Atlanticus (NASDAQ:ATLC) Upgraded to “Strong-Buy” at Texas Capital

Posted by Brian Himes on Jul 14th, 2026

Atlanticus (NASDAQ:ATLC – Get Free Report) was upgraded by stock analysts at Texas Capital from a “hold” rating to a “strong-buy” rating in a research note issued to investors on Monday,Zacks.com reports.

Other analysts also recently issued research reports about the stock. BTIG Research raised their price objective on shares of Atlanticus from $105.00 to $179.00 and gave the stock a “buy” rating in a report on Tuesday, June 30th. Citizens Jmp boosted their target price on shares of Atlanticus from $100.00 to $102.00 and gave the company a “market outperform” rating in a research note on Tuesday, March 17th. Jefferies Financial Group increased their target price on shares of Atlanticus from $100.00 to $115.00 and gave the company a “buy” rating in a research report on Wednesday, July 8th. B. Riley Financial restated a “buy” rating on shares of Atlanticus in a research note on Thursday, May 14th. Finally, Wall Street Zen raised shares of Atlanticus from a “buy” rating to a “strong-buy” rating in a report on Sunday, July 5th. Two equities research analysts have rated the stock with a Strong Buy rating, five have issued a Buy rating and one has given a Hold rating to the stock. According to MarketBeat, the stock presently has an average rating of “Buy” and an average price target of $126.00.

View Our Latest Analysis on Atlanticus

Atlanticus Stock Down 2.7%

ATLC stock opened at $96.61 on Monday. The stock’s fifty day simple moving average is $89.94 and its two-hundred day simple moving average is $70.38. The company has a current ratio of 1.24, a quick ratio of 1.24 and a debt-to-equity ratio of 1.08. Atlanticus has a 1-year low of $45.74 and a 1-year high of $112.61. The stock has a market cap of $1.46 billion, a P/E ratio of 14.42 and a beta of 2.11.

Atlanticus (NASDAQ:ATLC – Get Free Report) last announced its quarterly earnings data on Thursday, May 7th. The credit services provider reported $2.23 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $1.69 by $0.54. Atlanticus had a return on equity of 23.43% and a net margin of 5.86%.The firm had revenue of $679.59 million during the quarter, compared to the consensus estimate of $749.36 million. Analysts expect that Atlanticus will post 9.48 EPS for the current year.

Insider Buying and Selling at Atlanticus

In related news, major shareholder Frank J. Hanna III sold 15,676 shares of the company’s stock in a transaction that occurred on Wednesday, July 1st. The shares were sold at an average price of $104.26, for a total transaction of $1,634,379.76. Following the sale, the insider directly owned 259,392 shares in the company, valued at approximately $27,044,209.92. This represents a 5.70% decrease in their position. The sale was disclosed in a filing with the SEC, which can be accessed through this hyperlink. Also, CAO Mitchell Saunders sold 10,000 shares of the firm’s stock in a transaction that occurred on Monday, June 29th. The stock was sold at an average price of $102.20, for a total transaction of $1,022,000.00. Following the completion of the transaction, the chief accounting officer directly owned 46,273 shares of the company’s stock, valued at approximately $4,729,100.60. This trade represents a 17.77% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. Insiders sold 75,000 shares of company stock valued at $7,868,627 in the last three months. 51.00% of the stock is owned by company insiders.

Hedge Funds Weigh In On Atlanticus

A number of large investors have recently made changes to their positions in ATLC. Financial Management Professionals Inc. purchased a new position in shares of Atlanticus in the second quarter valued at $33,000. Advisory Services Network LLC bought a new position in Atlanticus in the 3rd quarter worth about $47,000. Jones Financial Companies Lllp bought a new position in Atlanticus in the 1st quarter worth about $71,000. State of Alaska Department of Revenue purchased a new position in Atlanticus during the 4th quarter valued at about $105,000. Finally, Inspire Investing LLC purchased a new position in Atlanticus during the 1st quarter valued at about $87,000. 14.15% of the stock is owned by institutional investors.

About Atlanticus

(Get Free Report)

Atlanticus Holdings Corporation is a specialty financial services holding company that provides credit products and solutions to consumers across the United States. Through its subsidiaries, the company offers proprietary credit card programs, installment loan products and deposit accounts designed to serve customers who may have limited access to traditional credit. Atlanticus markets its offerings through a variety of channels, including direct‐to‐consumer online platforms, mail order, call centers and partnerships with retail and e-commerce businesses.

The company underwrites and services credit card portfolios under private-label and co-branded agreements, combining technology‐enabled underwriting with tailored customer service.