1,083,843 shares in the last quarter. 68.32% of the stock is currently owned by institutional investors.

PayPal News Summary

Here are the key news stories impacting PayPal this week:

Positive Sentiment: Truist Securities upgraded PayPal from Sell to Hold and raised its price target to $57 from $44, signaling improved confidence in the stock and helping sentiment around PYPL. Article: Benzinga report on Truist upgrade
Positive Sentiment: Reports that Stripe and Advent International have approached PayPal with a $53 billion takeover bid have fueled speculation that PYPL could be worth more in a deal, boosting investor interest. Article: Yahoo Finance takeover report
Neutral Sentiment: Options traders are pricing in about an 8.8% swing around next week’s earnings, indicating elevated expectations and potential volatility rather than a clear directional view. Article: TipRanks earnings volatility report
Neutral Sentiment: Analysts say investors are focused on TPV growth, platform expansion, margins, and competition heading into earnings, with macro uncertainty still clouding the outlook. Article: Zacks preview
Neutral Sentiment: PayPal remains a low-valuation name by market standards, with investors noting its roughly 11x earnings multiple and ongoing share repurchases as support for long-term value. Article: 24/7 Wall St. valuation note

PayPal Company Profile

(Get Free Report)

PayPal Holdings, Inc operates a global digital payments platform that enables consumers and merchants to send and receive payments online, on mobile devices and at the point of sale. The company provides a broad set of payment solutions, including a digital wallet, merchant payment processing, checkout services, invoicing and fraud-management tools. PayPal’s platform is designed to support e-commerce, in-person retail and person-to-person transfers, targeting both individual consumers and businesses of varying sizes.

Key products and services in PayPal’s portfolio include the PayPal wallet and checkout ecosystem, the Venmo peer-to-peer mobile app, Braintree’s developer-focused payment gateway, Xoom for international money transfers, and PayPal Credit and buy-now-pay-later options.