First Financial Bankshares (NASDAQ:FFIN) Releases Quarterly Earnings Results, Hits Estimates

Posted by George Bondi on Jul 16th, 2026

First Financial Bankshares (NASDAQ:FFIN – Get Free Report) posted its quarterly earnings results on Thursday. The bank reported $0.50 EPS for the quarter, hitting the consensus estimate of $0.50, Zacks reports. First Financial Bankshares had a return on equity of 14.20% and a net margin of 31.00%.

First Financial Bankshares Price Performance

Shares of NASDAQ FFIN traded up $1.28 during midday trading on Thursday, hitting $36.50. The company’s stock had a trading volume of 1,142,616 shares, compared to its average volume of 849,389. The firm has a market capitalization of $5.23 billion, a price-to-earnings ratio of 19.84 and a beta of 0.81. The business’s fifty day simple moving average is $33.17 and its two-hundred day simple moving average is $32.09. First Financial Bankshares has a 1 year low of $28.11 and a 1 year high of $38.74.

First Financial Bankshares Increases Dividend

The firm also recently disclosed a quarterly dividend, which was paid on Wednesday, July 1st. Stockholders of record on Friday, June 12th were paid a $0.22 dividend. The ex-dividend date of this dividend was Friday, June 12th. This is a positive change from First Financial Bankshares’s previous quarterly dividend of $0.19. This represents a $0.88 annualized dividend and a dividend yield of 2.4%. First Financial Bankshares’s payout ratio is 47.83%.

Wall Street Analyst Weigh In

Several research firms recently issued reports on FFIN. Benchmark assumed coverage on shares of First Financial Bankshares in a research report on Wednesday, June 24th. They set a “buy” rating and a $39.00 price objective for the company. Weiss Ratings reiterated a “hold (c)” rating on shares of First Financial Bankshares in a report on Monday, July 6th. Keefe, Bruyette & Woods dropped their price target on shares of First Financial Bankshares from $36.00 to $34.00 and set a “market perform” rating for the company in a research note on Thursday, April 9th. Finally, Cantor Fitzgerald restated a “neutral” rating and set a $35.00 price target (up from $34.00) on shares of First Financial Bankshares in a report on Wednesday. One investment analyst has rated the stock with a Strong Buy rating, one has issued a Buy rating and three have issued a Hold rating to the stock. According to data from MarketBeat.com, the company presently has an average rating of “Moderate Buy” and a consensus price target of $36.75.

Check Out Our Latest Stock Analysis on FFIN

Insider Transactions at First Financial Bankshares

In other First Financial Bankshares news, Director Murray Hamilton Edwards bought 1,000 shares of First Financial Bankshares stock in a transaction on Thursday, June 11th. The shares were bought at an average cost of $33.18 per share, for a total transaction of $33,180.00. Following the acquisition, the director directly owned 44,634 shares in the company, valued at $1,480,956.12. This represents a 2.29% increase in their ownership of the stock. The transaction was disclosed in a document filed with the SEC, which can be accessed through the SEC website. 3.80% of the stock is currently owned by company insiders.

Institutional Trading of First Financial Bankshares

A number of large investors have recently modified their holdings of FFIN. Captrust Financial Advisors raised its holdings in shares of First Financial Bankshares by 31.2% in the 4th quarter. Captrust Financial Advisors now owns 8,582 shares of the bank’s stock valued at $256,000 after purchasing an additional 2,040 shares in the last quarter. Kestra Advisory Services LLC purchased a new position in First Financial Bankshares in the fourth quarter valued at $115,000. Cibc World Markets Corp acquired a new stake in First Financial Bankshares in the fourth quarter valued at $266,000. US Bancorp DE lifted its holdings in First Financial Bankshares by 14.5% during the 3rd quarter. US Bancorp DE now owns 3,253 shares of the bank’s stock worth $109,000 after buying an additional 412 shares during the last quarter. Finally, Quantinno Capital Management LP lifted its holdings in First Financial Bankshares by 30.3% during the 2nd quarter. Quantinno Capital Management LP now owns 7,950 shares of the bank’s stock worth $286,000 after buying an additional 1,848 shares during the last quarter. Hedge funds and other institutional investors own 69.78% of the company’s stock.

First Financial Bankshares Company Profile

(Get Free Report)

First Financial Bankshares, Inc is a regional bank holding company headquartered in Cincinnati, Ohio. Through its primary subsidiary, First Financial Bank, the company offers a full suite of banking products and services to individual, small business and commercial clients. With roots dating back to 1863, First Financial has cultivated a strong community banking heritage, combining personalized service with modern financial solutions.

The company’s core business activities include commercial and consumer lending, deposit products, treasury management, mortgage origination and servicing, and wealth management.