UWM (NYSE:UWMC) Hits New 12-Month Low – Here’s What Happened

Posted by Geri Gentry on Jul 21st, 2026

UWM Holdings Corporation (NYSE:UWMC – Get Free Report) hit a new 52-week low on Tuesday . The company traded as low as $1.87 and last traded at $1.8850, with a volume of 21585376 shares. The stock had previously closed at $2.02.

Wall Street Analyst Weigh In

Several analysts recently weighed in on UWMC shares. Barclays dropped their price target on UWM from $5.00 to $4.00 and set an “overweight” rating for the company in a report on Tuesday, July 7th. Stephens assumed coverage on UWM in a research report on Friday, April 24th. They set an “equal weight” rating and a $4.00 price objective on the stock. Keefe, Bruyette & Woods raised UWM from a “market perform” rating to an “outperform” rating and dropped their target price for the stock from $4.50 to $3.75 in a report on Thursday, June 25th. Morgan Stanley reduced their target price on shares of UWM from $5.00 to $3.00 and set an “equal weight” rating for the company in a research report on Monday. Finally, Argus upgraded shares of UWM to a “hold” rating in a research note on Tuesday, March 31st. Four research analysts have rated the stock with a Buy rating, seven have assigned a Hold rating and one has assigned a Sell rating to the company. Based on data from MarketBeat, UWM currently has an average rating of “Hold” and a consensus target price of $4.81.

View Our Latest Analysis on UWM

UWM Stock Down 6.7%

The stock has a 50-day moving average of $2.49 and a 200-day moving average of $3.69. The company has a debt-to-equity ratio of 3.13, a current ratio of 1.52 and a quick ratio of 1.52. The firm has a market cap of $3.02 billion, a price-to-earnings ratio of 6.98 and a beta of 1.76.

UWM (NYSE:UWMC – Get Free Report) last announced its quarterly earnings data on Wednesday, May 6th. The company reported $0.09 earnings per share for the quarter, beating the consensus estimate of $0.06 by $0.03. The firm had revenue of $901.43 million during the quarter, compared to analysts’ expectations of $709.85 million. UWM had a return on equity of 19.01% and a net margin of 1.92%. Sell-side analysts predict that UWM Holdings Corporation will post 0.36 EPS for the current fiscal year.

UWM Announces Dividend

The company also recently disclosed a quarterly dividend, which was paid on Thursday, July 9th. Shareholders of record on Thursday, June 18th were paid a dividend of $0.10 per share. This represents a $0.40 dividend on an annualized basis and a yield of 21.2%. The ex-dividend date was Thursday, June 18th. UWM’s dividend payout ratio is presently 148.15%.

Insider Buying and Selling

In other news, CEO Ishbia Mat sold 1,003,333 shares of the business’s stock in a transaction that occurred on Friday, May 8th. The shares were sold at an average price of $3.39, for a total value of $3,401,298.87. The sale was disclosed in a legal filing with the Securities & Exchange Commission, which can be accessed through this hyperlink. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Over the last 90 days, insiders have sold 9,934,024 shares of company stock valued at $35,925,911. 80.30% of the stock is owned by company insiders.

Institutional Inflows and Outflows

A number of hedge funds have recently added to or reduced their stakes in UWMC. Dimensional Fund Advisors LP increased its stake in shares of UWM by 4.4% in the fourth quarter. Dimensional Fund Advisors LP now owns 55,509 shares of the company’s stock valued at $243,000 after buying an additional 2,329 shares during the period. Public Employees Retirement System of Ohio lifted its stake in shares of UWM by 4.9% in the fourth quarter. Public Employees Retirement System of Ohio now owns 51,423 shares of the company’s stock worth $225,000 after acquiring an additional 2,407 shares during the period. Allworth Financial LP boosted its holdings in UWM by 62.5% in the fourth quarter. Allworth Financial LP now owns 6,765 shares of the company’s stock valued at $30,000 after acquiring an additional 2,602 shares during the last quarter. Choreo LLC boosted its holdings in UWM by 16.1% in the fourth quarter. Choreo LLC now owns 19,017 shares of the company’s stock valued at $84,000 after acquiring an additional 2,637 shares during the last quarter. Finally, Fortem Financial Group LLC increased its position in UWM by 29.5% during the 4th quarter. Fortem Financial Group LLC now owns 16,685 shares of the company’s stock valued at $73,000 after purchasing an additional 3,800 shares during the period. 53.59% of the stock is owned by institutional investors.

About UWM

(Get Free Report)

United Wholesale Mortgage (NYSE: UWMC) is a leading mortgage lender in the United States specializing in the wholesale channel. The company partners with independent mortgage brokers, community banks and credit unions to offer a full suite of residential mortgage products. Through its network of third-party originators, United Wholesale Mortgage underwrites, funds and closes loans, allowing its partners to focus on customer acquisition and service.

The company’s product offerings include conventional fixed- and adjustable-rate mortgages, Federal Housing Administration (FHA) loans, Veterans Affairs (VA) loans, U.S.