Old Second Bancorp (NASDAQ:OSBC) Sets New 12-Month High – Still a Buy?

Posted by Brenda Bartman on Jul 18th, 2026

Old Second Bancorp, Inc. (NASDAQ:OSBC – Get Free Report)’s share price reached a new 52-week high during mid-day trading on Thursday . The company traded as high as $23.99 and last traded at $23.92, with a volume of 163337 shares changing hands. The stock had previously closed at $23.19.

Analyst Upgrades and Downgrades

Several equities research analysts have commented on OSBC shares. Piper Sandler raised their price target on shares of Old Second Bancorp from $25.00 to $26.00 and gave the company an “overweight” rating in a research note on Friday, June 26th. Stephens assumed coverage on Old Second Bancorp in a research report on Friday, March 27th. They set an “overweight” rating and a $23.00 price objective for the company. Weiss Ratings reissued a “buy (b)” rating on shares of Old Second Bancorp in a report on Friday, May 29th. Finally, Raymond James Financial initiated coverage on Old Second Bancorp in a research note on Tuesday, July 7th. They set an “outperform” rating and a $26.00 target price on the stock. Five analysts have rated the stock with a Buy rating and one has given a Hold rating to the company. According to MarketBeat.com, Old Second Bancorp has a consensus rating of “Moderate Buy” and an average target price of $24.20.

Check Out Our Latest Report on Old Second Bancorp

Old Second Bancorp Stock Down 1.0%

The stock’s 50-day moving average is $22.06 and its 200-day moving average is $20.93. The stock has a market cap of $1.22 billion, a P/E ratio of 14.07 and a beta of 0.70. The company has a current ratio of 0.90, a quick ratio of 0.90 and a debt-to-equity ratio of 0.11.

Old Second Bancorp (NASDAQ:OSBC – Get Free Report) last released its quarterly earnings results on Wednesday, April 22nd. The financial services provider reported $0.49 EPS for the quarter, missing analysts’ consensus estimates of $0.52 by ($0.03). The company had revenue of $93.77 million for the quarter, compared to the consensus estimate of $94.80 million. Old Second Bancorp had a return on equity of 12.67% and a net margin of 20.07%. As a group, research analysts anticipate that Old Second Bancorp, Inc. will post 2.15 earnings per share for the current fiscal year.

Old Second Bancorp Announces Dividend

The company also recently announced a quarterly dividend, which was paid on Monday, May 11th. Investors of record on Friday, May 1st were issued a dividend of $0.07 per share. The ex-dividend date of this dividend was Friday, May 1st. This represents a $0.28 annualized dividend and a yield of 1.2%. Old Second Bancorp’s payout ratio is presently 16.67%.

Hedge Funds Weigh In On Old Second Bancorp

A number of institutional investors and hedge funds have recently added to or reduced their stakes in OSBC. Boston Partners acquired a new stake in Old Second Bancorp in the 4th quarter valued at about $15,994,000. Wellington Management Group LLP grew its stake in shares of Old Second Bancorp by 521.2% in the 4th quarter. Wellington Management Group LLP now owns 969,708 shares of the financial services provider’s stock worth $18,909,000 after purchasing an additional 813,600 shares during the last quarter. Goldman Sachs Group Inc. grew its stake in shares of Old Second Bancorp by 74.3% in the 1st quarter. Goldman Sachs Group Inc. now owns 1,478,332 shares of the financial services provider’s stock worth $24,599,000 after purchasing an additional 630,265 shares during the last quarter. Vanguard Group Inc. raised its holdings in shares of Old Second Bancorp by 20.4% in the 3rd quarter. Vanguard Group Inc. now owns 3,269,993 shares of the financial services provider’s stock worth $56,522,000 after purchasing an additional 553,169 shares in the last quarter. Finally, River Street Advisors LLC raised its holdings in shares of Old Second Bancorp by 104.0% in the 1st quarter. River Street Advisors LLC now owns 746,660 shares of the financial services provider’s stock worth $15,053,000 after purchasing an additional 380,589 shares in the last quarter. 67.76% of the stock is owned by institutional investors.

Old Second Bancorp Company Profile

(Get Free Report)

Old Second Bancorp, Inc is a bank holding company based in Aurora, Illinois, serving businesses and consumers through its primary subsidiary, Old Second National Bank. The company provides a broad range of commercial and retail banking services across the suburban Chicago marketplace, supported by a branch network and online platforms designed to meet the financial needs of local communities.

In its commercial banking division, Old Second offers lending solutions that include lines of credit, term loans, equipment financing and commercial real estate financing.